| List of Generally excluded in Hospitalisation Policy |
| SNO |
List of Expenses Generally Excluded ("Non-Medical")in Hospital IndemnityPolicy - |
SUGGESTIONS |
| EXTERNAL DURABLE DEVICES |
| 131 |
WALKING AIDS CHARGES |
Not Payable |
| 132 |
BIPAP MACHINE |
Not Payable |
| 133 |
COMMODE |
Not Payable |
| 134 |
CPAP/ CAPD EQUIPMENTS Device |
Not Payable |
| 135 |
INFUSION PUMP - COST Device |
Not Payable |
| 136 |
OXYGEN CYLINDER (FOR USAGE OUTSIDE THE HOSPITAL) |
Not Payable |
| 137 |
PULSEOXYMETER CHARGES Device |
Not Payable |
| 138 |
SPACER |
Not Payable |
| 139 |
SPIROMETRE Device |
Not Payable |
| 140 |
SP0 2PROB E |
Not Payable |
| 141 |
NEBULIZER KIT |
Not Payable |
| 142 |
STEAM INHALER |
Not Payable |
| 143 |
ARMSLING |
Not Payable |
| 144 |
THERMOMETER |
Not Payable (paid by patient) |
| 145 |
CERVICAL COLLAR |
Not Payable |
| 146 |
SPLINT |
Not Payable |
| 147 |
DIABETIC FOOT WEAR |
Not Payable |
| 148 |
KNEE BRACES (LONG/ SHORT/ HINGED) |
Not Payable |
| 149 |
KNEE IMMOBILIZER/ SHOULDER IMMOBILIZER |
Not Payable |
| 150 |
LUMBOSACRAL BELT |
Essential and should be paid specifically for cases who have undergone surgery of lumbar spine. |
| 151 |
NIMBUS BED OR WATER OR AIR BED CHARGES |
Payable for any ICU patient requiring more than 3 days in ICU, all patients with paraplegia/ quadripiegia for any reason and at reasonable cost of approximately Rs 200/ day |
| 152 |
AMBULANCE COLLAR |
Not Payable |
| 153 |
AMBULANCE EQUIPMENT |
Not Payable |
| 154 |
MICROSHEILD |
Not Payable |
| 155 |
ABDOMINAL BINDER |
Essential and should be paid in post surgery patients of major abdominal surgery including TAH, LSCS, incisional hernia repair, exploratory laparotomy for intestinal liver transplant etc. obstruction, |
| ITEMS PAYABLE IF SUPPORTED BY A PRESCRIPTION |
| 156 |
BETADINE\ HYDROGEN PEROXIDE\ SPIRIT\ DISINFECTANTS ETC |
May be payable when prescribed for patient, not payable for hospital use in OT or ward or for dressings in hospital |
| 157 |
PRIVATE NURSES CHARGES- SPECIAL NURSING CHARGES |
Post hospitalization nursing charges not Payable |
| 158 |
NUTRITION PLANNING CHARGES - DIETICIAN CHARGESDIET CHARGES |
Patient Diet provided by hospital is payable |
| 159 |
SUGAR FREE Tablets |
Payable- Sugar free variants of admissable medicines are not excluded |
| 160 |
CREAMS POWDERS LOTIONS (Toileteries are not payable, only prescribed medical pharmaceuticals payable) |
Payable when prescribed |
| 161 |
Digestion gels |
Payable when prescribed |
| 162 |
ECG ELECTRODES |
Upto 5 electrodes are required for every case visiting OT or ICU. For longer stay in ICU, may require a change and at least one set every second day must be payable. |
| 163 |
GLOVES Sterilized Gloves |
payable/ unsterilized gloves not payable |
| 164 |
HIV KIT |
Payable- payable Preoperative screening |
