| b- Features of Different Critical Illness Coverage under Policies issued by General Insurance Companies |
| Company/ Disease |
Bajaj Allianz Gen. Ins. |
HDFC Ergo Gen. Ins. |
Reliance Gen. Ins. Co. Ltd. |
Tata AIG Gen. Ins. Co. Ltd. |
Star Health and Allied Ins. Co. Ltd. |
| S.No. |
Policy Name |
Critical Illness Policy |
Critical illness ins. Policy |
Reliance Critical Illness Policy |
Critical illness policy |
Star Criticare Plus |
| 1. |
Cancer |
yes |
yes |
yes |
yes |
yes |
| 2. |
First heart attack |
yes |
yes |
|
yes |
|
| 3 |
Coronary artery disease |
|
|
|
|
|
| 4 |
Coronary artery bypass surgery |
yes |
yes |
|
|
|
| 5 |
Heart valve surgery |
|
|
yes |
|
|
| 6 |
Surgery to aorta |
yes |
|
yes |
yes |
|
| 7 |
Stroke |
yes |
yes |
|
|
yes |
| 8 |
Kidney failure |
yes |
yes |
|
yes |
|
| 9 |
Aplastic anaemia |
|
|
|
|
|
| 10 |
End-stage lung disease |
|
|
|
|
|
| 11 |
End-stage liver failure |
|
|
|
|
|
| 12 |
Coma |
|
|
yes |
yes |
yes |
| 13 |
Major burns |
|
|
yes |
yes |
|
| 14 |
Organ/ bone marrow transplantation |
yes |
yes |
yes |
yes |
yes |
| 15 |
Multiple sclerosis |
yes |
yes |
yes |
yes |
|
| 16 |
Fulminant hepatitis |
|
|
|
|
|
| 17 |
Motor neurone disease |
|
|
|
|
|
| 18 |
Primary Pulmonary hypertension |
yes |
|
|
|
|
| 19 |
Terminal illness |
|
|
|
|
|
| 20 |
Bacterial Meningitis |
|
|
|
|
|
| 21 |
Paralysis |
yes |
yes |
|
|
yes |
| 22 |
Quadriplegia |
|
|
yes |
|
yes |
| 23 |
Total Blindness |
|
|
yes |
yes |
|
| 24 |
End stage Renal disease |
|
|
yes |
|
yes |
| 25 |
left Ventricular |
|
|
|
|
|
| |
Total |
10 |
8 |
10 |
11 |
8 |
