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| Overseas Travel Health Insurance |
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| Policy information of health insurance products for overseas travel health insurance policies including comparison rates, policy language, coverage etc. |
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Overseas Travel Health Insurance |
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(2) |
Salient Points Of Overseas Travel Insurance |
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Best & Economical Policy for Overseas Travel |
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(4) |
Selection of Overseas Travel Insurance |
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Specimen proposal form of ICICI Lombard |
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(6) |
Policy wording individual overseas travel insurance (Tata AIG)* |
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Policy Wording /Proposal Form/ Brochure |
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(8) |
Policy wording overseas travel insurance (ICICI Lombard) |
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Product details of Various Companies for Overseas Travel Insurance/Policy |
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| General/Health Insurance Companies Products |
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| Apollo Munich Insurance Company Limited |
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Easy Travel - Individual Plan |
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Easy Travel Family |
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Easy Travel Senior Citizen |
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Easy Travel Annual Multi Trip |
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Easy Travel Plan Comparison |
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| Bajaj Allianz General Insurance Company Limited |
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Travel Asia |
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Travel Assist |
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Travel Companion |
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Travel Elite |
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| Cholamandalam Ms General Insurance Company Ltd. |
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Short Term Travel |
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| Future Generali India Insurance Co. Ltd. |
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Travel Suraksha |
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Overseas Travel |
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Multi Trip |
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Asia Travel |
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Superior Care |
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| HDFC Ergo General Insurance Company Limited |
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Travel Insurance |
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| ICICI Lombard General Insurance Company Limited |
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Annual Multi trip |
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Senior Citizen Plan |
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Single Round Trip |
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| IFFCO-Tokio General Insurance Company Limited |
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Travel Protector |
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| National Insurance Company Limited |
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Overseas Mediclaim |
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| Reliance General Insurance Co. Limited |
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Reliance Travel Care Insurance Policy – Asia |
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Reliance Travel Care Insurance Policy – Schengen |
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Reliance Travel Care Insurance Policy for Individuals and Families |
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| Royal Sundram Alliance Insurance Company Limited |
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Travel Shield Online |
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| Star Health And Allied Insurance Company Limited |
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Travel Individual |
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Travel Family |
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| Tata AIG General Insurance Co. Ltd. |
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Travel Guard |
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Asia Travel Guard |
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| The New India Assurance Co. Ltd. |
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Overseas Mediclaim Policy |
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| The Oriental Insurance Company Limited |
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Overseas Mediclaim Business and Holiday |
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| United India Insurance Company Limited |
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Overseas Mediclaim Policy for Business & Holiday |
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| 8- Policy wording overseas travel insurance (ICICI Lombard) |
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- For reimbursement of the costs of transporting the mortal remains to the Republic of India or of the costs of burial abroad, an official death certificate and a physician's statement giving the cause of death needs to be submitted. Medical statements from relations or spouses will not be accepted. Original bills / receiptsof the expenses incurred need to be submitted also. These would be paid as per the usual and customary charges incurred for the same.
- For reimbursement of extra expenses of transportation of Insured to the Republic of India, a medical statement from a qualified & registered Physician indicating the cause of illness and the necessity of the transportation needs to be submitted. Medical statements from relations or spouses will not be accepted. Original bills / receipts of the expenses incurred need to be submitted also. These would be paid as per the usual and customary charges incurred for the same.
- In case of loss of checked-in baggage, a Property Irregularity Report or other report usually issued by the carriers in the event of loss of checked-in baggage will need to be submitted with the claims form. A letter from the airline will also need to be submitted stating the compensation received from them for the lost baggage.
- Adequate proof of ownership of items contained within checked-in baggage valued in excess of the Indian Rupee equivalent of US $ 100 for loss/delay of checked-in baggage will need to be submitted.
- Original bills of emergency items purchased, and the property irregularity report or any other such report from the airline stating the date and time of arrival of delayed baggage needs to be submitted in case of checked-in baggage delay claims.
- For loss of passport, a Police Report obtained within 24 hours of the Insured Person becoming aware of the theft needs to be submitted. Along with this, bills / receipts of expenses incurred in obtaining a new / fresh passport needs to be submitted.
- For Financial Emergency, the original police report filed within 24 hours of becoming aware of the robbery needs to be submitted.
- For any claim under Hijacking, the incident should be confirmed by the police.The police report should submitted along with the claim form should contain the details such as the name and passport number of the insured, period of hijacking and details of the hijacking.
- For personal liability, proof of judicial decision rendered by a court of law needs to be submitted.
- For personal accident, original bills/ vouchers/ reports/ discharge summary that are submitted, must mention the name of the person treated, the cause of accident, details of the individual items of medical treatment provided and the dates of treatment. Post mortem report, if applicable, shall also be submitted.
- For claims under trip cancellation and interruption the following documents need to be furnished. Medical reports and doctors statement if trip is cancelled or interrupted due to medical reasons. If due to employment reason, then please termination letter from the company shall be submitted. If due to other insured events, police report confirming the incident shall be submitted. In case the cancellation or interruption is owing to the sickness, injury or death of a traveling companion, the original tickets of the insured and the traveling companion indicating travel to the same destination for the same dates. It should contain the Passport number of the Insured and Period. All the bills / receipts of reasonable additional expenses incurred and/or proof of cancellation charges levied by the carriers shall be submitted.
- For claims under travel delay the following documents need to be furnished. Medical reports and doctors' statement, or police report confirming the incident causing the trip delay. In case the delay is owing to the sickness, injury or death of a travelling companion, the original tickets of the insured and the traveling companion indicating travel to the same destination for the same dates. It should contain the Passport number of the Insured and Period. Please also attach all the bills / receipts of reasonable additional expenses incurred.
- For claims under missed connection the following documents need to be submitted i.e. confirmation from the airline, clearly mentioning the scheduled arrival time and the actual arrival time. The reason for delay in the flight also needs to be mentioned. All the bills / receipts of reasonable additional expenses incurred shall be submitted to the Company.
- For claims under bounced bookings the following documents i.e. letter from the airline or hotel stating that confirmation was done of the booking and was bounced due to over booking shall be submitted. The tariff card / original booking confirmation indicating the cost of stay or travel, the cancellation charge applied and the original bills / receipts for the alternative accommodation / travel that were done shall be submitted.
- Any other document(s) that the Company requires from the Insured to process the claim may be asked for. If the Third Party Administrator or the Company request that bills/vouchers in a foreign language be accompanied by an appropriate translation then the costs of such translation must be borne by the Insured.
- Claim documents to submitted in event of a claim benefit 10 Fire & Allied Perils (Home building and contents) and benefit 11 Burglary (Home contents)
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- First Information Report
- Panchnama
- Investigation Report by the Police
- Fire Brigade Report
- Estimate and final bills of repairers
- Invoices of owned articles, if required by the Company
- Legal opinion wherever required.
- And any other document as may be appropriately applicable for the claims preferred under this section of the Policy.
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