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Individual Mediclaim and family Health Insurance Products in India (Single Person) |
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(1) |
Comparison of Individual Health Insurance Policies |
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(2) |
Premium Comparative Chart Individual Health Insurance |
(3) |
Coverage & Exclusion under Individual Insurance |
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(4) |
Policy Wording/ Proposal Form/ Brochure |
(5) |
Product details of Various Companies for Individual Health Insurance |
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General/ Health Insurance Companies Products |
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Apollo Munich Insurance Co. Ltd. |
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Easy Health Individual Health Insurance Plan |
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Bajaj Allianz General Insurance Company Limited |
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Health Guard |
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Hospital Cash |
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Bharti AXA General Insurance Company Limited |
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Smart Health Individual Policy |
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Cholamandalam Ms General Insurance Company Limited |
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Individual Health |
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Future Generali India Insurance Co. Ltd. |
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Health Suraksha Individual Plan |
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HDFC Ergo General Insurance Company Limited |
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Health Suraksha |
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ICICI Lombard General Insurance Co. Ltd. |
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Health Advantage Plus |
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IFFCO Tokio General Insurance Co. Ltd. |
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Individual Medishield |
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National Insurance Company Limited |
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Mediclaim Policy |
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Reliance General Insurance Co. Ltd. |
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Individual Mediclaim Insurance Policy |
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Star Health and Allied Insurance Co. Ltd. |
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Medi Classic |
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Medi Premier |
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True Value |
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Tata AIG General Insurance Co. Ltd. |
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Maharaksha |
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The New India Assurance Co. Ltd. |
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Mediclaim 2007 |
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The Oriental Insurance Co. Ltd. |
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Individual Mediclaim Policy |
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United India Insurance Co. Ltd. |
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Mediclaim Policy |
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(6) |
Specimen Premium Rates of Insurance Company's |
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2- Premium Comparative Chart Individual Health Insurance |
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1 Lacs |
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Age Group (Years) |
S. N. |
Company Name |
Product Name |
3M-5 |
6-10 |
11-15 |
16-20 |
21-25 |
26-30 |
31-35 |
36-40 |
41-45 |
46-50 |
51-55 |
56-60 |
61-65 |
66-70 |
71-75 |
76-80 |
1 |
Apollo Munich |
Standard Plan |
1476 |
1476 |
1476 |
1476 |
1785 |
1785 |
1785 |
2933 |
2933 |
4236 |
5051 |
5911 |
9855# |
13089# |
14916# |
14916# |
2 |
Bajaj Allianz |
Health Guard |
1573 |
1573 |
1573 |
1573 |
1573 |
1960 |
1960 |
1960 |
2510 |
3766 |
3766 |
5764 |
6630 |
NA |
NA |
NA |
3 |
Bharti AXA |
Smart Health- Basic |
1490 |
1490 |
1490 |
1490 |
1490 |
1490 |
1490 |
2460 |
2460 |
4704 |
4704 |
6630 |
6630 |
8288 |
8288 |
NA |
4 |
Chola-mandalam |
Basic Health Cover Plans |
1360 |
1360 |
1360 |
1360 |
1579 |
1579 |
1579 |
1753 |
1753 |
2533 |
2533 |
3286 |
3286 |
3967 |
NA |
NA |
5 |
Future Generali |
Health Surksha (Basic Plan) |
1392 |
1392 |
1392 |
1392 |
1392 |
1649 |
1649 |
1732 |
1732 |
1732 |
2818 |
4667 |
4667 |
7141 |
NA |
NA |
6 |
HDFC Ergo |
Health Surksha Individual Policy |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
7 |
ICICI Lombard |
Individual Policy |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
8 |
Iffco Tokio |
Individual Medi shield (Basic) |
1234 |
1234 |
1234 |
1234 |
1234 |
1410 |
1410 |
1700 |
1700 |
2556 |
2556 |
3596 |
3596 |
4961 |
- |
- |
9 |
Max Bupa |
Heart Beat |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
10 |
National
Insurance |
Individual Policy |
1179 |
1179 |
1179 |
1179 |
1179 |
1547 |
1547 |
2081 |
2081 |
3552 |
3552 |
4697 |
4697 |
5838 |
6255 |
7742 |
11 |
New India |
Individual Policy |
1517 |
1427 |
1427 |
1427 |
1427 |
1427 |
1427 |
1702 |
2129 |
3112 |
3505 |
4068 |
4550 |
5124 |
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12 |
Oriental Insurance |
Individual Policy |
1324 |
1324 |
1324 |
1324 |
1472 |
1472 |
1472 |
1759 |
1759 |
2749 |
2749 |
3914 |
5838 |
5838 |
7820 |
7820 |
13 |
Reliance General |
Health Wise Standard |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
14 |
Royal Sundaram |
Health Shield online |
1172 |
1172 |
1172 |
1172 |
1172 |
1896 |
1896 |
1896 |
2223 |
2782 |
NA |
NA |
NA |
NA |
NA |
NA |
15 |
Star Health |
Medi Classic |
1349 |
1349 |
1349 |
1349 |
1349 |
1349 |
1349 |
1517 |
1517 |
2749 |
2749 |
3371 |
3371 |
5109 |
5474 |
6774 |
16 |
United India |
Health Platinum |
1349 |
1349 |
1349 |
1349 |
1349 |
1461 |
1685 |
1910 |
2247 |
2808 |
2808 |
4382 |
NA |
NA |
NA |
NA |
17 |
Universal Sompo |
Individual Health Policies |
1092 |
1092 |
1092 |
1092 |
1092 |
1374 |
1374 |
1591 |
1591 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
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Note: (Premium - Including Service Tax 12.36%) |
*Apollo 18, 19, 20 Years Premium not as per Premium Table, # Premium rates only for renewal. |
*New India Region Delhi & Bangaluru. |
*18, 19, 20 in Cholamandalam not as Per Premium Table. |
*1 & 2 month in Future Generali not as Per Premium Table |
Last Updated on Aug,2012 |
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