| 8- Care Group Health Insurance Policy |
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| What is Group Health/Group Medical Insurance? |
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| Group Health Insurance is a type of Health Insurance plan that covers employees of an organization. Through contributory or non-contributory version of these policies, employers offer coverage to their employees during their employment tenure. |
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| It is a valued benefit for employees & their immediate family members like spouse, children and parents since group health insurance premium costs for employees are significantly lower than individual health insurance plans. Companies also get tax reduction on these, making it advantageous for both employer and the employee. |
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| Why Choose Care Health’s Group Health Insurance? |
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- Pre-existing diseases covered from day 1*
- Specialized Health Insurer dedicatedly working in the industry
- One of the best Claim Settlement ratios for Health Insurance nationwide
- No TPA/third party intermediation required because of in-house claim management
- Flexibility to choose plans based on employer’s need
- No Pre-policy health check-up
- Real-time access to digital portal/mobile app for service-related queries
- 504+ Day-care surgeries covered
- Wide range of sum insured options
- 24/7 support for queries/claim assistance
- Critical illness coverage for hospitalization from day 1
- One of the largest network of cashless healthcare providers
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| Salient Features of Group Health/ Group Medical Insurance: |
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| Health Insurance has become essential due to the ever increasing cost of healthcare services. What was once considered a bonus, has now become a necessity and thus many organisations today provide group health insurance policies to their employees. |
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| Extended Benefits |
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Employers can also opt for extended benefits while purchasing group health insurance. Under this, a set of comprehensive benefits are available to employees subject to terms and conditions-
- Maternity expenses can be covered
- New born babies can be covered within maternity coverage.
- Option for OPD coverage.
- Employer can choose a corporate buffer under which employees get an extra amount, if their existing Sum Insured gets exhausted and they need further financial assistance.
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| Additional Highlights of Group Health Insurance |
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Below mentioned are the additional benefits of Corporate Health insurance that can be offered to policyholders depending upon their requirements -
- International Second opinion
- Doctor on Call
- Health Risk Assessment
- Discount Connect
- Health Camps
- Vaccination Camps
- Mobile App
- Paperless Claim Processing
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