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For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Overseas Travel Health Insurance Policies from India
 
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(1) Overseas Travel Health Insurance   (2) Salient Points of Overseas Travel Insurance
(3) Best & Economical Policy for Overseas Travel   (4) Selection of Overseas Travel Insurance
(5) Specimen proposal form of ICICI Lombard   (6) Policy wording individual overseas travel insurance (Tata AIG)*
(7) Policy Wording/ Proposal Form/ Brochure   (8) Policy wording overseas travel insurance (ICICI Lombard)
(9) Product details of Various Companies for Overseas Travel Insurance/Policy
 
General/ Health Insurance Companies Products
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   8- Policy wording overseas travel insurance (ICICI Lombard)
  1. Any partial loss of the items contained within the checked-in baggage.
  2. Items contained within the checked-in baggage, which are valued in excess of US $ 100 without appropriate proof of ownership.
  3. Losses arising from any delay, detention, confiscation by customs officials or other public authorities.
  4. Loss due to complete/partial damage of the checked- in baggage
  5. Any checked-in baggage delay on the inbound sector to the Republic of India.
  6. Any exclusion mentioned in the 'General Exclusions' section of this Policy.
BENEFIT 6- PERSONAL LIABILITY
What it covers ?
The Company will compensate the Insured in the event the Insured becomes legally liable to a third party under statutory liability provisions in private law for an incident which results in death, injury or damage to the health of such third party or damage to his/her properties, but not exceeding the Sum Insured specified in Part I of the Schedule to this Policy and provided the incident occurs during the Period of Insurance and whilst on a Trip abroad.
The deductible excess in respect of this benefit will be applicable for each separate claim, and shall be of an amount as specified in Part I of the Schedule to this Policy.
What it does not cover ?
EXCLUSIONS APPLICABLE TO BENEFIT 6- PERSONAL LIABILITY
The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured in connection with or in respect of :
  1. Any claim arising from Insured's contractual liability or through promises made by the Insured.
  2. Any claim of personal liability of the Insured towards his/her family, relations and traveling companions, whether personal or official.
  3. Any claim resulting from transmission of an illness or disease by the Insured.
  4. Any claim or damage resulting from professional activities involving the Insured.
  5. Any claim for liability arising directly or indirectly from or due to:
  1. The possession of animals, birds, reptiles, insects, etc. and their byproducts like skin, hair, feathers, horns, fur, ivory, bones, eggs, etc.
  2. The ownership or possession of vehicles, aircrafts, water crafts, or activities of the Insured involving parachuting, hang-gliding, hot air ballooning or use of firearms.
  3. Any willful, malicious or unlawful act.
  4. Insanity, the use of any alcohol/ drugs (except as medically prescribed) or drug addiction.
  5. Any supply of goods or services on the part of the Insured.
  6. Any ownership or occupation of land or buildings other than the occupation of any temporary residence.
  7. Any exclusion mentioned in the 'General Exclusions' section of this Policy.
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