| 8- Reliance General Insurance Co. Ltd : Family Floater Insurance |
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| Reliance HealthWise Policy |
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| Key Highlights |
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- Rs. 3 lakh cover for a family of two at Rs. 2513 per annum
- 24 x 7 cashless facility and TPA support
- No medical check-up up to age of 45 years
- Income Tax benefit under Section 80 D
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| Features |
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| Access to quality healthcare is a necessity today. The Reliance Healthwise Policy ensures you provide the best medical care to your family. We offer a health insurance policy that gives you the optimum value for money without compromising on the quality of medical attention. |
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| Key Advantages |
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| Affordable Premiums |
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- We offer premiums as low as Rs.2513 p.a., for a Sum Insured of Rs. 3 lakhs, for a couple.
- The Family Floater benefit covers the entire family, ensuring that the cover is used optimally
- Policies are available for people up to the age of 65 years.
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| Convenience all the way |
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- No health checkups for people under the age of 45 years.
- With our instant health-kit issuance, your health cover gets an instant start.
- A 24-hour cashless facility is provided at more than 4,300 hospitals across India.
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| The Reliance Advantage |
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- Pre-existing illnesses will commence after two years or four years (depending on the plan you choose) of continuous cover
- We also provide you and your family with extended coverage for pre- and post-hospitalisation expenses.
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| Tax-wise |
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- With the Reliance HealthWise Policy, you can avail of tax benefits under Section 80D of the Income Tax Act.
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| Policy Coverage |
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| The coverage offered by Health-wise Policy includes: |
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- Hospitalisation Expenses – The policy will cover expenses incurred for room and operation-theatre charges, doctors’ fees, cost of nursing, medical tests, medicines, blood, etc.
- Day-Care Treatment – The policy will cover expenses incurred towards technologically advanced treatment that does not require hospitalisation for 24 hours.
- Domiciliary Hospitalisation – We also provide cover for treatment administered at home, subject to specified conditions.
- Pre- and Post-Hospitalisation – Reliance Healthwise covers medical expenses for treatment up to 60 days before (and up to 90 days after) the hospitalisation, depending upon the plan selected.
- Donor Expenses – In the event of a major organ transplant, this policy will cover hospitalisation expenses incurred on the donor.
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