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For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
OPD Coverage Health Insurance Plans
 
Last Updated On- 05, April 2012
(1) Who offers OPD Coverage as a part of Health Insurance Plan   (2) Policy Wording/ Proposal Form/ Brochure
(3) Product details of Various Companies for OPD Coverage Insurance Policy
 
General/Health Insurance Companies Products
 
 
 
 
3- Star Health Gian Insurance Policy
Combine the financial prudence of a significant Tax saving with the necessary health cover for your family. Avail of the maximum tax benefit with Star Health Gain Insurance paying a very affordable premium. What's more, it extends both outpatient and inpatient hospitalization expenses. Two facets of gain indeed.
Major Product Features
  • Flat amount of Rs 15,000 only irrespective of the sum insured or age of the persons or number of persons covered.
  • Coverage for both inpatient and outpatient treatments under one health insurance policy
  • Any unutilized amount under outpatient benefit can be carried forward to the next one year.
Who can take this health insurance plan?
Any person aged between 5 months and 60 years can be covered under this insurance.

Pre-Existing Diseases / Illness
Are covered after 48 months of continuous insurance with us

Policy Benefits -  Outpatient coverage
You are covered for outpatient limits also.
Limit of Outpatient Benefits for Individuals
Individual Limit of Outpatient Benefits for Individuals Sum
Sum insured for IP (Rs) 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000
5mths-45yr 8,700 7,750 7,000 6,250 5,750
46-55yr 7,900 6,350 5,200 3,000 NA
56-60yr 7,500 5,800 3,700 NA NA
Maximum Outpatient Treatment Benefit for Various Family Sizes
Family Size Limit of Outpatient Benefits for Individuals Sum
  Sum insured
for IP (Rs)
1,00,000 2,00,000 3,00,000 4,00,000 5,00,000
2A 5mths-35yr 8400 7400 6750 5900 5250
  36y-45y 8400 7400 6500 5500 4900
  46-55y NA 5650 4000 2000 NA
  56-60y NA 5000 2250 NA NA
1A+1C 5mths-35yr 8500 7700 6950 5750 5500
  36y-45y 8500 7500 6750 5750 5250
  46-55y NA 5850 4500 2400 NA
  56-60y NA 5200 2250 NA NA
1A+2C 5mths-35yr 8450 7500 6900 6000 5500
  36y-45y 8450 7250 6650 5750 5000
  46-55y NA 5750 4450 2250 NA
  56-60y NA 5150 2250 NA NA
1A+3C 5mths-35yr 8350 7400 6650 5750 5250
  36y-45y 8350 7200 6450 5500 4750
  46-55y NA 5500 4000 NA NA
  56-60y 4750 2250 NA NA NA
2A+1C 5mths-35yr 8250 7250 6600 5750 5000
  36y-45y 8250 7000 6150 5450 4500
  46-55y NA 5250 3750 NA NA
  56-60y NA 4500 1500 NA NA
2A+2C 5mths-35yr 8250 7000 6500 5500 4650
  36y-45y 8250 7000 5950 5000 3750
  46-55y NA 5000 3500 NA NA
  56-60y NA 4250 1500 NA NA
2A+3C 5mths-35yr 8250 7000 6250 5250 4250
  36y-45y 8250 6700 5750 4900 3700
  46-55y NA 4750 3250 NA NA
  56-60y NA 4000 1150 NA NA
A -  Adult C -  Child IP -  Inpatient NA -  Plan Not Available
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