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| OPD Coverage Health Insurance Plans |
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| 3- Star Health Gian Insurance Policy |
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| Combine the financial prudence of a significant Tax saving with the necessary health cover for your family. Avail of the maximum tax benefit with Star Health Gain Insurance paying a very affordable premium. What's more, it extends both outpatient and inpatient hospitalization expenses. Two facets of gain indeed. |
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| Major Product Features |
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- Flat amount of Rs 15,000 only irrespective of the sum insured or age of the persons or number of persons covered.
- Coverage for both inpatient and outpatient treatments under one health insurance policy
- Any unutilized amount under outpatient benefit can be carried forward to the next one year.
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| Who can take this health insurance plan? |
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Any person aged between 5 months and 60 years can be covered under this insurance.
Pre-Existing Diseases / Illness
Are covered after 48 months of continuous insurance with us
Policy Benefits - Outpatient coverage
You are covered for outpatient limits also. |
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| Limit of Outpatient Benefits for Individuals |
| Individual |
Limit of Outpatient Benefits for Individuals Sum |
| Sum insured for IP (Rs) |
1,00,000 |
2,00,000 |
3,00,000 |
4,00,000 |
5,00,000 |
| 5mths-45yr |
8,700 |
7,750 |
7,000 |
6,250 |
5,750 |
| 46-55yr |
7,900 |
6,350 |
5,200 |
3,000 |
NA |
| 56-60yr |
7,500 |
5,800 |
3,700 |
NA |
NA |
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| Maximum Outpatient Treatment Benefit for Various Family Sizes |
| Family Size |
Limit of Outpatient Benefits for Individuals Sum |
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Sum insured
for IP (Rs) |
1,00,000 |
2,00,000 |
3,00,000 |
4,00,000 |
5,00,000 |
| 2A |
5mths-35yr |
8400 |
7400 |
6750 |
5900 |
5250 |
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36y-45y |
8400 |
7400 |
6500 |
5500 |
4900 |
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46-55y |
NA |
5650 |
4000 |
2000 |
NA |
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56-60y |
NA |
5000 |
2250 |
NA |
NA |
| 1A+1C |
5mths-35yr |
8500 |
7700 |
6950 |
5750 |
5500 |
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36y-45y |
8500 |
7500 |
6750 |
5750 |
5250 |
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46-55y |
NA |
5850 |
4500 |
2400 |
NA |
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56-60y |
NA |
5200 |
2250 |
NA |
NA |
| 1A+2C |
5mths-35yr |
8450 |
7500 |
6900 |
6000 |
5500 |
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36y-45y |
8450 |
7250 |
6650 |
5750 |
5000 |
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46-55y |
NA |
5750 |
4450 |
2250 |
NA |
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56-60y |
NA |
5150 |
2250 |
NA |
NA |
| 1A+3C |
5mths-35yr |
8350 |
7400 |
6650 |
5750 |
5250 |
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36y-45y |
8350 |
7200 |
6450 |
5500 |
4750 |
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46-55y |
NA |
5500 |
4000 |
NA |
NA |
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56-60y |
4750 |
2250 |
NA |
NA |
NA |
| 2A+1C |
5mths-35yr |
8250 |
7250 |
6600 |
5750 |
5000 |
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36y-45y |
8250 |
7000 |
6150 |
5450 |
4500 |
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46-55y |
NA |
5250 |
3750 |
NA |
NA |
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56-60y |
NA |
4500 |
1500 |
NA |
NA |
| 2A+2C |
5mths-35yr |
8250 |
7000 |
6500 |
5500 |
4650 |
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36y-45y |
8250 |
7000 |
5950 |
5000 |
3750 |
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46-55y |
NA |
5000 |
3500 |
NA |
NA |
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56-60y |
NA |
4250 |
1500 |
NA |
NA |
| 2A+3C |
5mths-35yr |
8250 |
7000 |
6250 |
5250 |
4250 |
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36y-45y |
8250 |
6700 |
5750 |
4900 |
3700 |
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46-55y |
NA |
4750 |
3250 |
NA |
NA |
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56-60y |
NA |
4000 |
1150 |
NA |
NA |
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| A - Adult C - Child IP - Inpatient NA - Plan Not Available |
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