| 6- Criticare Illness Bajaj Allianz Insurance |
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| Source: Website of Bajaj Allianz General Insurance Company Limited |
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| CRITICAL ILLNESS - GUARANTEED LUMP SUM PAYMENT ONCE DIAGNOSED OF CRITICAL ILLNESS |
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| Critical illness policy provides protection from the life threatening illness, which can hamper your routine life style. With a critical illness cover you can secure yourself from such contingencies. This is a benefit policy which pays the SI as lump sum amount once you are diagnosed with one of the listed critical illness |
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Cancer |
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Multiple Sclerosis |
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Paralysis |
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Coronary Artery Bypass Surgery |
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Major Organ Transplant |
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Primary Pulmonary Arterial Hypertension. |
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First Heart Attack |
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Stroke |
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Kidney Failure |
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Arota Graft Surgery |
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| Features |
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Covers 10major illnesses like cancer, heart attack, paralysis, etc. |
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The benefit amount is payable once the disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis |
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Medical examination may be required in some cases based on the age and the benefit amount opted by the propose. |
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| Benefits / Advantages |
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Very competitive premium rates |
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The insured receives the amount as lump sum so that he can plan the treatment accordingly |
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Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover |
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Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws. |
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Hassle-free in house claim settlement. |
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| Coverage |
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SI available from 1,00,000 to Rs. 50,00,000 |
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Age band – 6 yrs – 59 Years. |
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| Conditions apply. |
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