| Comparison of Lifeline Health Insurance Plan |
| Sum Insured (SI) in Rs. |
| Classic |
Supreme |
Elite |
| 2,3,4 lacs |
5,10,15,20,50 lacs |
25,30,50,100,150 lacs |
| Baseline cover benefits |
| Inpatient Care |
Covered up to SI |
Covered up to SI |
Covered up to SI |
| Pre and post hospitalization expenses |
30/60 days, Covered upto SI |
60/90 days, Covered upto SI |
60/180 days, Covered upto SI |
| All Day care procedures |
Covered up to SI |
Covered up to SI |
Covered up to SI |
| Ambulance Cover |
Up to Rs.3,000 |
Up to Rs.5,000 |
Up to Rs.10,000 |
| Organ Donor Expenses |
Covered upto SI |
Covered upto SI |
Covered upto SI |
| Other Benefits |
| Domiciliary Hospitalization |
Covered upto SI |
Covered upto SI |
Covered upto SI |
| No Claim Bonus |
10% of Base SI upto a max of 50% of SI |
20% of Base SI upto a max of 100% of SI |
20% of Base SI upto a max of 100% of SI |
| Re-load of Sum Insured |
Upto Base SI |
Upto Base SI |
Upto Base SI |
| Ayush Treatment |
Government Hospitals - Covered upto SI; Other Hospitals - Covered upto Rs.20,000 |
Government Hospitals - Covered upto SI; Other Hospitals - Covered upto Rs.30,000 |
Government Hospitals - Covered upto SI; Other Hospitals - Covered upto Rs.50,000 |
| Vaccination in case of Animal Bite |
Upto Rs.2,500 |
Upto Rs.5,000 |
Upto Rs.7,500 |
| Emergency Domestic Evacuation (Bed to Bed on advise of treating doctor) |
Not Covered |
Covered upto Rs.1lac |
Covered upto Rs.3lacs |
| Worldwide Emergency Hospitalization |
Not Covered |
Not Covered |
50% of Base SI upto max of Rs.20lacs; Deductible of $1,000 per hospitalization |
| International Treatment abroad for specified 11 critical illnesses |
Not Covered |
Not Covered |
Covered upto SI Return Airfare covered upto Rs.3 lac |
| Health & Wellness Benefits |
| Health Check-up |
Available once every 3rd policy year |
Annual |
Annual |
| Preventive Healthcare & Wellness |
Available |
Available |
Available |
| Second Opinion for 11 specified Critical Illness |
Not Covered |
Available once during the policy year |
Available once during the policy year |
| OPD Treatment |
Not Covered |
Not Covered |
Upto Rs.10,000 |
| Maternity Benefits |
| Maternity cover for up to 2 deliveries |
Not Covered |
Not Covered |
For SI upto Rs.50lacs - Rs.2lacs
For SI > Rs.50lacs - Rs.2.5lacs |
| New Born Baby Cover |
Not Covered |
Not Covered |
25% of SI |
| Vaccinations for new born baby in the first year |
Not Covered |
Not Covered |
Covered upto 10,00 |
| Optional Benefits |
| Top-up plan on annual aggregate basis |
Deductible of Rs.1,2,3,4,5 and 10 lacs |
Deductible of Rs.1,2,3,4,5 and 10lacs |
Not Available |
| Hosptial Cash (for 30 days in case of hospitalization beyond 2 days) |
Rs.1,000/day |
Rs.2,000/day |
Rs.5,000/day |
| Option to inlcude US and Canada for Worldwide Emergency Hospitalization and International Treatment for 11 specified Critical Illness |
Not Available |
Not Available |
Available |
| |
Lifeline Classic Page |
Lifeline Supreme Page |
Lifeline Eliten Page |
