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Concept of Health Insurance through credit card                            
 
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Cooling off Period Concept  
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Specimen Proposal Forms of Insurance Company's
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Co-Pay-Concept  
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Specimen Premium Rates of Insurance Company's
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Head Office Address of Insurance Companies in India  
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Concept of Health Insurance Through Credit Card
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List of Insurance Ombudsmen with Addresses  
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Selection of Health Insurance Product/Company
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Non Receipt of Policy-Specimen of Letter to Be Sent  
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Comparision of Rates & Bonus Structure
 

CONCEPT OF HEALTHS INSURANCE THROUGH CREDIT CARD IN INDIA
Many people feel that buying of Health Insurance through credit card is very economical. It is worthwhile to look into the fine print of credit card leaflet with following questions in mind.
  1.
What are the features?
Generally no claim bonus is not given for such group polices. Or if it is given then it is at much lower rate than the normal one.
  2.
Is there any administrative cost to be paid to Credit Card Company? 
Generally it is Rs.175 to Rs 250 per person so for a family of four this adds up to Rs. 700 to Rs 1000.
  3.
You will have to deal with which office of the insurance company?
In one case the concerned branch of the Insurance company is located in Chennai .If the insured is living in New Delhi then phone calls, courier costs have to be added when claim is to be lodged. Will you be comfortable in dealing with the company locally or located over a long distance .The judgment is yours
   
 
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