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For Health Insurance India Enquiries Contact: Ria Insurance Brokers Pvt Ltd, 449 Kailash Tower -2, East Of Kailash,
New Delhi, India-110065, Phone. 011-26417566,46581566,24525374 Mob. 9810090853 Email:- ibidelhi@gmail.com
  Critical Illness Health Insurance Policy in India                       
 
Introduction of Critical Illness Insurance
Bajaj Allianz Insurance
ICICI Lombard Insurance
Tata AIG Insurance
Criticare TATA AIG Insurance
Exclusions Cover Includes Features
The Plan provides lump sum cash benefit on the Diagnosis of one of the defined Critical Illnesses.
Targeted towards the health conscious individuals (young to ageing couples) this policy covers 11 critical illnesses.
Features
Unique Features
Lumpsum Benefit on Diagnosis: Pays a lump sum benefit upto Rs. 15,00,000 if diagnosed to be suffering from a Critical Illness covered under the plan and it is the first incidence.
Second Opinion Benefit: Criticare provides for taking another opinion on the first diagnosis of the Critical Illness. The second opinion agency transfers the medical reports and diagnosis to a expert panel in US for review and independent opinion on diagnosis and line of treatment. This facility is absolutely free of cost to the customer and is applicable on the covered Critical Illnesses only.
Additional Features
No medical examination is required - Guaranteed Acceptance (the ages of 18 and 60 years)
Cover Includes
Critical Illnesses covered
  • First Heart Attack
  • Stroke
  • Cancer (excluding skin cancer)
  • Kidney Failure
  • Major Organ Transplant
  • Coma
  • Major Burns
  • Multiple Sclerosis
  • Kidney Failure Total Blindness
Coverage & Annual Premium (in Rs.)
 
Coverage Limit 250000 350000 500000 750000 1000000 1500000
Age In yrs            
18-24 962 1347 1925 2887 3850 5775
25-29 1365 1911 2731 4095 5460 8191
30-34 1955 2736 3909 5864 7817 11726
35-39 3330 4661 6659 9988 13317 19976
40-44 6089 8525 12178 18267 24356 36534
45-49 10607 14849 21214 31820 42427 63640
50-54 16695 23374 33392 50087 66783 100175
55-59 25339 35474 50676 76015 101353 152029
60-64 38597 54035 77193 115790 154386 231579
 
Premium mentioned is Annual (in Rs) & inclusive of applicable Service Tax. The premium paid (upto Rs 10,000) is exempt from Income Tax under Sec 80 D of Income Tax act. This Policy does not cover andy Pre-Existing Medical Condition. Please read the Health Data Declaration clause before signing.
 
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