|
|
| Overseas Travel Health Insurance |
| |
| Policy information of health insurance products for overseas travel health insurance policies including comparison rates, policy language, coverage etc. |
Go to Main Page |
|
| (1) |
Overseas Travel Health Insurance |
|
(2) |
Salient Points Of Overseas Travel Insurance |
| (3) |
Best & Economical Policy for Overseas Travel |
|
(4) |
Selection of Overseas Travel Insurance |
| (5) |
Specimen proposal form of ICICI Lombard |
|
(6) |
Policy wording individual overseas travel insurance (Tata AIG)* |
| (7) |
Policy Wording /Proposal Form/ Brochure |
|
(8) |
Policy wording overseas travel insurance (ICICI Lombard) |
| (9) |
Product details of Various Companies for Overseas Travel Insurance/Policy |
| |
| General/Health Insurance Companies Products |
| |
| Apollo Munich Insurance Company Limited |
| |
 |
Easy Travel - Individual Plan |
| |
|
Easy Travel Family |
| |
|
Easy Travel Senior Citizen |
| |
|
Easy Travel Annual Multi Trip |
| |
|
Easy Travel Plan Comparison |
|
| |
| Bajaj Allianz General Insurance Company Limited |
| |
|
Travel Asia |
| |
|
Travel Assist |
| |
|
Travel Companion |
| |
|
Travel Elite |
|
| |
| Cholamandalam Ms General Insurance Company Ltd. |
| |
|
Short Term Travel |
|
| |
| Future Generali India Insurance Co. Ltd. |
| |
Travel Suraksha |
| |
|
Overseas Travel |
| |
|
Multi Trip |
| |
|
Asia Travel |
| |
|
Superior Care |
|
| |
| HDFC Ergo General Insurance Company Limited |
| |
|
Travel Insurance |
|
| |
| ICICI Lombard General Insurance Company Limited |
| |
|
Annual Multi trip |
| |
|
Senior Citizen Plan |
| |
|
Single Round Trip |
|
|
| |
| IFFCO-Tokio General Insurance Company Limited |
| |
|
Travel Protector |
|
| |
| National Insurance Company Limited |
| |
|
Overseas Mediclaim |
|
| |
| Reliance General Insurance Co. Limited |
| |
|
Reliance Travel Care Insurance Policy – Asia |
| |
|
Reliance Travel Care Insurance Policy – Schengen |
| |
|
Reliance Travel Care Insurance Policy for Individuals and Families |
|
| |
| Royal Sundram Alliance Insurance Company Limited |
| |
|
Travel Shield Online |
|
| |
| Star Health And Allied Insurance Company Limited |
| |
|
Travel Individual |
| |
|
Travel Family |
|
| |
| Tata AIG General Insurance Co. Ltd. |
| |
|
Travel Guard |
| |
|
Asia Travel Guard |
|
| |
| The New India Assurance Co. Ltd. |
| |
|
Overseas Mediclaim Policy |
|
| |
| The Oriental Insurance Company Limited |
| |
|
Overseas Mediclaim Business and Holiday |
|
| |
| United India Insurance Company Limited |
| |
|
Overseas Mediclaim Policy for Business & Holiday |
|
|
|
|
|
|
| 8- Policy wording overseas travel insurance (ICICI Lombard) |
|
| 17. Obligations of the Insured : |
|
| |
- Claims for insurance benefits must be submitted to the Third Party Administrator not later than one (1) month after the completion of the treatment or transportation home, or in the event of death, after transportation of the mortal remains/ burial.
- The Insured shall provide the Third Party Administrator on demand any information that is required to determine the occurrence of the Insurable Event or the Company's liability to pay the benefits. In particular, upon request, proof shall be furnished of the actual commencement date of the Trip abroad.
- If requested to do so by the Third Party Administrator, the Insured is obliged to undergo a medical examination by a Physician designated by the Third Party Administrator.
- The Third Party Administrator is authorized by the Insured to take all measures that are suitable for loss prevention and claim minimization, which includes the Insured's transportation back to the Republic of India.
- The Company shall be released from any obligation to pay insurance benefits if any of the aforementioned obligations are breached by the Insured.
|
|
|
| 18. Transfer and Set-off of Claims : |
|
| |
- If the Insured has any outstanding claims against third parties, such claims shall be transferred in writing to the Company up to the amount for which the reimbursement of costs is made by the Company in accordance with the terms hereunder.
- In so far as an Insured receives compensation for costs he/she has incurred either from third parties liable for damages or as a result of other legal circumstances, the Company shall be entitled to set off this compensation against the insurance benefits payable, if any.
- Claims to the insurance benefits may be neither pledged nor transferred by the Insured.
|
|
|
- No sum payable under this Policy shall carry any interest / penalty.
- The insurance cover applies to all countries stated in the Policy Schedule, except those countries, where the Insured has a permanent place of residence.
- In the event of the Insured's death, the Company or the Company's representatives shall have the right to carry out a post mortem/autopsy, at the Company's expense.
|
|
| PART III OF SCHEDULE |
|
| STANDARD TERMS AND CONDITIONS |
|
- Incontestability and Duty of Disclosure The Policy shall be null and void and no benefit shall be payable in the event of untrue or incorrect statements, misrepresentation, mis-description or on non-disclosure in any material particular in the proposal form, personal statement, declaration and connected documents, or any material information having been withheld, or a claim being fraudulent or any fraudulent means or devices being used by the Insured or any one acting on his behalf to obtain any benefit under this Policy.
- Reasonable Care The Insured shall take all reasonable steps to safeguard the interests of the Insured against accidental loss or damage that may give rise to a claim.
- Observance of terms and conditions The due observance and fulfillment of the terms, conditions and endorsement of this Policy in so far as they relate to anything to be done or complied with by the Insured, shall be a condition precedent to any liability of the Company to make any payment under this Policy.
- Material change The Insured shall immediately notify the Company by fax and in writing of any material change in the risk, and cause at his own expense such additional precautions to be taken as circumstances may require to ensure safe operation of the Insured items or trade or business practices thereby containing the circumstances that may give rise to the claim, and the Company may adjust the scope of cover and / or premium if necessary, accordingly.
- Records to be maintained The Insured shall keep an accurate record containing all relevant particulars and shall allow the Company to inspect such record. The Insured shall within one month after the expiry of the Insurance Policy furnish such information as the Company may require.
- No constructive Notice Any knowledge or information of any circumstances or condition in connection with the Insured in possession of any official of the Company shall not be the notice to or be held to bind or prejudicially affect the Company notwithstanding subsequent acceptance of any premium.
|
|
|
|
|
|
|
|
|
|
|
