|
|
| Overseas Travel Health Insurance Policies from India |
| |
|
| |
Go to Main Page |
| (1) |
Overseas Travel Health Insurance |
|
(2) |
Salient Points of Overseas Travel Insurance |
| (3) |
Best & Economical Policy for Overseas Travel |
|
(4) |
Selection of Overseas Travel Insurance |
| (5) |
Specimen proposal form of ICICI Lombard |
|
(6) |
Policy wording individual overseas travel insurance (Tata AIG)* |
| (7) |
Policy Wording/ Proposal Form/ Brochure |
|
(8) |
Policy wording overseas travel insurance (ICICI Lombard) |
| (9) |
Product details of Various Companies for Overseas Travel Insurance/Policy |
| |
| General/ Health Insurance Companies Products |
| |
| Apollo Munich Insurance Company Limited |
| |
 |
Easy Travel - Individual Plan |
| |
|
Easy Travel Family |
| |
|
Easy Travel Senior Citizen |
| |
|
Easy Travel Annual Multi Trip |
| |
|
Easy Travel Plan Comparison |
|
| |
| Bajaj Allianz General Insurance Company Limited |
| |
|
Travel Asia |
| |
|
Travel Assist |
| |
|
Travel Companion |
| |
|
Travel Elite |
|
| |
| Cholamandalam Ms General Insurance Company Ltd. |
| |
|
Short Term Travel |
|
| |
| Future Generali India Insurance Co. Ltd. |
| |
Travel Suraksha |
| |
|
Overseas Travel |
| |
|
Multi Trip |
| |
|
Asia Travel |
| |
|
Superior Care |
|
| |
| HDFC Ergo General Insurance Company Limited |
| |
|
Travel Insurance |
|
| |
| ICICI Lombard General Insurance Company Limited |
| |
|
Annual Multi trip |
| |
|
Senior Citizen Plan |
| |
|
Single Round Trip |
|
|
| |
| IFFCO-Tokio General Insurance Company Limited |
| |
|
Travel Protector |
|
| |
| National Insurance Company Limited |
| |
|
Overseas Mediclaim |
|
| |
| Reliance General Insurance Co. Limited |
| |
|
Reliance Travel Care Insurance Policy – Asia |
| |
|
Reliance Travel Care Insurance Policy – Schengen |
| |
|
Reliance Travel Care Insurance Policy for Individuals and Families |
|
| |
| Royal Sundram Alliance Insurance Company Limited |
| |
|
Travel Shield Online |
|
| |
| Star Health And Allied Insurance Company Limited |
| |
|
Travel Individual |
| |
|
Travel Family |
|
| |
| Tata AIG General Insurance Co. Ltd. |
| |
|
Travel Guard |
| |
|
Asia Travel Guard |
|
| |
| The New India Assurance Co. Ltd. |
| |
|
Overseas Mediclaim Policy |
|
| |
| The Oriental Insurance Company Limited |
| |
|
Overseas Mediclaim Business and Holiday |
|
| |
| United India Insurance Company Limited |
| |
|
Overseas Mediclaim Policy for Business & Holiday |
|
|
|
|
|
| 8- Policy wording overseas travel insurance (ICICI Lombard) |
|
| What it does not cover? |
|
| EXCLUSIONS APPLICABLE TO BENEFIT 2 - DENTAL TREATMENT |
|
The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured in connection with or in respect of:
- Medical treatment abroad if that is the sole reason or one of the reasons for temporary stay abroad.
- Any Pre-existing Condition.
- Treatment, which could reasonably be delayed until the Insured's return to the Republic of India. The question of what can or what cannot be reasonably delayed will be decided jointly by the treating physicians and qualified personnel from the Third Party Administrator, as the case may be.
- Treatment of orthopedic, degenerative or oncological diseases, unless the medical assistance provided abroad involves unforeseen emergency measures to save the Insured's life or measures solely designed to relieve any acute pain.
- For charges in excess of reasonable and customary charges as per the determination by the Third Party Administrator, as the case may be.
- Any costs incurred in connection with cancer treatment, unless the medical assistance provided abroad involves unforeseen emergency measures to relieve acute pain.
- Treatments relating to the removal of physical flaws or anomalies (cosmetic treatment or 'plastic' surgery in any form or manner).
- Any costs incurred in connection with rest or recuperation at a spa or health resort, sanatorium, convalescence home or similar institution.
- Any exclusion mentioned in the 'General Exclusions' section of this Policy.
|
| BENEFIT 3 - TOTAL LOSS OF CHECKED IN BAGGAGE |
|
What it covers?
|
|
The Company shall compensate the Insured for the total loss of checked-in baggage on the trip abroad. The payment for this benefit will be limited to the travel destinations specified in the main travel ticket from the Republic of India and return trip back to India during the trip abroad. All halts and via destinations included in this main travel ticket will also be considered for payment under this benefit. The compensation will not exceed the Sum Insured for the coverage as mentioned in Part I of the Schedule hereto.
The deductible excess in respect of this benefit will be applicable for each separate claim, and shall be of an amount as specified in Part I of the Schedule to this Policy. |
|
| Conditions- TERMS AND CONDITIONS APPLICABLE TO BENEFIT 3 - TOTAL LOSS OF CHECKED IN BAGGAGE |
- The Company will compensate the Insured for the market value of checked-in baggage in the event of total and complete loss of such checked-in baggage caused by a Common carrier up to the limits stipulated in the Schedule provided that
a. Maximum amount payable per checked-in baggage, in case more than one bag has been checked-in, is 50 % of the applicable Sum Insured. In case of only one bag being checked-in, the amount payable is 100% of the applicable Sum Insured.
b. Insured has provided all reports, documents and other details concerning the loss to the Third Party Administrator.
For the purposes of this Benefit, “market value” is the sum required to purchase new items of the same kind and quality less an amount representing wear and tear, usage, etc. at the time of loss.
- In the event that the Company makes any payment or reimbursement under this benefit, it is a condition of such payment that any recovery from any Common carrier by the Insured, or on behalf of the Insured, under the terms of the Convention for the Unification of Certain Rules Relating to International Carriage by Air, 1929 (“Warsaw Convention”) shall become the property of the Company.
|
|
|
|
|
|
|
|
|
|
