| 8- Cholamandalam Ms General Ins. Co. Ltd : Family Floater Insurance |
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| Family Health |
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| What does it not Cover |
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- Pre existing diseases for first 36 months of policy inception(not applicable on three continuous renewals with Chola)
- For first year of policy with Chola MS: Cataract, Benign Prostratic Hypertropy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Fistula, Piles, Sinusitis & related disorders, Gall stones, Spondilitis, Spondilosis, Knee / Hip joint replacement, heart diseases, any type of Carcinoma/Sarcoma/Blood Cancer, Osteoarthiritis of any joint, Calculus diseases of gall bladder and urogenital, Gastric & duodenal ulcers, Internal Tumors, cysts, nodules, polyps including breast lumps (each of any kind unless malignant), Gout & Rheumatism, ENT disorders & Surgery, Surgery of genito urinary system, Surgery for prolapsed inter vertebral disk, Surgery of varicose veins & varicose ulcers, Surgery on tonsils.
- These exclusions are not applicable on renewal after one full year with Chola MS.
- War, radioactivity, pregnancy and related illnesses, HIV and related conditions, travel expenses, vaccination, dental expenses, cosmetic treatment expenses, obesity, beauty treatment etc
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Plan 1 - 2 Adults |
Sum Insured / Age bands |
|
Rs. 2 lakhs |
Rs. 3 lakhs |
Rs. 4 lakhs |
Rs. 5 lakhs |
<18 yrs |
- |
- |
- |
- |
18-35 yrs |
INR 4,334 |
INR 6,023 |
INR 7,407 |
INR 8,428 |
36-45 yrs |
INR 4,869 |
INR 6,837 |
INR 8,511 |
INR 9,478 |
46-50 yrs |
INR 6,940 |
INR 9,954 |
INR 12,693 |
INR 14,789 |
51-55 yrs |
INR 7,255 |
INR 10,406 |
INR 13,272 |
INR 15,461 |
56-65 yrs |
INR 9,291 |
INR 13,841 |
INR 17,896 |
INR 21,248 |
66-70 yrs |
INR 11,829 |
INR 17,439 |
INR 22,986 |
INR 27,590 |
71-75 yrs |
INR 16,355 |
INR 25,837 |
INR 32,395 |
INR 42,604 |
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|
Plan 2 - 2 Adults + 1 Kid |
Sum Insured |
|
Rs. 2 lakhs |
Rs. 3 lakhs |
Rs. 4 lakhs |
Rs. 5 lakhs |
<18 yrs |
- |
- |
- |
- |
18-35 yrs |
INR 5,041 |
INR 7,004 |
INR 8,614 |
INR 9,802 |
36-45 yrs |
INR 5,664 |
INR 7,951 |
INR 9,900 |
INR 11,024 |
46-50 yrs |
INR 8,074 |
INR 11,579 |
INR 14,769 |
INR 17,204 |
51-55 yrs |
INR 8,437 |
INR 12,104 |
INR 15,437 |
INR 17,989 |
56-65 yrs |
INR 10,808 |
INR 16,099 |
INR 20,816 |
INR 24,713 |
66-70 yrs |
INR 13,763 |
INR 20,286 |
INR 26,741 |
INR 32,096 |
71-75 yrs |
INR 19,020 |
INR 30,059 |
INR 37,686 |
INR 49,559 |
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Plan 3 - 2 Adults + 2 Kids |
Sum Insured |
|
Rs. 2 lakhs |
Rs. 3 lakhs |
Rs. 4 lakhs |
Rs. 5 lakhs |
<18 yrs |
- |
- |
- |
- |
18-35 yrs |
INR 5,753 |
INR 7,986 |
INR 9,826 |
INR 11,176 |
36-45 yrs |
INR 6,764 |
INR 9,493 |
INR 11,814 |
INR 13,154 |
46-50 yrs |
INR 9,203 |
INR 13,203 |
INR 16,840 |
INR 19,619 |
51-55 yrs |
INR 9,625 |
INR 13,802 |
INR 17,606 |
INR 20,512 |
56-65 yrs |
INR 12,325 |
INR 18,362 |
INR 23,737 |
INR 28,184 |
66-70 yrs |
INR 15,692 |
INR 23,133 |
INR 30,491 |
INR 36,597 |
71-75 yrs |
INR 21,690 |
INR 34,275 |
INR 42,972 |
INR 56,515 |
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