| 8- Cholamandalam Ms General Ins. Co. Ltd : Family Floater Insurance |
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| Family Health |
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Plan 7 - 1 Adult + 3 Kids |
Sum Insured |
|
Rs. 2 lakhs |
Rs. 3 lakhs |
Rs. 4 lakhs |
Rs. 5 lakhs |
<18 yrs |
- |
- |
- |
- |
18-35 yrs |
INR 5,664 |
INR 7,863 |
INR 9,674 |
INR 11,004 |
36-45 yrs |
INR 6,656 |
INR 9,345 |
INR 11,633 |
INR 12,953 |
46-50 yrs |
INR 9,066 |
INR 12,997 |
INR 16,580 |
INR 19,319 |
51-55 yrs |
INR 9,391 |
INR 13,591 |
INR 17,342 |
INR 20,198 |
56-65 yrs |
INR 12,133 |
INR 18,077 |
INR 23,373 |
INR 27,752 |
66-70 yrs |
INR 15,451 |
INR 22,775 |
INR 30,024 |
INR 36,037 |
71-75 yrs |
INR 21,356 |
INR 33,750 |
INR 42,315 |
INR 55,646 |
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| Premium shown above includes Service taxes and Cess at current applicable rates ( 10.30%) |
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Schedule of benefits - Chola Family Insurance Plan |
|
General Limit (per Family per year) Applicable Sections 1a,1b,1c,1d,1e,1f and Room Rent |
Rs 5,00,000 |
Rs 4,00,000 |
Rs 3,00,000 |
Rs 2,00,000 |
Co-Insurance (per Family per year) Applicable on eligible expenses caused by Non-network provider subject to being pre-authorised |
10% |
10% |
10% |
10% |
Room Rent per day |
upto Rs 3,000 |
upto Rs 2,500 |
upto Rs 2,000 |
upto Rs 1,500 |
Section 1a Basic Hospitalisation |
Covered |
Covered |
Covered |
Covered |
Section 1b Post- Hospitalisation |
90 days after Hospitalisation |
90 days after Hospitalisation |
90 days after Hospitalisation |
90 days after Hospitalisation |
Section 1c Pre- Hospitalisation |
60 days prior to Hospitalisation |
60 days prior to Hospitalisation |
60 days prior to Hospitalisation |
60 days prior to Hospitalisation |
Section 1d Day Care Services only within Network; subject to Pre-authorisation; otherwise it is not covered |
Covered |
Covered |
Covered |
Covered |
Section 1e Local Ambulance Services (per Family per policy year) |
Rs 1,000 |
Rs 1,000 |
Rs 1,000 |
Rs 1,000 |
Section 1f Hospital Daily Allowance Daily benefit Maximum days covered per Family per policy year |
Rs 500
14 Days |
Rs 400
10 Days |
Rs 300
7 Days |
Rs 200
7 Days |
Section 1g External Aids and Appliance |
Rs 1,000 |
Rs 1,000 |
Rs 1,000 |
Rs 1,000 |
Section 1h Home Nursing Care Allowance Daily benefit Maximum days covered per Family per policy year |
Rs 300
10 Days |
Rs 300
10 Days |
Rs 200
7 Days |
Rs 200
7 Days |
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| Cholamandalam Health Insurance policy ensures comprehensive coverage by offering value added features, at a nominal increase in premium, like: |
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- General Health and Eye Examination: You will be reimbursed the expenses incurred for general health and eye examination.
- Hospital Daily Allowance: In addition to hospital expenses, a daily hospital allowance will be paid for the period of hospitalisation.
- Benefits under Section - 80D(for both individual and family health policy) & 80B(only for individual health insurance policy).
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| * Premium upto Rs 15,000 eligible under section 80B |
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