| 6- Tata AIG General Insurance Company Limited - Critical Illness Insurance |
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| Criticare |
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| The Plan provides lump sum cash benefit on the Diagnosis of one of the defined Critical Illnesses. |
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| Targeted towards the health conscious individuals (young to ageing couples) this policy covers 11 critical illnesses. |
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| Features |
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| Unique Features |
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| Lumpsum Benefit on Diagnosis: Pays a lump sum benefit upto Rs. 15,00,000 if diagnosed to be suffering from a Critical Illness covered under the plan and it is the first incidence. |
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| Second Opinion Benefit: Criticare provides for taking another opinion on the first diagnosis of the Critical Illness. The second opinion agency transfers the medical reports and diagnosis to a expert panel in US for review and independent opinion on diagnosis and line of treatment. This facility is absolutely free of cost to the customer and is applicable on the covered Critical Illnesses only. |
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| Additional Features |
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| No medical examination is required - Guaranteed Acceptance (the ages of 18 and 60 years) |
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| Cover Includes |
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| Critical Illnesses covered |
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- First Heart Attack
- Stroke
- Cancer (excluding skin cancer)
- Kidney Failure
- Major Organ Transplant
- Coma
- Major Burns
- Multiple Sclerosis
- Kidney Failure Total Blindness
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| Coverage & Annual Premium (in Rs.) |
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Coverage Limit |
250000 |
350000 |
500000 |
750000 |
1000000 |
1500000 |
Age In yrs |
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18-24 |
962 |
1347 |
1925 |
2887 |
3850 |
5775 |
25-29 |
1365 |
1911 |
2731 |
4095 |
5460 |
8191 |
30-34 |
1955 |
2736 |
3909 |
5864 |
7817 |
11726 |
35-39 |
3330 |
4661 |
6659 |
9988 |
13317 |
19976 |
40-44 |
6089 |
8525 |
12178 |
18267 |
24356 |
36534 |
45-49 |
10607 |
14849 |
21214 |
31820 |
42427 |
63640 |
50-54 |
16695 |
23374 |
33392 |
50087 |
66783 |
100175 |
55-59 |
25339 |
35474 |
50676 |
76015 |
101353 |
152029 |
60-64 |
38597 |
54035 |
77193 |
115790 |
154386 |
231579 |
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| Premium mentioned is Annual (in Rs) & inclusive of applicable Service Tax. The premium paid (upto Rs 10,000) is exempt from Income Tax under Sec 80 D of Income Tax act. This Policy does not cover andy Pre-Existing Medical Condition. Please read the Health Data Declaration clause before signing. |
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