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For Health Insurance Comparative Quote Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone:011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria@surekhae.com, ibidelhi@gmail.com
Family Floater Health Insurance Products in India (for your entire family)
 
(1) What is the Concept of Family Floater?   (2) Introduction: Family Floater Health Insurance
(3) Coverage & Exclusion under Family Floater Insurance   (4) Family Floater Policy Premium Chart
(5) Features of Family Floater Insurance Policy   (6) Policy Wording /Proposal Form/ Brochure
(7) Product details of Various Family Floater Coverage   (8) Health Insurance -Below Poverity Line (BPL) Families
 
General/Health Insurance Companies Products
Life Insurance Companies Products
2- Selection/Introduction of Family Floater Health Insurance Policy
In the market you have the choice of this policy / products offered by Insurance Companies (12 Non Life + 3 Health Insurance Co’s). These are following:
Insurance Company Product Name
1. Apollo Munich Insurance Company Limited Easy Health Family Floater
2. Bajaj Allianz General Insurance Company Limited Family floater Health Guard
3. Bharti AXA General Insurance Company Limited Smart Health Insurance Policy
4. Cholamandalam Ms General Insurance Company Limited Family Health
5. HDFC Ergo General Insurance Company Limited Health Suraksha
6. ICICI Lombard General Insurance Company Limited Family Floater Health Insurance
7. IFFCO-Tokio General Insurance Company Limited Swasthya Kavach (Family Health)
8. Max Bupa Health Insurance Company Limited Heartbeat
9. National Insurance Company Limited PARIVAR – Mediclaim for Family
10. Oriental Insurance Company Limited Happy Family Floater Health Insurance
11. Reliance General Insurance Co. Limited Reliance Health Wise Policy
12. Royal Sundram Alliance Insurance Company Limited Health Shield Online
13. Star Health And Allied Insurance Company Limited Family Health Optima
14. IFFCO-Tokio General Insurance Company Limited Swasthya Kavach (Family Health)
15. Universal Sompo General Insurance Company Limited IOB Health Care Plus Policy
S.No Company Name Entry Age Pre/Post hospitalization cover Pre-existing Diseases coverage Maternity benefits Ambulance Cost Discount on Renewal
1. Apollo Munich Insurance Company Limited 18 yrs to 60 yrs Pre-30 days, Post-60 days Covered after 3 years Available**   10% CB* is available
2. ICICI Lombard General Insurance Company Limited 5 yrs to 60 yrs Pre-30 days, Post-60 days covered after the 4th year provided the policy is renewed with us for four consecutive years. Not Available   Available 5%
3. Max Bupa Health Insurance Company Limited No Limit Pre-Up to 30 days, Post- 60 days up to 4 yrs     Up to 10% of renewal premium
4. National Insurance Company Limited 35 yrs to 60 yrs Pre-15 days, Post- 30 days 4 yrs Not Available   NA
5. New India Assurance Company Limited Zone-II, 3months to 70 yrs Pre-30 days, Post- 60 days 4 yrs Not Available   NA
6. Oriental Insurance Company Limited 21 yrs to 55 yrs Pre-30 days, Post-60 days 4 yrs Not Available   5%
7. Reliance General Insurance Co. Limited 3 months to 65 yrs Pre-60 days, Post-90 days 2 yrs Not Available   5%
8. Star Health And Allied Insurance Company Limited 5 months to 60 yrs Pre-30 days, Post-7% of the hospitalization expenses up to 2 yrs Not Available   10%
Note: Please refer to the policy document for the complete list of features, scope of cover, benefits & exclusion subject to the Insurance Company.
*CB- Cumulative Bonus
**Maternity covered from 5th year of the policy under the policy in Exclusive and Premium Plan Only..
Last Updated on Aug,2012
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