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General Information on health Insurance in India


	Cooling off Period Concept in Health Insurance			Co-Pay-Concept in Health Insurance Polich in India
	List of Health Insurance Ombudsmen with Addresses			Specimen Premium Rates of Insurance Companies
	Head Office Address of Insurance Companies			Concept of Health Insurance Through Credit Card
	Specimen Proposal Forms of Insurance Companies			Health Products of all Insurance Companies India
	Non Receipt of Policy-Specimen of Letter to Be Sent to Company			Personal Accident Insurance Plan / Accident Policy
	Comparision of Rates & Bonus Structure

Premium Comparison of Insurance Companies for Health Insurance in India

Premium Comparison of Insurance Companies for Health Insurance

Age Cover	up to	25	30	35	40	45	50	55	60	65
Royal Sundaram	1Lakh	959	1692	1692	1692	1984	2276	2731	3277	3932
	2Lakh	1542	2679	2679	2679	3405	4134	4958	5949	7139
	3Lakh	2313	4018	4018	4018	5107	6426	7712	9254	11105
	4Lakh	2991	5089	5089	5089	6469	8140	9768	11722	14066
	5Lakh	3365	5726	5726	5726	7278	9158	10989	13187	15825

United	1Lakh	1178	1399	1472	1601	1762	2635	2635	3653	4003
	2Lakh	2219	2636	2774	3015	3316	5039	5039	7012	7687
	3Lakh	3096	4063	4063	4206	4626	7175	7175	10048	11014
	4Lakh	3863	4587	4828	5247	5772	9134	9134	12866	14102
	5Lakh	4630	5475	5788	6290	6919	11093	11093	15683	17190

Star Health	1Lakh	1348	1348	1348	1517	1517	2749	2749	3371	3371
	2Lakh	2640	2640	2640	2921	2921	5149	5149	5955	5955
	3Lakh	3708	3708	3708	4101	4101	6933	6933	9214	9214
	4Lakh	4719	4719	4719	5056	5056	9775	9775	12866	12866
	5Lakh	5506	5506	5506	6067	6067	12023	12023	15683	15683

Note :	1.Premium is inclusive of Service Tax @ 12.36 %. 2.Actual premium depends on health profile. 3.Rates are given for various age groups. The underwriting department of the Insurance Companies has the final say whether insurance policy is to be isued or not to the proposer. 4.Family discount of 10% is given when the size is 3 or more (except United India offering on 5% family discount). Recently New India / Oriental have started offering this discount for 2 members also. 5.All companies not considered but rates will be more or less same except ICICI Lombard, which offers different terms / rates.

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