| 6- Specimen Premium Rates of Insurance Company's |
|
| Premium Comparison for Individuals of Insurance Companies for Health Insurance in India |
|
| Premium Comparison of Insurance Companies for Health Insurance |
|
| Royal Sundaram Alliance (Health Shield Online) |
| Sum Insured |
Age Cover |
| 17 |
25 |
30 |
35 |
40 |
45 |
50 |
55 |
60 |
65 |
| 1 Lakh |
1151 |
1151 |
1861 |
1861 |
1861 |
2182 |
2731 |
NA |
NA |
NA |
| 2 Lakh |
1850 |
1850 |
2947 |
2947 |
2947 |
3746 |
4956 |
NA |
NA |
NA |
| 3 Lakh |
2776 |
2776 |
4420 |
4420 |
4420 |
5681 |
7710 |
NA |
NA |
NA |
| 4 Lakh |
3589 |
3589 |
5598 |
5598 |
5598 |
7116 |
9768 |
NA |
NA |
NA |
| 5 Lakh |
4038 |
4038 |
6871 |
6871 |
6871 |
8734 |
11026 |
NA |
NA |
NA |
|
|
| Star Health & Allied Ins. (Medi Classic) |
| Sum Insured |
Age Cover |
| 17 |
25 |
30 |
35 |
40 |
45 |
50 |
55 |
60 |
65 |
| 1 Lakh |
1324 |
1324 |
1324 |
1324 |
1489 |
1489 |
2699 |
2699 |
3309 |
3309 |
| 2 Lakh |
2592 |
2592 |
2592 |
2592 |
2868 |
2868 |
5055 |
5055 |
5846 |
5846 |
| 3 Lakh |
3640 |
3640 |
3640 |
3640 |
4026 |
4026 |
6806 |
6806 |
9045 |
9045 |
| 4 Lakh |
4633 |
4633 |
4633 |
4633 |
4963 |
4963 |
9596 |
9596 |
12630 |
12630 |
| 5 Lakh |
5405 |
5405 |
5405 |
5405 |
5956 |
5956 |
11802 |
11802 |
15396 |
15396 |
|
|
| United India Insurance(Platinum) |
| Sum Insured |
Age Cover |
| 17 |
25 |
30 |
35 |
40 |
45 |
50 |
55 |
60 |
65 |
| 1 Lakh |
1324 |
1324 |
1434 |
1654 |
1875 |
2206 |
2757 |
2757 |
4302 |
NA |
| 2 Lakh |
2427 |
2427 |
2757 |
3033 |
3585 |
4522 |
5515 |
5515 |
7611 |
NA |
| 3 Lakh |
3088 |
3088 |
3640 |
3860 |
4577 |
5625 |
7114 |
7114 |
9927 |
NA |
| 4 Lakh |
3792 |
3792 |
4502 |
4740 |
5666 |
7169 |
8966 |
8966 |
12630 |
NA |
| 5 Lakh |
4545 |
4545 |
5397 |
5681 |
6792 |
8603 |
10890 |
10890 |
15396 |
NA |
|
|
| *United India,1 & 2 Months age is not as per premium table. |
|
| Universal Sompo General |
| Sum Insured |
Age Cover |
| 17 |
25 |
30 |
35 |
40 |
45 |
50 |
55 |
60 |
65 |
| 1 Lakh |
1072 |
1072 |
1349 |
1349 |
1562 |
1562 |
NA |
NA |
NA |
NA |
| 2 Lakh |
2078 |
2078 |
2569 |
2569 |
3026 |
3026 |
NA |
NA |
NA |
NA |
| 3 Lakh |
2899 |
2899 |
3521 |
3521 |
4221 |
4221 |
NA |
NA |
NA |
NA |
| 4 Lakh |
3617 |
3617 |
4392 |
4392 |
5174 |
5174 |
NA |
NA |
NA |
NA |
| 5 Lakh |
4177 |
4177 |
4983 |
4983 |
5980 |
5980 |
NA |
NA |
NA |
NA |
|
|
| Note: |
|
| 1. Premium is inclusive of Service Tax@ 10.30% |
|
| 2. Actual Premium also depends on health profile. |
|
| 3. Rates are given for various age groups. The underwriting department of the Insurance Companies has the final say whether insurance policy is to be issued or not to the proposer. |
|
| 4. Family discount of 10% is given when the size is 3 or more (except United India offering on 5% family discount).Recently New India / Oriental have started offering this discount for 2 members also. |
|
| 5. All companies not considered but rates will be more or less same except ICICI Lombard, which offers different terms/rates. |
|
| 6. For those who are having pre existing disease or those who are above 45 years and the test reports indicate variations, Insurance company has the right to charge extra (loading charge) |
|
|
|
