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Individual Mediclaim and family Health Insurance Products in India (Single Person) |
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(1) |
Comparison of Individual Health Insurance Policies |
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(2) |
Premium Comparative Chart Individual Health Insurance |
(3) |
Coverage & Exclusion under Individual Insurance |
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(4) |
Policy Wording/ Proposal Form/ Brochure |
(5) |
Product details of Various Companies for Individual Health Insurance |
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General/ Health Insurance Companies Products |
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Apollo Munich Insurance Co. Ltd. |
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Easy Health Individual Health Insurance Plan |
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Bajaj Allianz General Insurance Company Limited |
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Health Guard |
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Hospital Cash |
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Bharti AXA General Insurance Company Limited |
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Smart Health Individual Policy |
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Cholamandalam Ms General Insurance Company Limited |
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Individual Health |
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Future Generali India Insurance Co. Ltd. |
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Health Suraksha Individual Plan |
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HDFC Ergo General Insurance Company Limited |
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Health Suraksha |
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ICICI Lombard General Insurance Co. Ltd. |
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Health Advantage Plus |
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IFFCO Tokio General Insurance Co. Ltd. |
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Individual Medishield |
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National Insurance Company Limited |
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Mediclaim Policy |
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Reliance General Insurance Co. Ltd. |
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Individual Mediclaim Insurance Policy |
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Star Health and Allied Insurance Co. Ltd. |
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Medi Classic |
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Medi Premier |
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True Value |
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Tata AIG General Insurance Co. Ltd. |
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Maharaksha |
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The New India Assurance Co. Ltd. |
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Mediclaim 2007 |
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The Oriental Insurance Co. Ltd. |
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Individual Mediclaim Policy |
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United India Insurance Co. Ltd. |
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Mediclaim Policy |
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(6) |
Specimen Premium Rates of Insurance Company's |
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2- Premium Comparative Chart Individual Health Insurance |
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3 Lacs |
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Age Group (Years) |
SN |
Company Name |
Product Name |
3M-5 |
6-10 |
11-15 |
16-20 |
21-25 |
26-30 |
31-35 |
36-40 |
41-45 |
46-50 |
51-55 |
56-60 |
61-65 |
66-70 |
71-75 |
76-80 |
1 |
Apollo Munich |
Standard Plan |
3539 |
3539 |
3539 |
3539 |
3877 |
3877 |
3877 |
4129 |
4129 |
6742 |
8377 |
10674 |
18873# |
24286# |
227010# |
27010# |
2 |
Bajaj Allianz |
Health Guard |
3715 |
3715 |
3715 |
3715 |
3715 |
4917 |
4977 |
4977 |
6815 |
9416 |
9416 |
14411 |
16572 |
NA |
NA |
NA |
3 |
Bharti AXA |
Smart Health Basic |
2890 |
2890 |
2890 |
2890 |
2890 |
2890 |
2890 |
5120 |
5120 |
8300 |
8300 |
10900 |
10900 |
13625 |
13625 |
NA |
4 |
Chola-mandalam |
Basic Health Cover |
3596 |
3596 |
3596 |
3596 |
3876 |
3876 |
3876 |
4326 |
4326 |
6668 |
6668 |
9040 |
9040 |
11017 |
NA |
NA |
5 |
Future Generali |
Health Suraksha (Basic Plan) |
3150 |
3150 |
3150 |
3150 |
3150 |
3535 |
3535 |
4089 |
4089 |
6187 |
6187 |
10583 |
10583 |
11763 |
NA |
NA |
6 |
HDFC Ergo |
Health Surksha Individual Policy |
2713 |
2713 |
2713 |
2713 |
3721 |
3721 |
3721 |
4479 |
4479 |
8037 |
8440 |
9764 |
14103 |
NA |
NA |
NA |
7 |
ICICI Lombard |
Individual Policy |
2726 |
2726 |
2726 |
2726 |
3619 |
3619 |
3919 |
4449 |
4449 |
7564 |
7564 |
9442 |
NA |
NA |
NA |
NA |
8 |
Iffco Tokio |
Individual Medi shield (Basic) |
3242 |
3242 |
3242 |
3242 |
3242 |
3705 |
3705 |
4469 |
4469 |
6961 |
6961 |
9892 |
9892 |
13778 |
NA |
NA |
9 |
Max Bupa |
Heart Beat |
4149 |
4149 |
4149 |
4149 |
4190 |
4304 |
4569 |
5204 |
6164 |
7471 |
10446 |
14138 |
18321 |
25406 |
36060 |
54653 |
10 |
National Insurance |
Individual Policy |
3096 |
3096 |
3096 |
3096 |
3096 |
4062 |
4062 |
5467 |
5467 |
9672 |
9672 |
12919 |
12919 |
16212 |
17868 |
23689 |
11 |
New India |
Individual Policy |
4163 |
3967 |
3967 |
3967 |
3967 |
3967 |
3967 |
4573 |
5601 |
8719 |
10090 |
11471 |
13112 |
14741 |
NA |
NA |
12 |
Oriental Insurance |
Individual Policy |
3483 |
3483 |
3483 |
3483 |
3870 |
3870 |
3870 |
4626 |
4626 |
7487 |
7487 |
10765 |
16211 |
16211 |
22334 |
NA |
13 |
Reliance General |
Health Wise Standard |
4073 |
4073 |
4073 |
4073 |
4073 |
4803 |
4803 |
5365 |
6422 |
8980 |
9864 |
11848 |
14888 |
NA |
NA |
NA |
14 |
Religare Health Ins. |
Care |
2551 |
2551 |
2551 |
2551 |
2551 |
3922 |
3922 |
4093 |
5137 |
7507 |
8530 |
11201 |
15979 |
25662 |
33425 |
41072 |
15 |
Royal Sundaram |
Health Shield online |
2828 |
2828 |
2828 |
2828 |
2828 |
4503 |
4503 |
4503 |
5787 |
7854 |
NA |
NA |
NA |
NA |
NA |
NA |
16 |
Star Health |
Medi Classic |
3708 |
3708 |
3708 |
3708 |
3708 |
3708 |
3708 |
4101 |
4101 |
6933 |
6933 |
9214 |
9214 |
14185 |
15634 |
20729 |
17 |
United India |
Health Platinum |
3146 |
3146 |
3146 |
3146 |
3146 |
3708 |
3932 |
4662 |
5730 |
7247 |
7247 |
10112 |
NA |
NA |
NA |
NA |
18 |
Universal Sompo General |
Individual Health Policies |
2953 |
2953 |
2953 |
2953 |
2953 |
3587 |
3587 |
4300 |
4221 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
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Note : (Premium - Including Service Tax 12.36%) |
*ICICI Lombard not as per Premium Table (19,20 Years). |
*Apollo 18, 19, 20 Years Premium not as per Premium Table, # Premium rates only for renewal. |
*Cholamandalam 18, 19, 20 Years Premium not as per Premium Table. |
*HCFC 18, 19, 20 Years Premium not as per Premium Table. |
*1 & 2 Month in Future Generali not as Per Premium Table |
*Max Bupa Region National Capital & Bangaluru |
Last Updated on Aug,2012 |
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