| 8- ICICI Lombard General Insurance Co. Ltd : Family Floater Insurance |
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| Source: Website of ICICI Lombard General Insurance Company Limited |
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| Exclusions valid for the first 2 Years |
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- Treatment of the following diseases/illness/ailments:
- Cataract
- Benign Prostatic Hypertrophy
- Myomectomy, Hysterectomy unless because of malignancy
- Hernia, Hydrocele
- Fistula in Anus, Piles
- Arthritis, Gout, Rheumatism
- Joint replacement, unless due to accident
- Sinusitis and related disorders
- Stone in the urinary and biliary systems
- Dilatation & Curettage
- Skin and all internal tumors / cysts / nodules / polyps of any kind, including breast
lumps, unless malignant / adenoids and hemorrhoids
- Dialysis required for chronic renal failure
- Surgery on tonsils, adenoids and sinuses
- Gastric and duodenal ulcers
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| If the Policy is renewed with us for two consecutive years, the above diseases / illness / ailments will be covered from the third year. If these are pre-existing diseases at the time of inception of the policy, the same will be covered after the fourth year onwards, subject to continuous renewal of the policy with us. |
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| Permanent exclusions |
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- Any illness/ disease/ injury/ pre-existing disease before the inception of the policy. However, this exclusion ceases to apply if the policy is renewed with the Company for 4 consecutive years
- Non-allopathic treatment, pregnancy and childbirth related complications, cosmetic, aesthetic and obesity related treatment
- Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self injury
- War, riots, strike, nuclear weapon, induced treatment
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| Eligibility |
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- The customer can buy the policy for any family member(s) children and/or parents
- The senior most person to be insured should be between 5 to 60 years of age. (Persons aged 60 and above can consider our Health Advantage Plus plan, in which the age of the senior most person is up to 65 years)
- The Proposer needs to be aged above 18 years
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| FAMILY FLOATER HEALTH INSURANCE POLICY PREMIUM TABLE (6 months EMI without any extra charges#) |
| Monthly Premium for 1 Year plans in Rupees |
| Plan Details |
Plan A
Individual |
Plan B
2 Adults |
Plan C
2 Adults & 1 Kids |
Plan D
2 Adults & 2 Kids |
Plan E
1 Adult & 1 Kid |
Plan F
1 Adult & 2 Kids |
Age of senior most
family member |
2 Lac |
3 Lac |
2 Lac |
3 Lac |
4 Lac |
2 Lac |
3 Lac |
4 Lac |
2 Lac |
3 Lac |
4 Lac |
2 Lac |
3 Lac |
4 Lac |
2 Lac |
3 Lac |
4 Lac |
| 5 - 18 yrs. |
326 |
375 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| 19 - 35 yrs. |
441 |
508 |
661 |
762 |
1,142 |
857 |
987 |
1,483 |
1,052 |
1,212 |
1,824 |
579 |
667 |
1,003 |
722 |
831 |
1,253 |
| 36 - 45 yrs. |
552 |
613 |
828 |
920 |
1,284 |
1,024 |
1,145 |
1,624 |
1,219 |
1,370 |
1,965 |
671 |
754 |
1,081 |
805 |
910 |
1,323 |
| 46 - 55 yrs. |
983 |
1,092 |
1,572 |
1,747 |
2,446 |
1,768 |
1,972 |
2,787 |
1,964 |
2,197 |
3,127 |
1,080 |
1,209 |
1,720 |
1,177 |
1,324 |
1,904 |
| 56 - 60 yrs. |
- |
1,338 |
1,926 |
2,140 |
2,996 |
2,122 |
2,365 |
3,337 |
2,317 |
2,590 |
3,678 |
1,275 |
1,425 |
2,023 |
1,354 |
1,520 |
2,180 |
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