| 8- IFFCO-Tokio General Insurance : Family Floater Insurance |
|
| Source: Website of IFFCO Tokio General Insurance Company Limited |
|
| Swasthya Kavach (Family Health) Policy |
|
| Local Ambulance Service: |
- In the event of an emergency, cover is provided for expenses incurred on ambulance services to the nearest hospital where Emergency Health facilities are available.
|
|
|
| General Health Check-up: |
|
- You will be reimbursed the expenses incurred for general health examination (once in a block of 4 claims free years) – Applicable only under Wider Plan
|
|
|
| Cumulative bonus : |
|
- You will be reimbursed the expenses incurred for general health examination (once in a block of 4 claims free years) – Applicable only under Wider Plan
|
|
|
| Benefits under Section - 80D: |
|
- Premium upto Rs. 15,000 is eligible for self, spouse and dependant children with deductions under Section 80D of Income Tax Act, 1961.
|
|
|
| ITGI’s Swasthya Kavach Policy ensures comprehensive coverage by offering value added features, at a nominal increase in premium, like |
|
| Critical illness extension for family: |
|
- You will be covered for 10 named critical illness for double the basic cover sum insured. 10 Critical Illness include: Paralytic Stroke, Cancer, Renal Failure, Coronary Artery Disease, Major Injuries, End Stage Liver Disease, Major Burns, Coma, Major Organ Transplant and Multiple Sclerosis
|
|
|
| What does the policy not cover? |
|
- Diseases, which have been in existence at the inception of the policy
- Illness that commenced during the first 30 days of inception of the first policy.
- During the first year of the Policy, the expenses on treatment of diseases such as Tonsillitis/ Adenoids, Gastric or Duodenal Ulcer, any type of Cyst/ Nodules/ Polyps, any type of Breast lumps.
- During the first two continuous years of the insurance with us, the expenses on treatment of diseases such as Cataract, Benign Prostatic Hypertrophy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Fistula in anus, Piles, Sinusitis, Choletithiasis and Cholecystectomy, Inter- vertebral Disc Prolapse (other than caused by an accident), Osteoarthritis, Varicose Veins / Varicose Ulcers etc.
- Naturopathy, acupuncture, magnetic treatment, alternative medicines, etc
- Under the Base Plan, during the first two continuous years of the Policy, the expenses on treatment of diseases such as Renal Failure, Heart Diseases, any type of Carcinoma/Sarcoma/Blood Cancer.
|
|
|
| Swasthya Kavach (Family Health) covers |
|
- Hospitalisation
- Pre-hospitalisation
- Post - Hospitalisation.
- Emergency Assistance Service
- Local Ambulance Service.
- Critical Illness extension (Optional)
|
|
|
|
|
|
