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For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Family Floater Health Insurance Products in India (for your entire family)
 
(1) What is the Concept of Family Floater in health insurance?   (2) Introduction Family Floater Health Insurance
(3) Coverage & Exclusion under Family Floater Policies   (4) Family Floater Premium Comparative Chart
(5) Comparison of Family Floater Policies   (6) Policy Wording/ Proposal Form/ Brochure
(7) Family Floater Insurance Health from Companies   (8) Health Insurance Below Poverity Line (BPL) Families
 
General/ Health Insurance Companies Products
Life Insurance Companies Products
8- Happy Family Floater Coverage from United India Insurance Company
Source: Website of The Oriental Insurance Company Limited
MEDICLAIM WITH OMP:
In case where THE WHOLE FAMILY covered under THE FAMILY FLOATER Policy goes abroad by taking Oriental’s Overseas Mediclaim Policy his/ her FAMILY FLOATER Policy becomes suspended for the period he/ she is abroad.
AND may be extended by number of days, the insured FAMILY was abroad subject to written request being made by the insured before leaving India. THE EXTENSION WONT BE APPLICABLE UNLESS THE ENTIRE FAMILY TAKES THE OPMP POLICY FROM THE COMPANY.
DISCOUNT ON OMP PREMIUM:
A DISCOUNT OF 15% ON Overseas Mediclaim Policy PREMIUM WOULD BE ALLOWED WHEN EVEN A SINGLE FAMILY member COVERED under the Happy Family Floater Policy, TAKES THE Overseas Mediclaim Policy FROM the Company, provided the happy family floater policy is valid as on the date of taking the Overseas Mediclaim Policy of the Company.
3. IRDA REGULATION NO 5:
This policy is subject to regulation 5 of IRDA (Protection of Policy Holder interest) regulation.
4. IT EXEMPTION:
The premium under the policy is eligible for Income Tax exemption under Section 80-D of the IT Act.
The position of No Claim Discount (NCD)/ Loading on premium SHALL be as per illustration below:
5.PREMIUM:
SILVER Plan:
 
A.PRIMARY MEMBER PREMIUM
Sum Insured Domiciliary Hos limit AGE BAND
21-35 36-45 46-55
100000 10000 1320 1580 2470
150000 15000 1940 2320 3640
200000 20000 2490 2980 4720
250000 25000 2980 3570 5720
300000 25000 3480 4160 6730
350000 25000 3910 4670 7640
400000 25000 4340 5180 8560
450000 25000 4770 5700 9480
500000 25000 5200 6210 10400
 
 
B.FAMILY MEMBER PREMIUM (PER PERSON)
Sum Insured Domiciliary Hos limit AGE BAND
3m-20 21-35 36-45 46-55 56-60 61-70 above70
100000 10000 240 260 320 490 700 1310 1760
150000 15000 350 390 460 730 1040 1940 2630
200000 20000 450 500 600 940 1350 2530 3450
250000 25000 540 600 710 1140 1640 3080 4230
300000 25000 630 700 830 1350 1930 3640 5020
350000 25000 700 780 930 1530 2210 4160 5750
400000 25000 780 870 1040 1710 2480 4680 6490
450000 25000 860 950 1140 1900 2750 5200 7230
500000 25000 940 1040 1240 2080 3020 5730 7970
 
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