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For Comparative Insurance Quote: Sai Sadan, 252-K, 2nd Floor, Raja Dhirsain Marg, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
Introduction to Health Insurance in India
 
(1) Introduction of Health Insurance Policies   (2) Need of Health Insurance
(3) Companies offering Health Insurance/ Mediclaim   (4) Salient Points of Various Products of Insurance Companies
(5) What Health Insurance Policy Covers in India   (6) What Health Insurance Policy does not Cover in India
(7) Selection of Health Insurance Product/ Company   (8) Health Insurance through Life Insurance Companies
(9) Concept of :
 
a- Concept of Day Care Surgeries Treatments Covered b- Cooling Off Period (30 days Waiting Period)
c- Co-Pay Concept in Health Insurance Policy d- Health Insurance through Credit Card
e- Concept of Cumulative Bonus in Health Insurance Policy f- Health Insurance Cumulative Bonus Comparision
(10) Specimen:
 
a- Proposal Forms of Insurance Companies   b- Non Receipt of Policy Letter to Send to Insurance Companies
9 (d)- Health Insurance Through Credit Card
Many people feel that buying of Health Insurance through credit card is very economical. It is worthwhile to look into the fine print of credit card leaflet with following questions in mind.
  1.
What are the features?
Generally no claim bonus is not given for such group polices. Or if it is given then it is at much lower rate than the normal one.
  2.
Is there any administrative cost to be paid to Credit Card Company? 
Generally it is Rs.175 to Rs 250 per person so for a family of four this adds up to Rs. 700 to Rs 1000.
  3.
You will have to deal with which office of the insurance company?
In one case the concerned branch of the Insurance company is located in Chennai .If the insured is living in New Delhi then phone calls, courier costs have to be added when claim is to be lodged. Will you be comfortable in dealing with the company locally or located over a long distance .The judgment is yours
  Health Insurance by Credit Card  
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