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For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Overseas Travel Health Insurance Policies from India
 
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(1) Overseas Travel Health Insurance   (2) Salient Points of Overseas Travel Insurance
(3) Best & Economical Policy for Overseas Travel   (4) Selection of Overseas Travel Insurance
(5) Specimen proposal form of ICICI Lombard   (6) Policy wording individual overseas travel insurance (Tata AIG)*
(7) Policy Wording/ Proposal Form/ Brochure   (8) Policy wording overseas travel insurance (ICICI Lombard)
(9) Product details of Various Companies for Overseas Travel Insurance/Policy
 
General/ Health Insurance Companies Products
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1- Overseas Travel Health Insurance : Overseas Mediclaim policy (ICICI Lombard)
Source: Website of ICICI Lombard General Insurance Company Limited
Health Insurance policy issued to you is valid in India only. When you travel out of India then you need Overseas Travel Health insurance policy because of following reasons :
  1. If Hospitalization is required while you are in a foreign country then treatment may not start in a hospital;
    • Unless you make the payment in cash or by credit card
    • Or produce health insurance policy reference / card.
  2. Some embassies of foreign countries need it as part of documents for issue of visa itself. An example is the Germa embassy or spain embassy.
Even though this policy in the beginning was for taking care of hospitalization/medical treatment only but at present this product is available with certain additional features:

ICICI Lombard product features are :
Coverage Details Coverage Amount Bronze Plan Gold Plan Plus Plan
Medical Expenses*# (including Medical Evacuation) US$ 50,000, US$ 100,000,
US$ 250,000 & US$500,000
Dental Treatment* US$ 250
Repatriation of Remains (Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death overseas) Up to medical sum insured
Checked-in Baggage Loss US$ 1,000
Passport Loss** US$ 200
Personal Accident (Compensation paid in case of Accidental Death and PTD due to an accident) Covered US$ 10,000 US$ 25,000 US$ 25,000
Personal Liability (Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured) US$ 100,000
Bail Bond (For the bail amount, if arrested or detained by police or judicial authorities of the place, for any bailable offense whilst abroad) US$ 5,000
Study Interruption (Reimbursement for the remaining part of the current school semester fee; if studies are interrupted on account of a medical condition or compassionate reasons on the family front) US$ 7,500
Sponsor Protection (Reimbursement of tuition fees in case of demise of person paying for studies due to an accident) US$ 10,000
Two-way Compassionate Visit (In case of hospitalization [exceeding 7 days] of student or a family member, where a family member visits student or student visits India.Round trip economy class tickets for student/family member, and accommodation for the family member visiting abroad, will be reimbursed) US$ 7,500
Treatment for Mental and Nervous Disorders US$ 1,000
In-patient medical expenses related to pregnancy, subject to a waiting period of 10 months US$ 500
Medical expenses for inter-collegiate sports injuries Up to medical sum insured
Cancer Screening and Mammography Expenses US$ 2,000
Childcare Benefits (If the child is above 90 days of age,and is hospitalized for more than 2 days for any ailment, hospital cash benefit of US $ 100 per day will be paid, subject to a maximum of 7 days) US$ 100
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