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Health Insurance India Quote Contact: Ria Insurance Brokers Pvt Ltd, Om Plaza (1st Floor), 430/7, Sant Nagar, East of Kailash, New Delhi
- 110065, Phone:011-41324957, 41623784, Mob:+91-8447757653, 8447757651 Email: ria1@surekhae.com, ibidelhi@gmail.com
Individual/Family Health Insurance Products in India (Single Person)
 
Policy information for individual health insurance products including comparison rates, policy language, coverage etc.
(1) Comparison of Individual Health Insurance Policies   (2) Premium Comparative Chart Individual Health Insurance
(3) Coverage & Exclusion under Individual Insurance   (4) Policy Wording /Proposal Form/ Brochure
(5) Product details of Various Companies for Individual Health Insurance
 
General/Health Insurance Companies Products
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(6) Specimen Premium Rates of Insurance Company's
 
 
 
   6- Specimen Premium Rates of Insurance Company's
Premium Comparison for Individuals of Insurance Companies for Health Insurance in India
Premium Comparison of Insurance Companies for Health Insurance
National Insurance (Mediclaim Policy)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1157 1157 1519 1519 2043 2043 3487 3487 4611 4611
2 Lakh 2178 2178 2859 2859 3847 3847 6668 6668 8852 8852
3 Lakh 3039 3039 3988 3988 5367 5367 9495 9495 12682 12682
4 Lakh 3792 3792 4977 4977 6696 6696 12086 12086 16238 16238
5 Lakh 4544 4544 5965 5965 8027 8027 14678 14678 19796 19796
New India Assurance (Mediclaim)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1401 1401 1401 1401 1671 2090 2978 3441 3993 4467
2 Lakh 2791 2791 2791 2791 3215 3943 6011 6927 7864 8945
3 Lakh 3894 3894 3894 3894 4489 5498 8559 9905 11262 12872
4 Lakh 4853 4853 4853 4853 5598 6861 10909 12662 14427 16567
5 Lakh 5824 5824 5824 5824 6712 8223 13247 15398 17571 20229
*New India Premium Rates-Region Delhi & Bangalore
*New India, 3 Months to 5 Yrs not as per premium Table.
Oriental Insurance (Mediclaim policy)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh 1300 1445 1445 1445 1727 1727 2699 2699 3842 5731
2 Lakh 2450 2722 2722 2722 3255 3255 5162 5162 7376 11050
3 Lakh 3419 3799 3799 3799 4541 4541 7350 7350 10568 15914
4 Lakh 4265 4740 4740 4740 5667 5667 9357 9357 13531 20474
5 Lakh 5112 5680 5680 5680 6791 6791 11363 11363 16495 25034
*Oriental Insurance, 18, 19, 20 Yrs not as per premiumTable.
Reliance General Insurance (Healthwise- Standard)
Sum Insured Age Cover
17 25 30 35 40 45 50 55 60 65
1 Lakh NA NA NA NA NA NA NA NA NA NA
2 Lakh 2840 2840 3392 3392 3943 4715 7307 8024 10009 11166
3 Lakh 3998 3998 4715 4715 5267 6304 8815 9683 11631 14615
4 Lakh 5212 5212 6480 6480 7252 8466 12491 14036 18117 20250
5 Lakh 6646 6646 7693 7693 8466 10230 15028 17262 20672 23354
Note:
1. Premium is inclusive of Service Tax@ 10.30%
2. Actual Premium also depends on health profile.
3. Rates are given for various age groups. The underwriting department of the Insurance Companies has the final say whether insurance policy is to be issued or not to the proposer.
4. Family discount of 10% is given when the size is 3 or more (except United India offering on 5% family discount).Recently New India / Oriental have started offering this discount for 2 members also.
5. All companies not considered but rates will be more or less same except ICICI Lombard, which offers different terms/rates.
6. For those who are having pre existing disease or those who are above 45 years and the test reports indicate variations, Insurance company has the right to charge extra (loading charge)
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