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Various health insurance companies who provide insurance in India. Get free health insurance quote today from best health insurance companies in India for your entire family insurance plans Get Cashless medical insurance hospitalizaton form most of insurance companies plan Free medical treatment during hospitalization Peace of mind with health insurance policy
For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email:
Family Floater Health Insurance Products in India (for your entire family)
(1) What is the Concept of Family Floater in health insurance?   (2) Introduction Family Floater Health Insurance
(3) Coverage & Exclusion under Family Floater Policies   (4) Family Floater Premium Comparative Chart
(5) Comparison of Family Floater Policies   (6) Policy Wording/ Proposal Form/ Brochure
(7) Family Floater Insurance Health from Companies   (8) Health Insurance Below Poverity Line (BPL) Families
General/ Health Insurance Companies Products
Life Insurance Companies Products
8- Health Suraksha (Individual & Family floater) from HDFC Ergo General Insurance
Source: Website of HDFC ERGO General Insurance Company Limited
With medical costs spiraling out of control and the increase in shift to lifestyle diseases, healthcare today is at its all-time-high in terms of treatment costs. In the event of an unforeseen illness, you may have no option other than to utilize your hard - earned savings, built over throughout your life time. Finally, what’s more important than your health? But now, no more!
With HDFC ERGO’s Health Suraksha, a plan designed to provide optimum coverage for treatments including the pre and post hospitalization costs and much more. Ensures complete peace of mind with minimum out-of-pocket expenses. Now, make sure that you use your hard-earned savings for the real reasons – Be it your child’s higher education or his dream wedding, a well deserved family vacation or just about anything you dreamt of all your life.
Key Highlights:
  • Optimum Coverage at an affordable price
  • Option to cover on Individual or Family Floater Basis
  • Option to for an annual or two year policy
  • Cumulative Bonus for each claim free year
  • Provides Cost of Health Check up after 4 claim free years
  • Cashless Claims Service across India at 4,200+ network hospital
  • Income Tax Benefit Under Section 80D of the Income Tax Act
  • Hassle free Claims Process with minimum documentation and turn around times
Coverage Features:
Schedule of Benefits - Individual & Family Floater
Basic Sum Insured per Policy Year Rs. 200000; Rs. 300000; Rs. 400000
In-patient Treatment Covers hospitalisation expenses due to sickness or accident upto the Policy Sum Insured
Pre-hospitalization Pays for medical expenses incurred 60 days immediately before hospitalisation
Post-hospitalization Pays for medical expenses incurred 90 days immediately after the discharge post hospitalisation
Day Care Procedures Pays for 141 listed day care procedures which do not require 24 hours hospitalisation due to technological advancement
Domiciliary Treatment Pays for expenses incurred for medical treatment taken at home, on the advice of a physician
Organ Donor Pays for medical expenses for harvesting an organ donated
Emergency Ambulance
(Limit per hospitalisation)
Pays upto max. Rs.2,000 for utilising an ambulance in an emergency
Ayurvedic/Homeopathic Pays for medical expenses for inpatient treatment under Ayurveda, Unani, Siddha or Homeopathy. Pays upto 20% of Sum Insured; Maximum Rs. 20,000 (for Policy Sum Insured 2L & 3L) and Rs. 25,000 (for policy Sum Insured Rs. 4L)
Cumulative Bonus 5% increase in Sum Insured for every claim free year; upto Maximum 50%
Health checkup Pays Upto 1% of Sum Insured; Max Rs. 5000
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