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Health Insurance India Quote Contact: Ria Insurance Brokers Pvt Ltd, Om Plaza (1st Floor), 430/7, Sant Nagar, East of Kailash, New Delhi
- 110065, Phone:011-41324957, 41623784, Mob:+91-8447757653, 8447757651 Email: ria1@surekhae.com, ibidelhi@gmail.com
Individual/Family Health Insurance Products in India (Single Person)
 
Policy information for individual health insurance products including comparison rates, policy language, coverage etc.
(1) Comparison of Individual Health Insurance Policies   (2) Premium Comparative Chart Individual Health Insurance
(3) Coverage & Exclusion under Individual Insurance   (4) Policy Wording /Proposal Form/ Brochure
(5) Product details of Various Companies for Individual Health Insurance
 
General/Health Insurance Companies Products
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(6) Specimen Premium Rates of Insurance Company's
 
 
 
   6- Specimen Premium Rates of Insurance Company's
Premium Comparison for Individuals of Insurance Companies for Health Insurance in India
Premium Comparison of Insurance Companies for Health Insurance
HDFC ERGO General (Health Suraksha)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh NA NA NA NA NA NA NA NA NA NA
2 Lakh 2341 3158 3158 3158 3963 3963 7039 7391 8610 12082
3 Lakh 2663 3653 3653 3653 4397 4397 7890 8285 9585 13844
4 Lakh 4277 5484 5484 5484 6118 6118 10856 11398 13669 21681
5 Lakh NA NA NA NA NA NA NA NA NA NA
ICICI Lombard General (Family Floater)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh NA NA NA NA NA NA NA NA NA NA
2 Lakh 1956 2644 2644 2644 3312 3312 5896 5896 NA NA
3 Lakh 2250 3046 3046 3046 3679 3649 6552 6552 8026 NA
4 Lakh NA NA NA NA NA NA NA NA NA NA
5 Lakh NA NA NA NA NA NA NA NA NA NA
* ICICI Lombard 18 Years- Not as Per premium Table.
IFFCO TOKIO General (Individual Medishield)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1211 1211 1384 1384 1669 1669 2509 2509 3530 NA
2 Lakh 2282 2282 2607 2607 3145 3145 4798 4798 6778 NA
3 Lakh 3183 3183 3637 3637 4387 4387 6833 6833 9711 NA
4 Lakh 3972 3972 4538 4538 5473 5473 8698 8698 12434 NA
5 Lakh 4761 4761 5439 5439 6560 6560 10563 10563 15157 NA
Max Bupa Health Insurance
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh NA NA NA NA NA NA NA NA NA NA
2 Lakh 3218 3373 3544 3892 4459 5250 7728 10264 13947 18723
3 Lakh 4073 4190 4407 4974 5833 6948 9713 12978 17985 24636
4 Lakh NA NA NA NA NA NA NA NA NA NA
5 Lakh 7057 7154 7465 8335 9658 11863 16711 20883 27334 36449
* Max Bupa - After 18 Years All Ages Premium is Different/ Region, National Capital & Bengaluru
Note:
1. Premium is inclusive of Service Tax@ 10.30%
2. Actual Premium also depends on health profile.
3. Rates are given for various age groups. The underwriting department of the Insurance Companies has the final say whether insurance policy is to be issued or not to the proposer.
4. Family discount of 10% is given when the size is 3 or more (except United India offering on 5% family discount).Recently New India / Oriental have started offering this discount for 2 members also.
5. All companies not considered but rates will be more or less same except ICICI Lombard, which offers different terms/rates.
6. For those who are having pre existing disease or those who are above 45 years and the test reports indicate variations, Insurance company has the right to charge extra (loading charge)
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