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Overseas Travel Health Insurance Policies from India |
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(1) |
Overseas Travel Health Insurance |
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(2) |
Salient Points of Overseas Travel Insurance |
(3) |
Best & Economical Policy for Overseas Travel |
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(4) |
Selection of Overseas Travel Insurance |
(5) |
Specimen proposal form of ICICI Lombard |
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(6) |
Policy wording individual overseas travel insurance (Tata AIG)* |
(7) |
Policy Wording/ Proposal Form/ Brochure |
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(8) |
Policy wording overseas travel insurance (ICICI Lombard) |
(9) |
Product details of Various Companies for Overseas Travel Insurance/Policy |
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General/ Health Insurance Companies Products |
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Apollo Munich Insurance Company Limited |
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Easy Travel - Individual Plan |
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Easy Travel Family |
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Easy Travel Senior Citizen |
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Easy Travel Annual Multi Trip |
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Easy Travel Plan Comparison |
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Bajaj Allianz General Insurance Company Limited |
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Travel Asia |
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Travel Assist |
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Travel Companion |
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Travel Elite |
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Cholamandalam Ms General Insurance Company Ltd. |
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Short Term Travel |
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Future Generali India Insurance Co. Ltd. |
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Travel Suraksha |
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Overseas Travel |
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Multi Trip |
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Asia Travel |
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Superior Care |
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HDFC Ergo General Insurance Company Limited |
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Travel Insurance |
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ICICI Lombard General Insurance Company Limited |
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Annual Multi trip |
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Senior Citizen Plan |
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Single Round Trip |
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IFFCO-Tokio General Insurance Company Limited |
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Travel Protector |
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National Insurance Company Limited |
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Overseas Mediclaim |
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Reliance General Insurance Co. Limited |
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Reliance Travel Care Insurance Policy – Asia |
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Reliance Travel Care Insurance Policy – Schengen |
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Reliance Travel Care Insurance Policy for Individuals and Families |
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Royal Sundram Alliance Insurance Company Limited |
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Travel Shield Online |
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Star Health And Allied Insurance Company Limited |
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Travel Individual |
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Travel Family |
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Tata AIG General Insurance Co. Ltd. |
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Travel Guard |
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Asia Travel Guard |
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The New India Assurance Co. Ltd. |
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Overseas Mediclaim Policy |
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The Oriental Insurance Company Limited |
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Overseas Mediclaim Business and Holiday |
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United India Insurance Company Limited |
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Overseas Mediclaim Policy for Business & Holiday |
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1- Overseas Travel Health Insurance : Overseas Mediclaim policy (ICICI Lombard) |
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Source: Website of ICICI Lombard General Insurance Company Limited |
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Health Insurance policy issued to you is valid in India only. When you travel out of India then you need
Overseas Travel Health insurance policy because of following reasons :
- If Hospitalization is required while you are in a foreign country then
treatment may not start in a hospital;
- Unless you make the payment in cash or by credit card
- Or produce health insurance policy reference / card.
- Some embassies of foreign countries need it as part of documents for issue of visa itself. An example is the Germa embassy or spain embassy.
Even though this policy in the beginning was for taking care of hospitalization/medical treatment only but
at present this product is available with certain additional features:
ICICI Lombard product features are :
Coverage Details |
Coverage Amount |
Bronze Plan |
Gold Plan |
Plus Plan |
Medical Expenses*# (including Medical Evacuation) |
US$ 50,000, US$ 100,000,
US$ 250,000 & US$500,000 |
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Dental Treatment* |
US$ 250 |
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Repatriation of Remains (Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death overseas) |
Up to medical sum insured |
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Checked-in Baggage Loss |
US$ 1,000 |
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Passport Loss** |
US$ 200 |
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Personal Accident (Compensation paid in case of Accidental Death and PTD due to an accident) |
Covered |
US$ 10,000 |
US$ 25,000 |
US$ 25,000 |
Personal Liability (Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured) |
US$ 100,000 |
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Bail Bond (For the bail amount, if arrested or detained by police or judicial authorities of the place, for any bailable offense whilst abroad) |
US$ 5,000 |
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Study Interruption (Reimbursement for the remaining part of the current school semester fee; if studies are interrupted on account of a medical condition or compassionate reasons on the family front) |
US$ 7,500 |
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Sponsor Protection (Reimbursement of tuition fees in case of demise of person paying for studies due to an accident) |
US$ 10,000 |
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Two-way Compassionate Visit (In case of hospitalization [exceeding 7 days] of student or a family member, where a family member visits student or student visits India.Round trip economy class tickets for student/family member, and accommodation for the family member visiting abroad, will be reimbursed) |
US$ 7,500 |
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Treatment for Mental and Nervous Disorders |
US$ 1,000 |
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In-patient medical expenses related to pregnancy, subject to a waiting period of 10 months |
US$ 500 |
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Medical expenses for inter-collegiate sports injuries |
Up to medical sum insured |
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Cancer Screening and Mammography Expenses |
US$ 2,000 |
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Childcare Benefits (If the child is above 90 days of age,and is hospitalized for more than 2 days for any ailment, hospital cash benefit of US $ 100 per day will be paid, subject to a maximum of 7 days) |
US$ 100 |
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