| Daily Benefit |
| SILVER |
GOLD |
PLATINUM |
| 500, 1000, 1500, 2000, 2500, 3000 |
3000, 4000, 5000 |
5000, 7500, 10000 |
| Hospital Cash Benefit(A) |
Cover for 180 days per policy year on every consecutive and completed period of 24 hours of hospitalization |
Cover for 180 days per policy year on every consecutive and completed period of 24 hours of hospitalization |
Cover for 180 days per policy year on every consecutive and completed period of 24 hours of hospitalization |
| Accident Hospitalization Benefit(B)*1 |
Double the daily benefit for a maximum of 15 days when hospitalized for more than 5 days. |
Double the daily benefit for a maximum of 15 days when hospitalized for more than 5 days. |
Double the daily benefit for a maximum of 15 days when hospitalized for more than 5 days. |
| Convalescence Benefit(C)*2 |
Rs 10000/-payable for hospitalization beyond 15 days |
Rs 10000/-payable for hospitalization beyond 15 days |
Rs 10000/-payable for hospitalization beyond 15 days |
| Critical Illness Benefit(D)*3 |
Rs 10000/-payable on diagnosis of covered 7 listed critical illness |
Rs 15000/-payable on diagnosis of covered 7 listed critical illness |
Rs 20000/-payable on diagnosis of covered 7 listed critical illness |
| Joint Hospitalization due to an accident(E)*4 |
Double the daily benefit payable when two or more insured persons covered under the same policy are hospitalized concurrently for a maximum of 5 days |
Double the daily benefit payable when two or more insured persons covered under the same policy are hospitalized concurrently for a maximum of 5 days |
Double the daily benefit payable when two or more insured persons covered under the same policy are hospitalized concurrently for a maximum of 5 days |
| Child Birth Benefit(F)*5 |
Not Available |
A lump sum of Rs 10000/- |
A lump sum of Rs 20000/- |
| Pre-Exisiting Disease Benefit(G)*6 |
Not Available |
A chosen daily benefit or Rs5000/- per day whichever is lower is payable upto a maximum of 5 days |
A chosen daily benefit or Rs5000/- per day whichever is lower is payable upto a maximum of 5 days |
| Health Check up cost reimbursement(H)*7 |
Not Available |
A maximum of 50% of the average daily benefit chosen is reimbursable |
A maximum of 50% of the average daily benefit chosen is reimbursable |
| Intensive Care Benefit(I)*8 |
Not Available |
Not Available |
Double the daily benefit is payable for maximum of 5 days per policy year |
| Parental Accommodation Benefit(J)*9 |
Not Available |
Not Available |
A chosen daily benefit is payable up to a maximum of 5 days per policy year |
| Emergency Family Member Visit from abroad(K)*10 |
Not Available |
Not Available |
Reimbursement of two way flight charges in economy class upto a maximum of rs 1/- lac per insured person policy |
| Customer Level Option Personal Accident Benefit*11 |
Coverage up to an amount of Rs 10 lakhs |
Coverage up to an amount of Rs 15 lakhs |
Coverage up to an amount of Rs 25 lakh |
