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Various health insurance companies who provide insurance in India. Get free health insurance quote today from best health insurance companies in India for your entire family insurance plans Get Cashless medical insurance hospitalizaton form most of insurance companies plan Free medical treatment during hospitalization Peace of mind with health insurance policy
For Comparative Insurance Quote: Sai Sadan, 252-K, 2nd Floor, Raja Dhirsain Marg, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Individual Mediclaim and family Health Insurance Products in India (Single Person)
 
(1) Comparison of Individual Health Insurance Policies (2) Premium Comparative Chart Individual Health Insurance
(3) Coverage & Exclusion under Individual Insurance (4) Policy Wording/ Proposal Form/ Brochure
(5) Product details of Various Companies for Individual Health Insurance
General/ Health Insurance Companies Products
Apollo Munich Insurance Co. Ltd.
Bajaj Allianz General Insurance Company Limited
Cholamandalam Ms General Insurance Company Limited
Future Generali India Insurance Co. Ltd.
HDFC Ergo General Insurance Company Limited
ICICI Lombard General Insurance Co. Ltd.
IFFCO Tokio General Insurance Co. Ltd.
National Insurance Company Limited
Reliance General Insurance Co. Ltd.
Religare Health Insurance Company Limited
Royal Sundaram General Insurance Co. Limited
Star Health and Allied Insurance Co. Ltd.
Tata AIG General Insurance Co. Ltd.
The New India Assurance Co. Ltd.
The Oriental Insurance Co. Ltd.
United India Insurance Co. Ltd.
Universal Sompo General Insurance Co. Ltd.
(6) Specimen Premium Rates of Insurance Company's
6- Specimen Premium Rates of Insurance Company's
d) Premium Chart for Individuals Policy
Apollo Munich Health Insurance (Standard)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1476 1785 1785 1785 2933 2933 4236 5051 5911 9855
2 Lakh 2469 2843 2843 2843 3134 3134 5191 6304 8137 13752
3 Lakh 3539 3877 3877 3877 4129 4129 6742 8377 10674 18873
4 Lakh 4720 4955 4955 4955 5781 5781 8612 10674 12921 24800
5 Lakh 5073 6017 6017 6017 6842 6842 10499 13568 15927 29462
Bajaj Allianz (Health Guard)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 2115 2115 2845 2845 2845 3676 5649 5649 8647 9943
2 Lakh 2627 2627 3689 3689 3689 4842 7531 7531 11528 13258
3 Lakh 3715 3715 4978 4978 4978 6815 9416 9416 14411 16572
4 Lakh 4867 4867 5764 5764 5764 8787 14044 14044 16853 19381
5 Lakh 5892 5892 6917 6917 6917 10760 17119 17119 20089 23102
Bharti AXA (Smart Health Optimum)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1990 1990 1990 1990 3560 3560 6904 6904 9830 9830
2 Lakh 2790 2790 2790 2790 5280 5280 10080 14000 14000 14000
3 Lakh 3790 3790 3790 3790 6390 6390 12780 12780 17990 17990
4 Lakh 4700 4700 4700 4700 7990 7990 16990 16990 25990 25990
5 Lakh 5000 5000 5000 5000 8890 8890 18990 18990 28989 28989
Cholamandalam MS. (Basic Health cover plans)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1360 1579 1579 1579 1753 1753 2533 2533 3286 3286
2 Lakh 2382 2770 2770 2770 3085 3085 4494 4494 5899 5899
3 Lakh 3596 3876 3876 3876 4326 4326 6668 6668 9040 9040
4 Lakh 4494 4832 4832 4832 5393 5393 8647 8647 11837 11837
5 Lakh 5399 5843 5843 5843 6404 6404 10269 10269 14258 14258
* Cholamandalam 18 yrs not as per premium Table.
Future Generali (Health Suraksha-Basic Plan)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1262 1262 1495 1495 1571 1571 2555 2555 4232 4232
2 Lakh 2073 2073 2201 2201 2811 2811 4134 4134 7096 7096
3 Lakh 2856 2856 3205 3205 3708 3708 5610 5610 9595 9595
4 Lakh 3471 3471 3726 3726 4493 4493 7186 7186 11172 11172
5 Lakh 4774 4774 5202 5202 5778 5778 9229 9229 12438 12438
Note:
1. Premium is inclusive of Service Tax@ 12.36%
2. Actual Premium also depends on health profile.
3. Rates are given for various age groups. The underwriting department of the Insurance Companies has the final say whether insurance policy is to be issued or not to the proposer.
4. Family discount of 10% is given when the size is 3 or more (except United India offering on 5% family discount). Recently New India / Oriental have started offering this discount for 2 members also.
5. All companies not considered but rates will be more or less same except ICICI Lombard, which offers different terms/rates.
6. For those who are having pre existing disease or those who are above 45 years and the test reports indicate variations, Insurance company has the right to charge extra (loading charge)
Last Updated on Aug,2012
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