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| Family Floater Health Insurance Products in India (for your entire family) |
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| Policy information of health insurance products for families including comparison rates, policy language, coverage etc. |
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| 8- HDFC Ergo General Insurance Co. Ltd : Family Floater Insurance |
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| Health Suraksha (Individual & Family floater) |
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| What is not Covered? |
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- 30 days Waiting Period
- 2 year Waiting Period for Specific Illnesses and Treatments like internal tumors, cysts, surgery on tonsils and sinuses etc.
- Pre-existing Conditions (until 48 months of continuous coverage)
- War or any act of war
- Any breach of any law with criminal intent
- Self-destruction or self inflicted injury, attempted suicide or suicide
- Terrorism, war or radioactivity
- Any claim arising out of the use of Intoxicating Drugs and Alcohol
- AIDS/HIV
- Plastic surgery or cosmetic surgery unless necessary as a part of medically necessary treatment
- All preventive care, vaccination including inoculation and immunisations
- For a complete list, kindly refer the Policy Wordings
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*This content is descriptive only. Actual coverage is subject to language policy issued.
*Please note these are illustrative exclusions. For detailed list, kindly refer the policy wordings. |
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