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Introduction to Health Insurance in India
 
Health Insurance provides risk coverage against unforeseen health expenditure that may result in financial hardship. Health insurance is one of the fastest growing areas in the insurance industry and is expected to grow to Rs. 30,000 crores in 5 years from the current Rs. 8,100 crores.
(1) Introduction of Health Insurance Policies   (2) Need of Health Insurance Policy
(3) Companies Offering Health Insurance/Mediclaim   (4) Salient Points of Various Products of Insurance Companies
(5) What Health Insurance Policy Covers in India   (6) What Health Insurance Policy in India does not Cover
(7) Selection of Health Insurance Product/Company   (8) Health Insurance through Life Companies
(9) Concept of :
 
a- Concept of Day Care Surgeries/Treatments Covered Insurance b- Cooling Off Period/ 30 days Waiting Period
c- Co-Pay Concept in Health Insurance Policy in India d- Health Insurance Through Credit Card
(10) Specimen:
 
a- Proposal Forms of Insurance Companies b- Non Receipt of Policy Letter to Send to Insurance Companies
   9 (a)- Concept of Day Care Surgeries/Treatments Covered Insurance
Listing of Day Care procedures - Total no. is 147
  1. Microsurgical operations on the middle ear
    1. Stapedotomy
    2. Stapedectomy
    3. Revision of a stapedectomy
    4. Other operations on the auditory ossicles
    5. Myringoplasty (Type -I Tympanoplasty)
    6. Tympanoplasty (closure of an eardrum perforation/reconstruction of the auditory ossicles)
    7. Revision of a tympanoplasty
    8. Other microsurgical operations on the middle ear

  2. Other operations on the middle & internal ear
    1. Myringotomy
    2. Removal of a tympanic drain
    3. Incision of the mastoid process and middle ear
    4. Mastoidectomy
    5. Reconstruction of the middle ear
    6. Other excisions of the middle and inner ear
    7. Fenestration of the inner ear
    8. Revision of a fenestration of the inner ear
    9. Incision (opening) and destruction (elimination) of the inner ear
    10. Other operations on the middle and inner ear

  3. Operations on the nose & the nasal sinuses
    1. Excision and destruction of diseased tissue of the nose
    2. Operations on the turbinates (nasal concha)
    3. Other operations on the nose
    4. Nasal sinus aspiration

  4. Operations on the eyes
    1. Incision of tear glands
    2. Other operations on the tear ducts
    3. Incision of diseased eyelids
    4. Excision and destruction of diseased tissue of the eyelid
    5. Operations on the canthus and epicanthus
    6. Corrective surgery for entropion and ectropion
    7. Corrective surgery for blepharoptosis
    8. Removal of a foreign body from the conjunctiva
    9. Removal of a foreign body from the cornea
    10. Incision of the cornea
    11. Operations for pterygium
    12. Other operations on the cornea
    13. Removal of a foreign body from the lens of the eye
    14. Removal of a foreign body from the posterior chamber of the eye
    15. Removal of a foreign body from the orbit and eyeball
    16. Operation of cataract

  5. Operations on the skin & subcutaneous tissues
    1. Incision of a pilonidal sinus
    2. Other incisions of the skin and subcutaneous tissues
    3. Surgical wound toilet (wound debridement) and removal of diseased tissue of the skin and subcutaneous tissues
    4. Local excision of diseased tissue of the skin and subcutaneous tissues
    5. Other excisions of the skin and subcutaneous tissues
    6. Simple restoration of surface continuity of the skin and subcutaneous tissues
    7. Free skin transplantation, donor site
    8. Free skin transplantation, recipient site
    9. Revision of skin plasty
    10. Other restoration and reconstruction of the skin and subcutaneous tissues.
    11. Chemosurgery to the skin.
    12. Destruction of diseased tissue in the skin and subcutaneous tissues
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