| 8- Cholamandalam Ms General Ins. Co. Ltd : Family Floater Insurance |
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| Family Health |
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| Our loved ones are our biggest assets in this world and we'd go to any length to keep them safe and healthy. Investing in a good family health policy, that allows you to give them the best care available, keeps you worry-free financially, is definitely a wise decision. |
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| Benefits |
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Chola MS Family Health Protection Insurance covers entire family against hospitalisation expenses. Single premium and single Sum Insured for entire family. Sum Insured floats over the entire family and can be claimed by any / all the family members.
Illustration: A family of say 4 members (2 adults and 2 Children) can buy a Chola MS Family Health protection policy for a Sum Insured of 4 Lakhs for a single premium of Rs 9826 (based on age of senior most family member). The family can claim the entire Sum Insured of Rs 4 Lakhs for any / all the members of the family within the policy period. |
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- Term cover - valid for one year from date of inception
- Entry age upto 45 yrs
- No medical check up required
- Renewal upto 69 yrs of age
- No hidden Conditions / Clauses (No Sub-limits for diseases)
- Sum Insured from Rs 2 L to Rs 5 L
- No hassles of tracking renewals for different members
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* Conditions Apply |
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Chola MS Family Health Protection Insurance covers entire family against hospitalisation expenses. The Insured / Family members on diagnosis with an illness and hospitalized for 24 hrs above are eligible to claim for the following expenses arising out of hospitalisation. |
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- Rooms and Boarding charges
- Doctor fees
- ICU charges
- Nursing Expenses
- Surgeon Fees, OT charges
- Medicines consumed on premises
- Dressing ,splints, casts
- Implanted prosthetic devices during surgery
- Organ transplantation costs
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- Pre-hospitalization expenses upto 60 days
- Post-hospitalization expenses upto 90 days
- Emergency Ambulance expenses
- 141 Day care expenses - Procedures not requiring 24 hrs of hospitalization
- External Aids (related to hospitalized illness)
- Hospital Daily Allowance
- Home nursing care allowance
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* Conditions Apply |
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