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For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Individual Personal Accident Policy in India
 
(1) Personal Accident Insurance Policy (Plan)   (2) Policy Wording /Proposal Form/ Brochure
(3) Product details of Various Companies for Personal Accident Insurance/Policy
 
General/Health Insurance Companies Products
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1- Personal Accident Insurance Policy (Plan)
PERMANENT PARTIAL DISABLEMENT
(1)Parts Lost Compensation In Percentage of C.S.I.
1.Loss of toes all
2.greate both phalanges
3.great one phalanx
4.Other than great, if more than one toe-lost, each
 
(2)Loss of hearning both ears  
(3)Loss of hearing one ear  
(4)Loss of four fingers and thumb of one hand  
(5)Loss of four fingers  
(6)Loss of thumb-both phalanges one phalanx phalanx
 
(7)Loss of index finger three phalanges or two phalanges or one phalanx  
(8)Loss of index finger three phalanges or two phalanges or one phalanx  
(9)Loss of ring finger three phalanges or two phalanges or one phalanx  
(10)Loss of little finger three phalanges or two phalanges or on phalanx  
(11)Loss of metacarples first or second (additional) or third, fourth or fifth additional)  
Any other Permanent partial disablement % as assessed by the panel Doctor of the Company.
Note :
 
1) The cover is worldwide.
2) The capital sum insured shall be fixed at the commencement of the policy No change in the C.S.I. is permissible during the currency of policy.
3) Occupation not included in the above will be decided by insurer depending upon the merit of each case in consultation with RO/HO Technical dept.
4) Sum insured of Table A should not exceed insured’s 2 years income and total sum insured comprising all the table should not exceed 6 years income :
5) Retired Person of GIC & its subsidiaries) can be covered up to his/her death. The sum insured to be given on 50% basis of last policy or Rs. 5 lacs which ever is less for table B only. i.e. Weekly Compensation benefit (table A should not be given.
6) The aforesaid limits would apply cumulatively in the event of there being more than one policy on the life of the insured by any one or more of the subsidiaries of the G.I.C.
7) Table A can be taken upto Rs. 5 Lacs with prior R.O. approval.
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