List of Generally excluded in Hospitalisation Policy |
SNO |
List of Expenses Generally Excluded ("Non-Medical")in Hospital IndemnityPolicy - |
SUGGESTIONS |
ITEMS PAYABLE IF SUPPORTED BY A PRESCRIPTION |
165 |
LISTERINE/ ANTISEPTIC MOUTHWASH |
Payable when prescribed |
166 |
LOZENGES |
Payable when prescribed |
167 |
MOUTH PAINT |
Payable when prescribed |
168 |
NEBULISATION KIT |
If used during hospitalization is payable reasonably |
169 |
NOVARAPID |
Payable when prescribed |
170 |
VOLINI GEL/ ANALGESIC GEL |
Payable when prescribed |
171 |
ZYTEE GEL |
Payable when prescribed |
172 |
VACCINATION CHARGES |
Routine Vaccination not Payable/ Post Bite Vaccination Payable |
PART OF HOSPITAL'S OWN COSTS AND NOT PAYABLE |
173 |
AHD |
Not Payable - Part of Hospital's internal Cost |
174 |
ALCOHOL SWABES |
Not Payable - Part of Hospital's internal Cost |
175 |
SCRUB SOLUTION/STERILLIUM |
Not Payable - Part of Hospital's internal Cost |
OTHERS |
176 |
VACCINE CHARGES FOR BABY |
Payable as per Plan |
177 |
AESTHETIC TREATMENT/ SURGERY |
Not Payable |
178 |
TPA CHARGES |
Not Payable |
179 |
VISCO BELT CHARGES |
Not Payable |
180 |
ANY KIT WITH NO DETAILS MENTIONED [DELIVERY KIT, ORTHOKIT, RECOVERY KIT, ETC] |
Not Payable |
181 |
EXAMINATION GLOVES |
Not Payable |
182 |
KIDNEY TRAY |
Not Payable |
183 |
MASK |
Not Payable |
184 |
OUNCE GLASS |
Not Payable |
185 |
OUTSTATION CONSULTANT'S/ SURGEON'S FEES |
Not payable, except for telemedicine consultations where covered by policy |
186 |
OXYGEN MASK |
Not Payable |
187 |
PAPER GLOVES |
Not Payable |
188 |
PELVIC TRACTION BELT |
Should be payable in case of PIVI) requiring traction as this is generally not reused |
189 |
REFERAL DOCTOR'S FEES |
Not Payable |
190 |
ACCU CHECK (Glucometery/ Strips) |
Not payable prehospitilasation or post hospitalisation/ Reports and Charts required/ Device not payable |
191 |
PAN CAN |
Not Payable |
192 |
SOFNET |
Not Payable |
193 |
TROLLY COVER |
Not Payable |
194 |
UROMETER, URINE JUG |
Not Payable |
195 |
AMBULANCE |
Payable as per Plan |
196 |
TEGADERM/ VASOFIX SAFETY |
Payable - maximum of 3 in 48 hrs and then 1 in 24 hrs |
197 |
URINE BAG P |
Payable where medicaly necessary till a reasonable cost - maximum 1 per 24 hrs |
198 |
SOFTOVAC |
Not Payable |
199 |
STOCKINGS |
Essential for case like CABG etc. where it should be paid. |