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For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Family Floater Health Insurance Products in India (for your entire family)
 
(1) What is the Concept of Family Floater in health insurance?   (2) Introduction Family Floater Health Insurance
(3) Coverage & Exclusion under Family Floater Policies   (4) Family Floater Premium Comparative Chart
(5) Comparison of Family Floater Policies   (6) Policy Wording/ Proposal Form/ Brochure
(7) Family Floater Insurance Health from Companies   (8) Health Insurance Below Poverity Line (BPL) Families
 
General/ Health Insurance Companies Products
Life Insurance Companies Products
8- IFFCO-Tokio General Insurance : Family Floater Insurance
Source: Website of IFFCO Tokio General Insurance Company Limited
Swasthya Kavach (Family Health) Policy
Local Ambulance Service:
  • In the event of an emergency, cover is provided for expenses incurred on ambulance services to the nearest hospital where Emergency Health facilities are available.
General Health Check-up:
  • You will be reimbursed the expenses incurred for general health examination (once in a block of 4 claims free years) – Applicable only under Wider Plan
Cumulative bonus :
  • You will be reimbursed the expenses incurred for general health examination (once in a block of 4 claims free years) – Applicable only under Wider Plan
Benefits under Section - 80D:
  • Premium upto Rs. 15,000 is eligible for self, spouse and dependant children with deductions under Section 80D of Income Tax Act, 1961.
ITGI’s Swasthya Kavach Policy ensures comprehensive coverage by offering value added features, at a nominal increase in premium, like
Critical illness extension for family:
  • You will be covered for 10 named critical illness for double the basic cover sum insured. 10 Critical Illness include: Paralytic Stroke, Cancer, Renal Failure, Coronary Artery Disease, Major Injuries, End Stage Liver Disease, Major Burns, Coma, Major Organ Transplant and Multiple Sclerosis
What does the policy not cover?
  • Diseases, which have been in existence at the inception of the policy
  • Illness that commenced during the first 30 days of inception of the first policy.
  • During the first year of the Policy, the expenses on treatment of diseases such as Tonsillitis/ Adenoids, Gastric or Duodenal Ulcer, any type of Cyst/ Nodules/ Polyps, any type of Breast lumps.
  • During the first two continuous years of the insurance with us, the expenses on treatment of diseases such as Cataract, Benign Prostatic Hypertrophy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Fistula in anus, Piles, Sinusitis, Choletithiasis and Cholecystectomy, Inter- vertebral Disc Prolapse (other than caused by an accident), Osteoarthritis, Varicose Veins / Varicose Ulcers etc.
  • Naturopathy, acupuncture, magnetic treatment, alternative medicines, etc
  • Under the Base Plan, during the first two continuous years of the Policy, the expenses on treatment of diseases such as Renal Failure, Heart Diseases, any type of Carcinoma/Sarcoma/Blood Cancer.
Swasthya Kavach (Family Health) covers
  • Hospitalisation
  • Pre-hospitalisation
  • Post - Hospitalisation.
  • Emergency Assistance Service
  • Local Ambulance Service.
  • Critical Illness extension (Optional)
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