|
|
| Critical Illness Health Insurance Policy |
| |
|
|
| 2- Features of Critical Illness Insurance Policies |
|
| a- Features of Various Parameters of Critical Illness Policies of General Insurance Companies |
| Company Name |
Bajaj Allianz General Ins. Co. |
HDFC Ergo General Ins. Co. |
Reliance General Ins. Co. Ltd. |
Tata AIG General Ins. Co. Ltd. |
Star Health and Allied Ins. Co. Ltd. |
| S.No. |
Policy Name |
Critical Illness Policy |
Critical illness ins. Policy |
Reliance Critical Illness Policy |
Critical illness policy |
Star Criticare Plus |
| 1. |
Diseases Covered |
10 |
8 |
10 |
11 |
8 |
| 2. |
Entry Age (Yrs) |
6 to 59 |
5 to 45 |
5 to 50 |
18 to 60 |
18 to 65 |
| 3 |
Valid Upto (Yrs) |
n/a |
n/a |
n/a |
n/a |
70 |
| 4 |
Minimum Sum Assured (Lakhs) |
1 |
2.5 |
5 |
1 |
2 |
| 5 |
Maximum Sum Assured (Lakhs) |
50 |
10 |
20 |
15 |
10 |
| 6 |
Policy Terms (Yrs) |
n/a |
n/a |
1 & 3 |
n/a |
n/a |
| 7 |
Survival Period (days) |
30 |
30 |
30 |
n/a |
30 |
| 8 |
Waiting Period (days) |
n/a |
90 |
90 |
n/a |
90 |
| 9 |
Sum Assured (Lakhs) |
5 |
5 |
3 |
5 |
5 |
| 10 |
Age (Yrs.) |
35 |
35 |
for a couple |
35 |
35 |
| 11 |
Premium |
1,500 |
1,500 |
2,513 |
6,037 |
8,400 |
| |
Average annual premium per lakh |
300 |
300 |
838 |
1,207 |
1,680 |
Note: Premium exclusive service tax and educatuion cess |
|
|
|
|
|
|
|
|
