Individual/Family Health Insurance Products in India (Single Person)
Policy information for individual health insurance products including comparison rates, policy language, coverage etc.
(1)
Comparison of Individual Health Insurance Policies
(2)
Premium Comparative Chart Individual Health Insurance
(3)
Coverage & Exclusion under Individual Insurance
(4)
Policy Wording /Proposal Form/ Brochure
(5)
Product details of Various Companies for Individual Health Insurance
General/Health Insurance Companies Products
Apollo Munich Insurance Co. Ltd.
Easy Health Individual Health Insurance Plan
Bajaj Allianz General Insurance Company Limited
Health Guard
Hospital Cash
Bharti AXA General Insurance Company Limited
Smart Health Individual Policy
Cholamandalam Ms General Insurance Company Limited
Individual Health
Future Generali India Insurance Co. Ltd.
Health Suraksha Individual Plan
HDFC Ergo General Insurance Company Limited
Health Suraksha
ICICI Lombard General Insurance Co. Ltd.
Health Advantage Plus
IFFCO Tokio General Insurance Co. Ltd.
Individual Medishield
National Insurance Company Limited
Mediclaim Policy
Reliance General Insurance Co. Ltd.
Individual Mediclaim Insurance Policy
Star Health and Allied Insurance Co. Ltd.
Medi Classic
Medi Premier
True Value
Tata AIG General Insurance Co. Ltd.
Maharaksha
The New India Assurance Co. Ltd.
Mediclaim 2007
The Oriental Insurance Co. Ltd.
Individual Mediclaim Policy
(6)
Specimen Premium Rates of Insurance Company's
2- Premium Comparative Chart Individual Health Insurance in India
5 Lacs
Age Group
S.No
Companies Name
Product Name
3M-5
6-10
11-15
16-20
21-25
26-30
31-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
1
Apollo Munich
Standard Plan
4980
4980
4980
4980
5907
5907
5907
6717
6717
10307
13319
15635
28922#
37220#
41393#
41393#
2
Bajaj Allianz
Health Guard
5784
5784
5784
5784
5784
6790
6790
6790
10562
16805
16805
19721
22679
NA
NA
NA
3
Bharti AXA
Smart Health- Basic
3436
3436
3436
3436
3436
3436
3436
6273
6273
11682
11682
14234
14234
17793
17793
NA
4
Chola-
mandalam
Basic Health Cover
5300
5300
5300
5300
5736
5736
5736
6287
6287
10081
10081
13997
13997
17516
NA
NA
5
Future Generali
Health Suraksha (Basic Plan)
5168
5168
5168
5168
5168
5633
5633
6256
6256
9993
9993
13467
13467
17078
NA
NA
6
HDFC Ergo
Health Surksha Individual Policy
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
7
ICICI Lombard
Individual Policy
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
8
Iffco Tokio
Individual Medi shiel d(Basic)
4761
4761
4761
4761
4761
5439
5439
6560
6560
10563
10563
15157
15157
21276
9
Max Bupa
Heart Beat
7057
7057
7057
7057
7080
7204
7545
8558
10147
126047
18077
21836
27334
36779
51381
77336
10
National
Insurance
Individual Policy
4544
4544
4544
4544
4544
5965
5965
8027
8027
14678
14678
19796
19796
25035
27876
37846
11
New India
Individual Policy
6116
5823
5823
5823
5823
5823
5823
6711
8222
13247
15397
17570
20229
22600
NA
NA
12
Oriental Insurance
Individual Policy
5112
5112
5112
5112
5680
5680
5680
6791
6791
11363
11363
16495
25034
25034
34844
NA
13
Reliance
General
Health Wise Standard
6646
6646
6646
6646
6646
7693
7693
8466
10230
15028
17262
20672
23354
NA
NA
NA
14
Royal Sundaram
Health Shield online
4038
4038
4038
4038
4038
6871
6871
6871
8734
11026
NA
NA
NA
NA
NA
NA
15
Star Health
MEDI Classic
5405
5405
5405
5405
5405
5405
5405
5956
5956
11802
11802
15396
15396
21904
24391
33115
16
United India
Health Insurance Policy- Platinum
4545
4545
4545
4545
4545
5397
5681
6792
8603
10890
10890
15396
NA
NA
NA
NA
17
Universal Sompo General
Individual Health Policies
4177
4177
4177
4177
4177
4983
4983
5980
5980
NA
NA
NA
NA
NA
NA
NA
Note:
*All rates inclusive of service Tax 10.30%.
*Apollo 18, 19, 20 Years Premium not as per Premium Table, # Premium rates only for renewal.
*New India Region Delhi & Bangaluru
*1 & 2 Month in Future Generali not as Per Premium Table
*Max Bupa Region National Capital & Bangaluru
For Best Health Insurance Quotation in India Contact: Ria Insurance Brokers Pvt Ltd, Om Plaza (1st Floor), 430/7,
Sant Nagar, East of Kailash, New Delhi-110065, Phone: 011-41623784, 41324957 Mob: +91-8447757651, 8447757653
Email:-ria@surekhae.com , ibidelhi@gmail.com