| 7- Family Floater Coverage - Easy Health Family Floater Insurance Plan from Apollo Munich |
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| Source : Website of Apollo Munich Insurance Company Limited |
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b) Organ Donor
The Medical Expenses for an organ donor’s treatment for the harvesting of the organ donated, provided that: |
- The organ donor is the Insured Person’s blood relative and the organ donated is for the use of the Insured Person, and
- We will not pay the donor’s pre- and post-hospitalisation expenses or any other medical treatment for the donor consequent on the harvesting, and
- We have accepted an inpatient Hospitalisation claim under Benefit 1a).
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c) Emergency Ambulance
We will reimburse the expenses incurred on an ambulance offered by a healthcare or ambulance service provider used to transfer the Insured Person to the nearest Hospital with adequate emergency facilities for the provision of health services following an emergency (namely a sudden, urgent, unexpected occurrence or event, bodily alteration or occasion requiring immediate medical attention), provided that:
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- Our maximum liability shall be restricted to the amount mentioned in the Schedule of Benefits, and
- We have accepted an inpatient Hospitalisation claim under Benefit 1a).
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d) Daily Cash for Accompanying an Insured Child
Note: This benefit is optional and effective only if noted as such in the Schedule of Benefits: |
| If the Insured Person Hospitalised is a child Aged 12 years or less, We will pay a daily cash amount for 1 accompanying adult for each complete period of 24 hours if Hospitalisation exceeds 72 hours, provided that: |
- Our maximum liability shall be restricted to the amount mentioned in the Schedule of Benefits, and
- The days of admission and discharge shall not be counted, and
- We have accepted an inpatient Hospitalisation claim under Benefit 1a).
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e) Newborn baby
Note: This benefit is optional and effective only if noted as such in the Schedule of Benefits: |
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| We will cover the Medical Expenses of any medically necessary treatment described at 1)a) while the Insured Person is Hospitalised during the Policy Period as an inpatient for a Newborn Baby provided that: |
- We have accepted a claim under 3a), and
- You have submitted a proposal for the insurance of the newborn baby within 30 working days after the birth, and We have in Our sole and absolute discretion accepted the same and received the premium sought.
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| Newborn Baby means those babies born to You and Your spouse during the Policy Period Aged between 1 day and 90 days. |
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| Section. 3 Additional Benefits not related to Sum Insured Claims made in respect of any of the benefits below will not be subject to the Sum Insured and will not affect either the entitlement to a Cumulative bonus or a health check-up. |
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| The benefits below are optional and each is only effective if shown in the Schedule to be effective. |
| a)Maternity Expenses We will pay the Medical Expenses for a delivery (including caesarean section) while Hospitalised or the lawful medical termination of pregnancy during the Policy Period limited to 2 deliveries or terminations or either during the lifetime of the Insured Person, provided that: |
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