| 8- Happy Family Floater Coverage from United India Insurance Company |
|
| Source: Website of The Oriental Insurance Company Limited |
|
| (e) |
Ambulance services charges as defined hereinafter under |
Rs.1,000/- per illness andlimited to maximum 1% of the sum insured or Rs. 3,000/- whichever is less, for the entire policy period. |
Rs.2,000/- per illness and limited to maximum 1% of the sum insured or Rs. 6,000/- whichever is less, for the entire policy period. |
| (f) |
DAILY HOSPITAL CASH ALLOWANCE, AS DEFINED HEREINAFTER under |
NIL. |
0.1% of sum insured per day per illness subject to a maximum compensation for 10 days per illness. The overall liability of the Company during the policy period will be limited to 1.5% of the sum insured. |
| (g) |
Attendant allowance as hereinafter defined under |
NIL |
Rs.500/- per day of hospitalisation per illness and upto 10 days per illness. The overall liability of the Company during the policy period will be limited to compensation for 15 days of hospitalisation. |
| DOMICILIARY HOSPITALISATION (AS DEFINED HEREINAFTER) |
| (a) |
Surgeon, Medical Practitioner, Consultants, Specialists Fees, Blood, Oxygen, Surgical Appliances, Medicines & Drugs, Diagnostic Material and Dialysis, Chaemotherapy, Nursing expenses. |
10% of Sum Insured, Maximum Rs.25000/- during policy period. |
Rs.50000/- during policy period. |
| (b) |
Treatment for Dog bite (or bite of any other rabid animal like monkey, cat etc.) |
Reasonable expenses limited upto Rs.5,000/- actually incurred for immunisation injections in any one policy period. |
Reasonable expenses limited upto Rs.5,000/- actually incurred for immunisation injections in any one policy |
| NOTE: FOR THE PURPOSE OF THIS SECTION THE PRE-REQUISITE CONDITIONS FOR DOMICILIARY HOSPITALISATION CLAIM SHALL NOT APPLY. |
|
|
1.3. Hospitalization/ nursing home charges, surgery, medicines, drugs, pathological tests etc. incurred for donating an organ by the donor to the insured person during the course of organ transplant shall also be payable under this policy. However, cost of organ is not payable/ reimbursable under the policy. |
1.4. Company’s overall Liability in respect of all claims admitted under sections 1.2 and 1.3 during the Period of insurance shall not exceed the Sum Insured per Family mentioned in the Schedule. |
1.5. REGISTRATION CHARGES: are not payable under either SILVER or GOLD plans. |
1.6. ADD ON COVERS (OPTIONAL,SUBJECT TO EXTRA PREMIUM) |
|
| |
ITEM |
SILVER PLAN |
GOLD PLAN |
| (a) |
PERSONAL ACCIDENT as defined hereinafter |
Sum insured in multiples of Rs.1,00,000/- and upto Rs.5,00,000/- per person aged 18 years and above. 50% of this limit for persons less than 18 years. |
Sum Insured in multiples of Rs.2,00,000/-, and upto
Rs.10,00,000/- per person aged 18 years and above. 50% of this limit for persons less than 18 years. |
| (b) |
LIFE HARDSHIP SURVIVAL BENEFIT AS DEFINED HEREINAFTER |
NIL |
Plans of benefit AS DEFINED HEREINAFTER |
|
|
| PERSONAL ACCIDENT COVER: (WORLD – WIDE) |
|
|
|
