| 8- Happy Family Floater Coverage from United India Insurance Company |
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| Source: Website of The Oriental Insurance Company Limited |
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| MEDICLAIM WITH OMP: |
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| In case where THE WHOLE FAMILY covered under THE FAMILY FLOATER Policy goes abroad by taking Oriental’s Overseas Mediclaim Policy his/ her FAMILY FLOATER Policy becomes suspended for the period he/ she is abroad. |
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| AND may be extended by number of days, the insured FAMILY was abroad subject to written request being made by the insured before leaving India. THE EXTENSION WONT BE APPLICABLE UNLESS THE ENTIRE FAMILY TAKES THE OPMP POLICY FROM THE COMPANY. |
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| DISCOUNT ON OMP PREMIUM: |
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| A DISCOUNT OF 15% ON Overseas Mediclaim Policy PREMIUM WOULD BE ALLOWED WHEN EVEN A SINGLE FAMILY member COVERED under the Happy Family Floater Policy, TAKES THE Overseas Mediclaim Policy FROM the Company, provided the happy family floater policy is valid as on the date of taking the Overseas Mediclaim Policy of the Company. |
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3. IRDA REGULATION NO 5: This policy is subject to regulation 5 of IRDA (Protection of Policy Holder interest) regulation. |
4. IT EXEMPTION: The premium under the policy is eligible for Income Tax exemption under Section 80-D of the IT Act. |
| The position of No Claim Discount (NCD)/ Loading on premium SHALL be as per illustration below: |
5.PREMIUM: SILVER Plan: |
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| A.PRIMARY MEMBER PREMIUM |
| Sum Insured |
Domiciliary Hos limit |
AGE BAND |
| 21-35 |
36-45 |
46-55 |
| 100000 |
10000 |
1320 |
1580 |
2470 |
| 150000 |
15000 |
1940 |
2320 |
3640 |
| 200000 |
20000 |
2490 |
2980 |
4720 |
| 250000 |
25000 |
2980 |
3570 |
5720 |
| 300000 |
25000 |
3480 |
4160 |
6730 |
| 350000 |
25000 |
3910 |
4670 |
7640 |
| 400000 |
25000 |
4340 |
5180 |
8560 |
| 450000 |
25000 |
4770 |
5700 |
9480 |
| 500000 |
25000 |
5200 |
6210 |
10400 |
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| B.FAMILY MEMBER PREMIUM (PER PERSON) |
| Sum Insured |
Domiciliary Hos limit |
AGE BAND |
| 3m-20 |
21-35 |
36-45 |
46-55 |
56-60 |
61-70 |
above70 |
| 100000 |
10000 |
240 |
260 |
320 |
490 |
700 |
1310 |
1760 |
| 150000 |
15000 |
350 |
390 |
460 |
730 |
1040 |
1940 |
2630 |
| 200000 |
20000 |
450 |
500 |
600 |
940 |
1350 |
2530 |
3450 |
| 250000 |
25000 |
540 |
600 |
710 |
1140 |
1640 |
3080 |
4230 |
| 300000 |
25000 |
630 |
700 |
830 |
1350 |
1930 |
3640 |
5020 |
| 350000 |
25000 |
700 |
780 |
930 |
1530 |
2210 |
4160 |
5750 |
| 400000 |
25000 |
780 |
870 |
1040 |
1710 |
2480 |
4680 |
6490 |
| 450000 |
25000 |
860 |
950 |
1140 |
1900 |
2750 |
5200 |
7230 |
| 500000 |
25000 |
940 |
1040 |
1240 |
2080 |
3020 |
5730 |
7970 |
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