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Various health insurance companies who provide insurance in India. Get free health insurance quote today from best health insurance companies in India for your entire family insurance plans Get Cashless medical insurance hospitalizaton form most of insurance companies plan Free medical treatment during hospitalization Peace of mind with health insurance policy
For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email:
Individual Mediclaim and family Health Insurance Products in India (Single Person)
(1) Comparison of Individual Health Insurance Policies (2) Premium Comparative Chart Individual Health Insurance
(3) Coverage & Exclusion under Individual Insurance (4) Policy Wording/ Proposal Form/ Brochure
(5) Product details of Various Companies for Individual Health Insurance
General/ Health Insurance Companies Products
Apollo Munich Insurance Co. Ltd.
Bajaj Allianz General Insurance Company Limited
Cholamandalam Ms General Insurance Company Limited
Future Generali India Insurance Co. Ltd.
HDFC Ergo General Insurance Company Limited
ICICI Lombard General Insurance Co. Ltd.
IFFCO Tokio General Insurance Co. Ltd.
National Insurance Company Limited
Reliance General Insurance Co. Ltd.
Religare Health Insurance Company Limited
Royal Sundaram General Insurance Co. Limited
Star Health and Allied Insurance Co. Ltd.
Tata AIG General Insurance Co. Ltd.
The New India Assurance Co. Ltd.
The Oriental Insurance Co. Ltd.
United India Insurance Co. Ltd.
Universal Sompo General Insurance Co. Ltd.
(6) Specimen Premium Rates of Insurance Company's
3- Coverage & Exclusion Under Individual Health Insurance Policies in India
What health insurance policy covers in India
Health Insurance Covers hospitalization when a patient is in hospital for more than 24 hours due to:
  • Illness
  • Accident
  • Surgery requirement
  • Symptoms, when diagnosis is been done According to the Document of Cholamandalam MS General Insurance the costs covered are
  1. Room, Boarding Expenses in Hospital/Nursing Home
  2. Nursing Expenses, intensive care unit expenses,
  3. Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist fees
  4. Anesthesia
    1. Blood Oxygen,
    2. Operation Theater Charges,
    3. Surgical Appliances, Medicines,
    4. Drugs,
    5. Diagnostic Materials,
    6. X-ray,
    7. Dialysis,
    8. Chemotherapy,
    9. Radiotherapy,
    10. Pacemaker cost,
    11. Artificial Limbs,
    12. Cost of Organs.
  5. Pre-Hospitalization Expenses
  6. Post-Hospitalization Expenses
  7. General Health and Eye Examination (Optional with extra premium)
  8. Local Ambulance Services (Optional with extra premium)
  9. Hospital Daily Allowance (Optional with extra premium)
Admissible Limits :
  • Minimum 24 hrs. Hospitalization except Dialysis, Chemotherapy, Radiotherapy, Eye Surgery, Dental Surgery, Lithotripsy, D&C, Tonsillectomy (insured discharged on same day)
  • Pre-Hospitalization Expense: Laboratory, X-ray or any other medically necessary diagnostic procedures ordered by a physician (60 days prior to Hospitalization in case of all type of covers)
  • Post-Hospitalization Expenses: The medically necessary treatment ordered by a physician and readered (within a time period of the Insured person's discharge from Hospital or Day Treatment) (90 days after hospitalization in case of all type of covers).
  • General Health and Eye Examination: Radiology, Blood Diabetes, Liver, Renal/Kidney, Cardiac Lipid, Phospholids, Lung, Abdomen, Cancer, Optometry, Slit Lamp Examination, Direct Fungus Examination, Indirect Fungus Examination, Color Vision Testing, Prescription of Glasses if necessary.
  • Local Ambulance Services; Emergency ambulance road transportation by a licensed ambulance service to the nearest Hospital.
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