| 9-Overseas Student Travel Insurance - ICICI Lombard General Insurance Company Limited |
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The claim would be payable by the company upon submission of an official death certificate and a statement from a physician (which physician should not be a relative or spouse of the Insured or the Sponsor) stating cause of death, as proof of death, of the Sponsor, by the insured. Simultaneous claims under 'study interruption' and 'sponsor protection' is not permitted. |
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Exclusions :
This Benefit does not cover any other loss, directly or indirectly, in whole or in part, including loss caused by or resulting from any exclusion mentioned in the 'General Exclusions' section of this Policy. |
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BENEFIT 9 - COMPASSIONATE VISIT |
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The Company shall pay compensation, to the Insured in the event of Compassionate Visit by one Immediate Family Member, upto the amount stated in the Part I of the Schedule to the Policy, as per the terms and conditions and the exclusions below. |
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Terms & Conditions
In the event the Insured is Hospitalized for more than seven (7) consecutive days, and his medical condition forbids his repatriation and no adult member of his immediate family is present, the Company or the Third Party Administrator, after obtaining confirmation of need for a companion from our panel doctor / the Third Party Administrator, will provide a round trip economy class air ticket, or first class railway ticket, to allow one Immediate Family Member, during the entire period of insurance, to be at his bedside for the duration of his stay in the hospital. |
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Additionally, the company will refund the cost of stay of one immediate family member, up to the amount stated in the policy schedule. In any event, the Company's total liability for round trip transport and for daily allowances (accommodation and transportation only) shall not exceed the maximum amount stated in the Part I of the Schedule under this Policy. |
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In the event parent(s), spouse / child of the Insured is Hospitalized for more than (7) consecutive days, the Company or the Third Party Administrator, after obtaining confirmation of need for a companion from our panel doctor / the Third Party Administrator, will provide a round trip economy class air ticket, or first class railway ticket, to allow the Insured to be at the bedside of his parent(s), spouse / child for the duration of his/her stay in the hospital. |
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In any event, the Company's total liability for round-trip transport shall not exceed the maximum amount stated in the Part I of the Schedule under this Policy. |
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Exclusions :
This Benefit does not cover any other loss, directly or indirectly, in whole or in part, including loss caused by or resulting from any exclusion mentioned in the 'General Exclusions' section of this Policy. |
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BENEFIT 10 - LOSS OF PASSPORT |
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The Company shall compensate the Insured for the loss of passport during a Trip abroad but not exceeding the Sum Insured for the coverage as mentioned in Part I of the Schedule hereto. In the event that the passport belonging to the Insured is lost, the Company will reimburse the Insured for actual expenses necessarily and reasonably incurred in connection with obtaining a duplicate or fresh passport. |
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The deductible excess in respect of this benefit will be applicable for each separate claim, and shall be of an amount as specified in Part I of the Schedule to this Policy. |
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EXCLUSIONS
The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured in connection with or in respect of : |
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1.Loss of the passport due to delay or confiscation or detention by the customs, police or public authorities. |
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2.Loss of the passport due to theft unless it has been reported to the police authorities within 24 hours of the Insured becoming aware of the theft and a written police report being obtained in that regard. |
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3.Loss of the passport due to it being left unattended or forgotten by the Insured in a public place or public transport. |
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4.Loss or theft of the passport from a private place or from a private vehicle, unless it was located in a locked hotel room, apartment or locked vehicle, and forcible and violent entry was used to gain access to it. |
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5.Any exclusion mentioned in the 'General Exclusions' section of this Policy. |
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