2- Comparison of Critical Illness Insurance Policies in India
d- Comparison of Different Critical Illness Covered under Policies issued by Life Insurance Companies
Company Name
Tata AIG Life
Max New York
ICICI Prudential
HDFC Standard
Aviva Life Insurance
S.No.
Policy Name
Life Health Investor
Life Line Wellness Plan
Crisis Cover
Critical Care Plan
Aviva Health Plus
1.
Apallic Syndrome
yes
yes
yes
2.
Benign Brain Tumour
yes
yes
yes
yes
3
Blindness
yes
yes
yes
4
Brain Surgery
yes
5
Cancer
yes
yes
yes
yes
yes
6
Chronic Lung Disease
yes
yes
yes
7
Coma
yes
yes
yes
yes
8
Coronary Artery Bypass surgery
yes
yes
yes
yes
yes
9
End stage liver disease
yes
yes
yes
10
Heart Attack
yes
yes
yes
yes
yes
11
Heart Valve Surgery
yes
yes
yes
yes
yes
12
Kidney Failure
yes
yes
yes
yes
13
Loss of Limbs
yes
yes
14
Major Burns
yes
yes
15
Major Head Trauma
yes
yes
yes
16
Major Organ Transplant
yes
yes
yes
yes
yes
17
Paralysis
yes
yes
yes
yes
18
Stroke
yes
yes
yes
yes
yes
19
Surgery to aorta
yes
yes
yes
yes
yes
20
Terminal Illness
yes
21
Angioplasty
yes
22
Alzheimer's Disease
yes
yes
23
Aplastic Anaemia
yes
yes
24
Cardiomyopathy
yes
yes
25
Deafness
yes
yes
26
Loss of Speech
yes
yes
27
Medullary Cystic Disease
yes
28
Motor Neuron Disease
yes
yes
yes
29
Multiple Sclerosis
yes
yes
yes
30
Muscular Dystrophy
yes
yes
31
Parkinson’s Disease
yes
yes
yes
32
Poliomyelitis
yes
33
Primary Pulmonary hypertension
yes
yes
34
SLE with Lupus Nephritis
yes
yes
35
End Stage Lung disease
yes
yes
36
Deafness
yes
Total
12
10
35
30
18
***
Aviva Health Plus policy has been additional features as:
1. Accidental Death and Disability Benefit (ADD)
2. sickness-only Total Permanenet Disablity (STPD)
3.Critical Illness Benefit
4.Surgical Cash Benefit
5.Hospital Cash Benefit
6.Life cover upto 10 policy years
Option of cash less administration of claims
For Health Insurance India Enquiries Contact: Ria Insurance Brokers Pvt Ltd, 449 Kailash Tower -2, East Of Kailash,
New Delhi, India-110065, Phone. 011-26417566,46581566,24525374 Mob. 9810090853 Email:- ibidelhi@gmail.com
