8- Universal Health Insurance Policy from United India - Health Insurance Below Poverity Line (BPL) Families |
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Source: Website of Universal Sompo General Insurance Company Limited |
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PAYMENT OF PREMIUM: |
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Coverage |
Premium |
Insured’s share |
GOI Subsidy |
Individual |
Rs.300/- |
Rs.100/- |
Rs.200/- |
Family upto 5 Members |
Rs.450/- |
Rs.150/- |
Rs.300/- |
Family upto 7 Members |
Rs.600/- |
Rs.200/- |
Rs.400/- |
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Family (not exceeding 5) consisting of Insured, spouse and first 3 dependent children Rs.450/-per annum. |
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CLAIM MINIMISATION CLAUSE |
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The Insured will at all times cooperate with a TPA /Company to contain claims ratio by ensuring that the treatment charges and other expenses are reasonable. |
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BPL FAMILY |
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A certificate as proof thereof issued by an official not below the rank of B.D.O./ Tehsildar of Revenue Department of the concerned State Government has to be attached. |
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PROTECTION OF POLICY HOLDERS’ INTEREST |
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In compliance to IRDA (Protection of Policy Holders’ Interest) Regulations, 2002, the Company has opened grievance cell at Regional Office as well as Head Office. The policy holder may submit his complaint/ grievance to the said grievance cell of the Company for remedial action. |
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The prospectus shall form part of your proposal form hence please sign as you have noted the contents of this prospectus. |
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Signature
Name
Place
Date. |
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