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Family Floater Health Insurance Products in India (for your entire family)
 
Policy information of health insurance products for families including premium rates, policy language, coverage etc.
(1) What is the Concept of Family Floater?   (2) Introduction: Family Floater Health Insurance in India
(3) Coverage & Exclusion under Family Floater Insurance India   (4) Family Floater Policy Premium Chart
(5) Features of Family Floater Policies in India   (6) Policy Wording /Proposal Form/ Brochure
(7) Family Floater Coverage   (9) Health Insurance -Below Poverity Line(BPL) Families
 
a- Apollo Munich Insurance b- National Insurance
(8) Product details of Various Companies for Family Floater Insurance
 
General/Health Insurance Companies Products
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Life Insurance Companies Products
 
 
 
 
 
 
 
   6-Easy Health Health Insurance Family Floater Plan/Individual Plan from Apollo Munich- Brochure
  • Easy Health Exculsive
  • Easy Health Premiun
  • Easy Health Standard
     Apollo Munich Insurance Company Limited : Easy Health Exclusive
Easy Health Exclusive
Sum Insured (SI) / Policy (Rs. In Lakh) 3.00, 4.00, 5.00 7.50
1a) In-patient Treatment Covered
1b) Pre - hospitalisation Covered
1c) Post - hospitalisation Covered
1d) Day Care Procedures Covered
1e) Domiciliary Treatment Covered
2a) Daily Cash for choosing Shared Accomodation Rs. 500 per day, Maximum Rs. 3,000 Rs. 800 per day, Maximum Rs. 4,800
2b) Expenses for Organ Donor of Transplant Covered
2c) Emergency Ambulance Upto Rs. 2,000
2d) Daily Cash for accompanying an insured child Rs. 300 per day, Maximum Rs.9,000 Rs. 500 per day, Maximum Rs.15,000
2e) Newborn baby Optional
3a) Maternity Expenses with Waiting Period of 4 Years Normal Delivery Rs. 15,000*

Caesarean Delivery Rs.25,000*
(* including Pre/Post Natal Limit of Rs.1,500 and New Born limit of Rs. 2,000)
Normal Delivery Rs. 25,000*

Caesarean Delivery Rs.40,000*
(* including Pre/Post Natal Limit of Rs.2,500 and New Born limit of Rs. 3,500)
3b) Out-patient Dental Treatment with Waiting Period of 3 years Not Covered
3c) Spectacles, Contact Lenses, Hearing Aid Every Third Year Not Covered
3d) E-opinion in respect of a Critical Illness Not Covered
4) Additional Cover for Critical Illness Optional 50% or 100% of basic Sum Insured
5) Health Checkup Upto 1% of Sum Insured per Policy subject to a Maximum Rs. 5,000 per Insured Person, only once at the end of a block of every continuous three claim free years.
Benefits under 3b), 3c), 3d) and 5) are subject to pre-authorisation by the TPA
     Apollo Munich Insurance Company Limited : Easy Health Premium
Easy Health Premium
Sum Insured (SI) / Policy (Rs. In Lakh) 4.00, 5.00 7.50, 10.00
1a) In-patient Treatment Covered
1b) Pre - hospitalisation Covered
1c) Post - hospitalisation Covered
1d) Day Care Procedures Covered
1e) Domiciliary Treatment Covered
2a) Daily Cash for choosing Shared Accomodation Rs. 500 per day, Maximum Rs. 3,000 Rs. 800 per day, Maximum Rs. 4,800
2b) Expenses for Organ Donor of Transplant Covered
2c) Emergency Ambulance Upto Rs. 2,000
2d) Daily Cash for accompanying an insured child Rs. 300 per day, Maximum Rs.9,000 Rs. 500 per day, Maximum Rs.15,000
2e) Newborn baby Optional
3a) Maternity Expenses with Waiting Period of 4 Years Normal Delivery Rs. 15,000*

Caesarean Delivery Rs.25,000*
(* including Pre/Post Natal Limit of Rs.1,500 and New Born limit of Rs. 2,000)
Normal Delivery Rs. 25,000*

Caesarean Delivery Rs. 40,000*
(* including Pre/Post Natal Limit of Rs.2,500 and New Born limit of Rs. 3,500)
3b) Out-patient Dental Treatment with Waiting Period of 3 years Upto 1% of Sum Insured subject to a Maximum of Rs. 5,000
3c) Spectacles, Contact Lenses, Hearing Aid Every Third Year Upto Rs.5,000
3d) E-opinion in respect of a Critical Illness Covered, One Opinion per policy year
4) Additional Cover for Critical Illness Optional 50% or 100% of basic Sum Insured
5) Health Checkup Upto 1% of Sum Insured per Policy subject to a Maximum Rs. 5,000 per Insured Person, only once at the end of block of every continuous two claim free years.
Benefits under 3b), 3c), 3d) and 5) are subject to pre-authorisation by the TPA
     Apollo Munich Insurance Company Limited : Easy Health Standard
Easy Health Standard
Sum Insured (SI) / Policy (Rs. In Lakh) 2.00, 3.00, 4.00, 5.00
1a) In-patient Treatment Covered
1b) Pre - hospitalisation Covered
1c) Post - hospitalisation Covered
1d) Day Care Procedures Covered
1e) Domiciliary Treatment Covered
2a) Daily Cash for choosing Shared Accomodation Rs. 500 per day, Maximum Rs. 3,000
2b) Expenses for Organ Donor of Transplant Covered
2c) Emergency Ambulance Upto Rs. 2,000
2d) Daily Cash for accompanying an insured child Not Covered
2e) Newborn baby Not Covered
3a) Maternity Expenses with Waiting Period of 4 Years Not Covered
3b) Out-patient Dental Treatment with Waiting Period of 3 years Not Covered
3c) Spectacles, Contact Lenses, Hearing Aid Every Third Year Not Covered
3d) E-opinion in respect of a Critical Illness Not Covered
4) Additional Cover for Critical Illness Not Offered
5) Health Checkup Upto 1% of Sum Insured per Policy, only once at the end of a block of every continuous four claim free years.
Benefits under 3b), 3c), 3d) and 5) are subject to pre-authorisation by the TPA
         
 
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