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For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Student Overseas Travel Health Insurance Policies from India
 
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(1) Coverage student overseas travel (ICICI Lom)   (2) Students overseas travel policy wording(Tata AIG)
(3) Coverage student overseas travel insurance (Tata AIG)   (4) Student overseas travel Tata AIG insurance rates
(5) Comparision of coverage student overseas travel
ICICI Lom & Tata AIG
  (6) Student overseas travel ICICI Lombard insurance rates
(7) Policy Wording/ Proposal Form/ Brochure   (8) Students overseas travel policy wording(ICICI Lom)
(9) Product details of Various Companies for Student Travel Health Insurance
 
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8-Overseas Student Travel Insurance - ICICI Lombard General Insurance Company Limited
Source: Website of ICICI Lombard General Insurance Company Limited
BENEFIT 2 - DENTAL TREATMENT
4.Losses arising from any delay, detention, confiscation by customs officials or other public authorities.
5.Loss due to complete/partial damage of the checked-in baggage.
6.Any checked-in baggage loss in the Republic of India.
7.Any exclusion mentioned in the 'General Exclusions' section of this Policy.
The Company shall compensate the Insured for expenses incurred on acute anesthetic treatment of a natural tooth or teeth during a Trip abroad but not exceeding the Sum Insured for the coverage as mentioned in Part I of the Schedule hereto. The deductible excess in respect of this benefit will be applicable for each separate claim, and shall be of an amount as specified in Part I of the Schedule to this Policy.
Exclusions :
The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured in connection with or in respect of :
1.Medical treatment abroad if that is the sole reason or one of the reasons for temporary stay abroad.
2.Medical expenses/ services, the need for which arises out of a Pre-existing Condition.
3.Treatment, which could reasonably be delayed until the Insured's return to the Republic of India. The question of what can or what cannot be reasonably delayed will be decided jointly by the treating physicians and qualified personnel from the Third Party Administrator as the case may be.
4.Treatment of orthopedic, degenerative or oncological diseases, unless the medical assistance provided abroad involves unforeseen emergency measures to save the Insured's life or measures solely designed to relieve any acute pain.
5.For charges in excess of reasonable and customary charges as per the determination by the Third Party Administrator, as the case may be.
6.Any costs incurred in connection will cancer treatment, unless the medical assistance provided abroad involves unforeseen emergency measures to relieve acute pain.
7.Treatments relating to the removal of physical flaws or anomalies (cosmetic treatment or 'plastic' surgery in any form or manner).
8.Any costs incurred in connection with rest cures or recuperation at a spa or health resort, sanatorium, convalescence home or similar institution.
9.Any exclusion mentioned in the 'General Exclusions' section of this Policy.
* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the docto / hospital.
** Deductible of US$ 50 - Applicable for each separate claim.
# If not a pre-existing disease.
BENEFIT 3 - TOTAL LOSS OF CHECKED BAGGAGE
The Company shall compensate the Insured for the total loss of checked-in baggage specified on the trip abroad. The payment for this benefit will be limited to the travel destinations specified in the main travel ticket from India and return trip back to India during the trip abroad. All halts and via destinations included in this main travel ticket will also be considered for payment under this benefit. The compensation will not exceed the Sum Insured for the coverage as mentioned in Part I of the Schedule hereto. The deductible excess in respect of this benefit will be applicable for each separate claim, and shall be of an amount as specified in Part I of the Schedule to this Policy.
Terms and Conditions :
1.The Company will compensate the Insured for the market value of checked-in baggage in the event of total and complete loss of such checked-in baggage caused by a carrier (i.e. airline, ferry company etc.) up to the limits stipulated in the Schedule provided that :
(a.)Maximum amount payable per checked-in bag, in case more than one bag has been checked-in, is 50 % of the applicable Sum Insured. In case of only one bag being checked-in, the amount payable is 100% of the applicable Sum Insured.
(b.)Insured has provided all reports, documents and other details concerning the loss to the Third Party Administrator.
For the purposes of this Benefit, "market value" is the sum required to purchase new items of the same kind and quality less an amount representing wear and tear, usage, etc. at the time of loss.
2.In the event that the Company makes any payment or reimbursement under this benefit, it is a condition of such payment that any recovery from any carrier by the Insured, or on behalf of the Insured, under the terms of the Convention for the Unification of Certain Rules Relating to International Carriage by Air, 1929 ("Warsaw Convention") shall become the property of the Company.
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