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| 3- Bajaj Allianz Tax Gain Plan - Health Insurance Policy |
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| Bajaj Allianz has designed a unique product - The Tax Gain plan, a Family floater health policy which covers out patient (OPD) expenses & hospitalization expenses under a single policy and helps you in your tax management also. |
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| Features |
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- OPD & Hospitalisation expenses covered under a single policy on floater basis
- Access to over 2400 hospitals all over India for cashless facility.
- Covers ambulance charges in case of an emergency up to Rs 1000/-
- 130 day care procedures subject to terms & conditions
- 10% co-payment of the admissible claim amount applicable if treatment is taken in non-network hospital, waiver of co-payment is available on payment of additional premium.
- Provides benefit of Health check-up at the end of each four (Hospitalization) claim free policy periods. Tests as specified in the schedule. This benefit can be opted by any one insured member
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| Benefits |
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- A single policy or cover can be continued till a person reaches 75 yrs!
- The premium slabs remain same from 18 yrs -55 yrs & 56- 75 yrs
- No restrictions of waiting periods to claim under Out patient expenses
- You can claim for dental procedures & treatment under OPD section!
- Cost of Spectacles, dentures, crutches can also be claimed under OPD Section!
- Provides Tax benefit under section 80 D of Income Tax Act
- In house claims settlement without hassles of going through a TPA. |
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| PLANS AND PREMIUM CHART |
| Flat premium 4999 * |
18-25 yrs |
26-40 yrs |
41-45 yrs |
46-55 yrs. |
| Hospitalization cover - Floater Sum Insured 1 lac |
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| OPD Benefits Self |
3100 |
2900 |
2500 |
1600 |
| PLAN-B Tax Gain9999 |
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| Flat premium 9999 * |
18-25 yrs |
26-40 yrs |
41-45 yrs |
46-55 yrs |
| Hospitalization cover - Floater Sum Insured 2lacs |
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| OPD Benefits Self |
6500 |
6000 |
5000 |
3000 |
| OPD benefits Self + spouse |
5200 |
4800 |
3500 |
1000 |
| PLAN-C Tax Gain 14999 1 ) C- 1 |
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| Flat premium 14999 * |
18-25 yrs |
26-40 yrs |
41-45 yrs |
46-55 yrs |
| Hospitalization cover - Floater Sum Insured 2 lacs |
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| OPD Benefits Self |
9500 |
9000 |
8500 |
7500 |
| OPD benefits Self + spouse |
9000 |
8500 |
7000 |
4500 |
| 2 ) C-2 |
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| Flat premium 14999 * |
18-25 yrs |
26-40 yrs |
41-45 yrs |
46-55 yrs |
| Hospitalization cover - Floater Sum Insured 3 lacs |
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| OPD Benefits Self |
9000 |
8500 |
7500 |
6000 |
| OPD benefits Self + spouse |
8000 |
7500 |
5500 |
2500 |
| PLAN- D-FOR SENIOR CITIZENS - Tax Gain 19999 |
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| Flat premium 19999 * |
56-60 yrs |
61-65 yrs |
65-70 yrs |
71-75 yrs |
| Hospitalization cover-Floater Sum Insured 1 lac |
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| OPD Benefits -Self |
13000 |
12500 |
12000 |
11000 |
| OPD benefits- Self + spouse |
11000 |
10000 |
9500 |
8000 |
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*Flat Premium (Rs) inclusive of Service Tax
All Sums Insured for Hospitalisation and OPD benefit in Indian Rupees. |
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