| 8- Star Health And Allied Insurance Co. Ltd : Family Floater Insurance |
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| Source: Website of Star Health and Allied Insurance Company Limited |
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| Family Health Optima |
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| Family Health Optima from Star Health is a health insurance plan that gives protection for the entire family on the payment of a single premium under a single sum insured. The sum insured floats among the family members insured. It's just one more way to tighten the family bonds. |
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| Policy Benefits |
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- Hospitalisation Cover:Protects the insured person for in-patient hospitalisation expenses for a minimum of 24 hours. These expenses include room and boarding charges as per policy conditions
- Nursing expenses
- Surgeon's fees,Consultant's fees, Anaesthetist's and Specialist's fees
- Cost of medicines and drugs
- Emergency ambulance charges for transporting the insured patient to the hospital upto a sum of Rs.750/- per hospitalization and overall limit of Rs.1500/- per policy period
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| A Super Saver Policy |
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- Single Sum Insured
- Coverage for entire family
- Single Premium
- Considerable saving in premium as the family is covered under one policy
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| Pre and Post Hospitalisation Cover |
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- Pre-hospitalisation medical expenses upto 30 days prior to the date of admission
- Post-hospitalisation calculated at 7% of the hospitalisation expenses(excluding room charges),subject to a maximum of Rs.5000 is payable.
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| Family Includes |
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- Proposer, spouse, dependent children upto 25 years those who are economically dependent on their parents.
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| Eligibility |
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- Any person aged between 5 months and 60 years residing in India can take this insurance.
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| How much to pay? |
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| A: Adult C: Children upto 25 yrs. NA: Not Available |
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| Sum Insured: Rs. 1,00,000 |
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5 Months- 45 Yrs |
46 Yrs- 55 Yrs |
56 Yrs- 60 Yrs |
| 2A |
1765 |
NA |
NA |
| 1A + 1C |
1515 |
NA |
NA |
| 1A + 2C |
1640 |
NA |
NA |
| 1A + 3C |
1785 |
NA |
NA |
| 2A + 1C |
1890 |
NA |
NA |
| 2A + 2C |
2025 |
NA |
NA |
| 2A + 3C |
2165 |
NA |
NA |
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