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Family Floater Health Insurance in India(for family)


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Selection/Introduction of Family Floater Health Insurance Policy

Introduction:
In the market you have the choice of this policy / products offered by Insurance Companies (5 Non Life + 2 Health Insurance Co’s). These are following:

Insurance Company		Product Name
1.	ICICI Lombard Gen. Ins. Co.	Family Floater Health Plan
2.	Apollo DKV Ins. Co.	Easy Health-Family Health Insurance Plan
3.	Star Health & Allied	Family Health Optima Insurance Plan
4.	National Insurance Co.	PARIVAR-Mediclaim for Family Policy
5.	Cholamandalam	Chola Health Insurance-Family Health Plan
6.	Reliance General Ins. Co.	Reliance Health Wise Policy
7.	United India Ins. Co.	Family Medicare

Features	ICICI Lombard	Apollo DKV	Star Health	Reliance General
Entry Age	19yrs to 60yrs	91days to 60yrs	5month to 60yrs	5yrs to 60yrs
Pre / Post hospitalization cover	Pre-30days Post-60 days	Pre-30 days Post-60 days	Pre - 30 days or post hospitalization Max. Rs. 5000 is payable	Pre-60days Post-90days
Pre-existing Diseases coverage	covered after the 4th year provided the policy is renewed with us for four consecutive years.	Covered after 3 years		Covered after 2 years
Maternity benefits	Not Available	Available**	Not Available	Not Available
Ambulance Cost	Covered (Rs. 1000)	Covered Upto Rs. 2000	Covered (upto Rs. 1500)	Covered (Upto Rs.750)
Discount on Renewal	Available 5%	10% CB* is available	Available 10%	Available 5%

Note: Please refer to the policy document for the complete list of features, scope of cover, benefits & exclusion subject to the Insurance Company.

*CB- Cumulative Bonus
**Maternity covered from 5th year of the policy under the policy in Exclusive and Premium Plan Only.

The advantages of family floater are:

		1 - 2 - 3

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