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Individual Mediclaim and family Health Insurance Products in India (Single Person) |
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(1) |
Comparison of Individual Health Insurance Policies |
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(2) |
Premium Comparative Chart Individual Health Insurance |
(3) |
Coverage & Exclusion under Individual Insurance |
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(4) |
Policy Wording/ Proposal Form/ Brochure |
(5) |
Product details of Various Companies for Individual Health Insurance |
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General/ Health Insurance Companies Products |
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Apollo Munich Insurance Co. Ltd. |
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Easy Health Individual Health Insurance Plan |
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Bajaj Allianz General Insurance Company Limited |
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Health Guard |
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Hospital Cash |
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Bharti AXA General Insurance Company Limited |
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Smart Health Individual Policy |
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Cholamandalam Ms General Insurance Company Limited |
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Individual Health |
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Future Generali India Insurance Co. Ltd. |
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Health Suraksha Individual Plan |
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HDFC Ergo General Insurance Company Limited |
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Health Suraksha |
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ICICI Lombard General Insurance Co. Ltd. |
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Health Advantage Plus |
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IFFCO Tokio General Insurance Co. Ltd. |
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Individual Medishield |
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National Insurance Company Limited |
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Mediclaim Policy |
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Reliance General Insurance Co. Ltd. |
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Individual Mediclaim Insurance Policy |
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Star Health and Allied Insurance Co. Ltd. |
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Medi Classic |
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Medi Premier |
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True Value |
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Tata AIG General Insurance Co. Ltd. |
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Maharaksha |
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The New India Assurance Co. Ltd. |
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Mediclaim 2007 |
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The Oriental Insurance Co. Ltd. |
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Individual Mediclaim Policy |
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United India Insurance Co. Ltd. |
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Mediclaim Policy |
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(6) |
Specimen Premium Rates of Insurance Company's |
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2- Premium Comparative Chart Individual Health Insurance |
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5 Lacs |
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Age Group (Years) |
SN |
Company Name |
Product Name |
3M-5 |
6-10 |
11-15 |
16-20 |
21-25 |
26-30 |
31-35 |
36-40 |
41-45 |
46-50 |
51-55 |
56-60 |
61-65 |
66-70 |
71-75 |
76-80 |
1 |
Apollo Munich |
Standard Plan |
5073 |
5073 |
5073 |
5073 |
6017 |
6017 |
6017 |
6842 |
6842 |
10499 |
13568 |
15927 |
29462# |
37915# |
42166# |
42166# |
2 |
Bajaj Allianz |
Health Guard |
5892 |
5892 |
5892 |
5892 |
5892 |
6917 |
6917 |
6917 |
10759 |
17119 |
17119 |
20089 |
23103 |
NA |
NA |
NA |
3 |
Bharti AXA |
Smart Health Basic |
3500 |
3500 |
3500 |
3500 |
3500 |
3500 |
3500 |
6390 |
6390 |
11900 |
11900 |
14500 |
14500 |
18125 |
18125 |
NA |
4 |
Chola-mandalam |
Basic Health Cover |
5399 |
5399 |
5399 |
5399 |
5843 |
5843 |
5843 |
6404 |
6404 |
10269 |
10269 |
114258 |
14258 |
17843 |
NA |
NA |
5 |
Future Generali |
Health Suraksha (Basic Plan) |
5265 |
5265 |
5265 |
5265 |
5265 |
5738 |
5738 |
6373 |
6373 |
10180 |
10180 |
13719 |
13719 |
17397 |
NA |
NA |
6 |
HDFC Ergo |
Health Surksha Individual Policy |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
7 |
ICICI Lombard |
Individual Policy |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
8 |
Iffco Tokio |
Individual Medi shield (Basic) |
4850 |
4850 |
4850 |
4850 |
4850 |
5541 |
5541 |
6683 |
6683 |
10760 |
10760 |
15440 |
15440 |
21673 |
NA |
NA |
9 |
Max Bupa |
Heart Beat |
7189 |
7189 |
7189 |
7189 |
7212 |
7339 |
7686 |
8718 |
10337 |
12842 |
18415 |
22244 |
27844 |
37466 |
52341 |
78780 |
10 |
National Insurance |
Individual Policy |
4629 |
4629 |
4629 |
4629 |
4629 |
6076 |
6076 |
8177 |
8177 |
14952 |
14952 |
20166 |
20166 |
25503 |
28397 |
38553 |
11 |
New India |
Individual Policy |
6230 |
5932 |
5932 |
5932 |
5932 |
5932 |
5932 |
6836 |
8376 |
13494 |
15685 |
17898 |
20607 |
23022 |
NA |
NA |
12 |
Oriental Insurance |
Individual Policy |
5207 |
5207 |
5207 |
5207 |
5786 |
5786 |
5786 |
6918 |
6918 |
11575 |
11575 |
16803 |
25502 |
25502 |
35495 |
NA |
13 |
Reliance General |
Health Wise Standard |
6770 |
6770 |
6770 |
6770 |
6770 |
7837 |
7837 |
8624 |
10421 |
15309 |
17584 |
21058 |
23790 |
NA |
NA |
NA |
14 |
Religare Health Ins |
Care |
3313 |
3313 |
3313 |
3313 |
3313 |
5162 |
5162 |
5385 |
6788 |
9739 |
11709 |
14603 |
17798 |
28707 |
37423 |
46004 |
15 |
Royal Sundaram |
Health Shield online |
4113 |
4113 |
4113 |
4113 |
4113 |
6999 |
6999 |
6999 |
8897 |
11232 |
NA |
NA |
NA |
NA |
NA |
NA |
16 |
Star Health |
Medi Classic |
5506 |
5506 |
5506 |
5506 |
5506 |
5506 |
5506 |
6067 |
6067 |
12022 |
12022 |
15684 |
15684 |
22313 |
24847 |
33733 |
17 |
United India |
Health Platinum |
4630 |
4630 |
4630 |
4630 |
4630 |
5498 |
5787 |
6919 |
8764 |
11093 |
11093 |
15684 |
NA |
NA |
NA |
NA |
18 |
Universal Sompo General |
Individual Health Policies |
4255 |
4255 |
4255 |
4255 |
4255 |
5076 |
5076 |
6092 |
6092 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
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Note : (Premium - Including Service Tax 12.36%) |
*Apollo 18, 19, 20 Years Premium not as per Premium Table, # Premium rates only for renewal. |
*New India Region Delhi & Bangaluru |
*1 & 2 Month in Future Generali not as Per Premium Table |
*Max Bupa Region National Capital & Bangaluru |
Last Updated on Aug,2012 |
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