Proposal Form, Mediclaim Proposal Form, Specimen Proposal Form, Proposal Forms, Proposal Form

1. Complete and permanent loss of checked in baggage ;
2. Reasonable expenses necessarily incurred for emergency purchase of essential items in case of a delay of checked in baggage for more than 12 hours ;
3. Loss of passport ;
4. Accidental bodily injury ;
5. Personal liability resulting from death, injury or damage to a third party;
6. Hijack Distress Allowance ; and
7. Financial Emergency Allowance

Significant Exclusions
Medical expenses arising out of pre-existing conditions, pregnancy, cancer addiction to alcohol, drugs, mental disorder, anxiety, depression, venereal disease, orthopedic degenerative disease treatment, HIV, ionizing radiation, sporting activities, war and war like consequences.

Expenses arising out of loss of valuables, money, securities and tickets; loss of passport in public places; employer's contractual liability, personal liability of the insured person(s) where applicable.