Google Search
Healthinsuranceindia Web
Health Insurance Home Insurance Author Author Insurance Hospitals Hospitals India Insurance FAQ FAQs Disclaimer Insurance Disclaimer Acknowlegde Insurance Acknowledgement Insurance Quote Get Quote Insurance Query Query Insurance Feedback Feedback Contact Insurance Contact Us Insurance Blog Blog Health Insurance
Various health insurance companies who provide insurance in India. Get free health insurance quote today from best health insurance companies in India for your entire family insurance plans Get Cashless medical insurance hospitalizaton form most of insurance companies plan Free medical treatment during hospitalization Peace of mind with health insurance policy
For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email:
Family Floater Health Insurance Products in India (for your entire family)
(1) What is the Concept of Family Floater in health insurance?   (2) Introduction Family Floater Health Insurance
(3) Coverage & Exclusion under Family Floater Policies   (4) Family Floater Premium Comparative Chart
(5) Comparison of Family Floater Policies   (6) Policy Wording/ Proposal Form/ Brochure
(7) Family Floater Insurance Health from Companies   (8) Health Insurance Below Poverity Line (BPL) Families
General/ Health Insurance Companies Products
Life Insurance Companies Products
8- Happy Family Floater Coverage from United India Insurance Company
Source: Website of The Oriental Insurance Company Limited
Any one illness SHALL be deemed to mean continuous period of illness and it includes relapse within 105 (one hundred and five) days from the date of discharge from the Hospital/ Nursing Home/ Day Care centre from where the treatment was taken. Occurrence of the same illness after a lapse of 105 (one hundred and five) days as stated above SHALL be considered as fresh illness for the purpose of this policy.
When an insured member of the family is hospitalized and a claim is admitted under the GOLD plan of the policy, then the insured person SHALL be paid a daily cash allowance as specified in section 1.2 A f of the policy.
When an insured member of the family aged between three months to 10 years is hospitalized and a claim is admitted under the GOLD plan of the policy, a sum as mentioned in the table of benefit under 1.2 A g will become payable under the policy.
Midterm inclusion of members is permitted for newly wed spouse only. Spouse can be included within three months of marriage or at the time of renewal of the policy.
A discount of 5% on the premium, in respect of each claim free year, subject to a maximum of 20 % SHALL be allowed provided the policy is renewed with the company without any break. In case any claim is admitted under the policy, the entire No Claim Discount earned SHALL be forfeited in the next renewal of the renewal of the policy. However, the No Claim Discount SHALL continue to accrue afresh from the next claim free year.
In case any claim is admitted under the policy, where No Claim Discount has not accrued or the earned No Claim Discount has been forfeited, a loading SHALL be levied on the renewal premium @5% for each claim occurred year subject to a maximum of 20%.
The position of No Claim Discount (NCD)/ Loading on premium SHALL be as per illustration below:
Status of No Claim Discount (NCD)/ Loading in the expiring policy In the event of NO CLAIM, the position of No. Claim Discount (NCD)/Loading in renewal policy In the event of CLAIM, the position of No. Claim Discount (NCD)/ Loading in renewal policy
0 % NCD/ Loading 5 % NCD 5 % Loading
5 % NCD 10 % NCD 0 % NCD/ Loading
10 % NCD 15% NCD 0 % NCD/ Loading
15 % NCD 20% NCD 0 % NCD/ Loading
20 % NCD 20% NCD 0 % NCD/ Loading
5 % Loading 0 % NCD/ Loading 10 % Loading
10 % Loading 5 % Loading 15 % Loading
15 % Loading 10 % Loading 20 % Loading
20 % Loading 15 % Loading 20 % Loading
Non-Disclosure, concealment or mis-representation of material facts in the Proposal Form and/ or in the Claim Form or any other documents, shall render the Policy null and void ab-initio and the Company shall not be liable under the policy. The Company shall also not be liable under this policy in respect of any claim if such claim be in any manner intentionally or fraudulently or otherwise misrepresented or concealed or on making false statements or submitting false bills whether by the Insured Person or Institution/ Organization on his behalf. Company shall be at liberty to take suitable legal action against the Insured Person/ Institution/ Organization as per Law.
  << 1 - 2 - 3 - 4 - 5 - 6 - 7 >>  
Get Best Health Insurance Quotes
To eliminate spam, please add these numbers together before you submit:
4 + 3 = *
* required
Health Isurance
Health Insurance Family Floater Insurance Senior Citizen Insurance Senior Citizen Mediclaim RIA Insurance Website Sitemap Health Insurance RSS
Best View at 1024x768 Resolution
© 2013 Ria Insurance Brokers Pvt. Ltd. (An IRDA approved Insurance Broker in India)