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| Overseas Travel Health Insurance |
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| Policy information of health insurance products for overseas travel health insurance policies including comparison rates, policy language, coverage etc. |
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Overseas Travel Health Insurance |
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(2) |
Salient Points Of Overseas Travel Insurance |
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Best & Economical Policy for Overseas Travel |
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(4) |
Selection of Overseas Travel Insurance |
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Specimen proposal form of ICICI Lombard |
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(6) |
Policy wording individual overseas travel insurance (Tata AIG)* |
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Policy Wording /Proposal Form/ Brochure |
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(8) |
Policy wording overseas travel insurance (ICICI Lombard) |
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Product details of Various Companies for Overseas Travel Insurance/Policy |
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| General/Health Insurance Companies Products |
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| Apollo Munich Insurance Company Limited |
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Easy Travel - Individual Plan |
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Easy Travel Family |
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Easy Travel Senior Citizen |
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Easy Travel Annual Multi Trip |
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Easy Travel Plan Comparison |
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| Bajaj Allianz General Insurance Company Limited |
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Travel Asia |
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Travel Assist |
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Travel Companion |
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Travel Elite |
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| Cholamandalam Ms General Insurance Company Ltd. |
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Short Term Travel |
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| Future Generali India Insurance Co. Ltd. |
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Travel Suraksha |
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Overseas Travel |
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Multi Trip |
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Asia Travel |
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Superior Care |
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| HDFC Ergo General Insurance Company Limited |
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Travel Insurance |
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| ICICI Lombard General Insurance Company Limited |
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Annual Multi trip |
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Senior Citizen Plan |
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Single Round Trip |
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| IFFCO-Tokio General Insurance Company Limited |
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Travel Protector |
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| National Insurance Company Limited |
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Overseas Mediclaim |
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| Reliance General Insurance Co. Limited |
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Reliance Travel Care Insurance Policy – Asia |
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Reliance Travel Care Insurance Policy – Schengen |
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Reliance Travel Care Insurance Policy for Individuals and Families |
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| Royal Sundram Alliance Insurance Company Limited |
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Travel Shield Online |
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| Star Health And Allied Insurance Company Limited |
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Travel Individual |
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Travel Family |
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| Tata AIG General Insurance Co. Ltd. |
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Travel Guard |
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Asia Travel Guard |
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| The New India Assurance Co. Ltd. |
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Overseas Mediclaim Policy |
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| The Oriental Insurance Company Limited |
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Overseas Mediclaim Business and Holiday |
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| United India Insurance Company Limited |
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Overseas Mediclaim Policy for Business & Holiday |
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| 8- Policy wording overseas travel insurance (ICICI Lombard) |
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- Inclement Weather conditions causing delay. This must be authenticated by a letter from the common carrier;
- The place intended to be occupied by the Insured for purposes of Insured's stay during the Trip or the Destination being made uninhabitable by fire, flood, vandalism, burglary, or Natural Disaster;
- The Insured being abducted or quarantined;
- The Insured or a Traveling Companion being the victim of a Felonious Assault within 10 days prior to the departure date, except where the Insured, any Family Member of the Insured, the Traveling Companion or Traveling Companion's Family Member has been a principal or accessory in the commission of the Felonious Assault.
- A Terrorist Incident in a City/destination listed on the Insured's itinerary within 30 days of the Insured's scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas or airspace.
- Delay by the Common Carrier;
- Lost or stolen passport, travel documents or money;
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The compensation under this cover will not exceed the Sum Insured for the coverageas mentioned in Part I of the Schedule hereto.
The deductible excess in respect of this benefit will be applicable for each separate claim, and shall be of an amount as specified in Part I of the Schedule to this Policy. |
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| BENEFIT 15 - BOUNCED BOOKINGS OF HOTEL AND AIRLINES |
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| What it covers ? |
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The Company hereby agrees, subject to the terms, conditions and exclusions herein contained or otherwise expressed herein, to reimburse the Insured the hotel booking / airline ticket is bounced due to over booking.
To claim this benefit under non-availability of accommodation on account of over booking by the hotels or airlines, the insured should have reconfirmed the booking in advance and should have written proof of the same. Wait listed booking will not be compensated for. The compensation will be reimbursed for reasonable additional cost incurred in staying at a similar hotel or buying a new ticket, less the refund / compensation given by the airline or hotel.
The compensation under this cover will not exceed the Sum Insured for the coverage as mentioned in Part I of the Schedule hereto.
The deductible excess in respect of this benefit will be applicable for each separate claim, and shall be of an amount as specified in Part I of the Schedule to this Policy. |
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| What you need to watch out for? |
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| GENERAL EXCLUSIONS (APPLICABLE TO ALL BENEFITS UNDER THE POLICY) |
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| Without prejudice to anything contained in this Policy, the Company shall not be liable to make any payments in respect of : |
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- Any claim relating to events occurring before the commencement of the cover or otherwise outside of the Period of Insurance.
- Any claim if the Insured
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- The Company's liability shall be subject to a deductible of an amount as specified in Part I of the Schedule to the Policy, for any and all claims arising in a particular year.
- The Company's liability under this section shall not exceed the sum insured as specified in Part I of the Schedule to the Policy.
- Jewellery will be covered as part of contents up to a maximum limit of Rs. 100,000.
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- Any claim arising out of illnesses or accidents that the Insured has caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohol).
- Any claim arising out of mental disorder, anxiety, stress, depression, venereal disease or any loss directly or indirectly attributable to HIV (Human Immuno Deficiency Virus) and/or any HIV related illness including AIDS (Acquired Immuno Deficiency Syndrome) and/or any mutant derivative or variations thereof howsoever caused.
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