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| CRITICAL ILLNESS - GUARANTEED LUMP SUM PAYMENT ONCE ONCE DIAGNOSED OF CRITICAL ILLNESS |
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Critical illness policy provides protection from the life threatening illness, which can hamper your routine life style. With a critical illness cover you can secure yourself from such contingencies. This is a benefit policy which pays the SI as lump sum amount once you are diagnosed with one of the listed critical illness* |
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Cancer
Multiple Sclerosis
Paralysis
Coronary Artery Bypass Surgery
Major Organ Transplant
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Primary Pulmonary Arterial Hypertension.
First Heart Attack
Stroke
Kidney Failure
Arota Graft Surgery |
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Features
Covers 10major illnesses like cancer, heart attack, paralysis, etc.
The benefit amount is payable once the disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis*
Medical examination may be required in some cases based on the age and the benefit amount opted by the propose. |
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Benefits / Advantages
Very competitive premium rates
The insured receives the amount as lump sum so that he can plan the treatment accordingly
Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover
Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws.
Hassle-free in house claim settlement. |
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Coverage
SI available from 1,00,000 to Rs. 50,00,000
Age band – 6 yrs – 59 Years.
* Conditions apply. |
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