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| Group Health Insurance Policy for Corporates/Organization |
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| Benefits and coverage information for large corporate and SMEs. |
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| 4- Specimen Calculation for Group Health Insurance |
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| Broker: |
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| Name of Insurance Company: - The Oriental Insurance Company Ltd. Mediclaim for sum insured of Rs 2, 00,000/- per family with floater |
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| Age Group |
No of Employees |
No of Dependents |
Premium Per person/
Per Year for Employee |
Premium Per person/
Per Year for dependent |
Total for Emp |
Total for Dep. |
Total |
| Up to 35 |
85 |
80 |
2468 |
494 |
209780 |
39488 |
249268 |
| 36 to 45 |
14 |
8 |
2851 |
590 |
41314 |
4722 |
46036 |
| 46 to 55 |
2 |
15 |
4680 |
936 |
9360 |
14040 |
23400 |
56 to 60 |
1 |
7 |
6687 |
1337 |
6687 |
9362 |
16049 |
| Total |
102 |
110 |
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|
212 |
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|
334752 |
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| Less |
10% for deletion of domiciliary treatment clause |
33475 |
| Add |
10% for Maternity Benefit |
33475 |
| |
|
334752 |
| Add |
20% for Pre existing Disease |
66950 |
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Total |
401703 |
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Less Group Discount 2.5% |
8369 |
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|
393334 |
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Add Service Tax 12.36% |
48616 |
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Premium Payable |
441950 |
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