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Various health insurance companies who provide insurance in India. Get free health insurance quote today from best health insurance companies in India for your entire family insurance plans Get Cashless medical insurance hospitalizaton form most of insurance companies plan Free medical treatment during hospitalization Peace of mind with health insurance policy
For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Individual Mediclaim and family Health Insurance Products in India (Single Person)
 
(1) Comparison of Individual Health Insurance Policies (2) Premium Comparative Chart Individual Health Insurance
(3) Coverage & Exclusion under Individual Insurance (4) Policy Wording/ Proposal Form/ Brochure
(5) Product details of Various Companies for Individual Health Insurance
General/ Health Insurance Companies Products
Apollo Munich Insurance Co. Ltd.
Bajaj Allianz General Insurance Company Limited
Cholamandalam Ms General Insurance Company Limited
Future Generali India Insurance Co. Ltd.
HDFC Ergo General Insurance Company Limited
ICICI Lombard General Insurance Co. Ltd.
IFFCO Tokio General Insurance Co. Ltd.
National Insurance Company Limited
Reliance General Insurance Co. Ltd.
Religare Health Insurance Company Limited
Royal Sundaram General Insurance Co. Limited
Star Health and Allied Insurance Co. Ltd.
Tata AIG General Insurance Co. Ltd.
The New India Assurance Co. Ltd.
The Oriental Insurance Co. Ltd.
United India Insurance Co. Ltd.
Universal Sompo General Insurance Co. Ltd.
(6) Specimen Premium Rates of Insurance Company's
6- Specimen Premium Rates of Insurance Company's
d) Premium Chart for Individuals Policy
National Insurance (Mediclaim Policy)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1179 1179 1547 1547 2081 2081 3552 3552 4697 4697
2 Lakh 2219 2219 2912 2912 3919 3919 6793 6793 9017 9017
3 Lakh 3096 3096 4062 4062 5467 5467 9672 9672 12919 12919
4 Lakh 9863 9863 5070 5070 6821 6821 12312 12312 16541 16541
5 Lakh 4629 4629 6067 6067 8177 8177 14952 14952 20166 20166
New India Assurance (Mediclaim)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1427 1427 1427 1427 1702 2129 3034 3505 4068 4550
2 Lakh 2843 2843 2843 2843 3275 4017 6123 7056 8011 9112
3 Lakh 3967 3967 3967 3967 4573 5601 8719 10090 11472 13112
4 Lakh 4944 4944 4944 4944 5703 6989 11113 12898 14696 16876
5 Lakh 5933 5933 5933 5933 6877 8377 13494 15686 17899 20607
*New India Premium Rates-Region Delhi & Bangalore
*New India, 3 Months to 5 Yrs not as per premium Table.
Oriental Insurance (Mediclaim policy)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1324 1472 1472 1472 1759 1759 2749 2749 3914 5838
2 Lakh 2496 2773 2773 2773 3316 3316 5258 5258 7514 11256
3 Lakh 3483 3870 3870 3870 4626 4626 7487 7487 10765 16211
4 Lakh 4345 4829 4829 4829 5773 5773 9532 9532 13784 20856
5 Lakh 5207 5786 5786 5786 6918 6918 11575 11575 16803 25502
*Oriental Insurance, 18, 19, 20 Yrs not as per premiumTable.
Reliance General Insurance (Healthwise- Standard)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh NA NA NA NA NA NA NA NA NA NA
2 Lakh 2893 2893 3455 3455 4017 4803 7443 8174 10196 11375
3 Lakh 4073 4073 4803 4803 5365 6422 8980 9864 11848 14888
4 Lakh 5309 5309 6601 6601 7387 8624 12724 14298 18455 20628
5 Lakh 6770 6770 7837 7837 8624 10421 15309 17584 21058 23790
Note:
1. Premium is inclusive of Service Tax@ 12.36%
2. Actual Premium also depends on health profile.
3. Rates are given for various age groups. The underwriting department of the Insurance Companies has the final say whether insurance policy is to be issued or not to the proposer.
4. Family discount of 10% is given when the size is 3 or more (except United India offering on 5% family discount).Recently New India / Oriental have started offering this discount for 2 members also.
5. All companies not considered but rates will be more or less same except ICICI Lombard, which offers different terms/rates.
6. For those who are having pre existing disease or those who are above 45 years and the test reports indicate variations, Insurance company has the right to charge extra (loading charge)
Last Updated on Aug,2012
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