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Various health insurance companies who provide insurance in India. Get free health insurance quote today from best health insurance companies in India for your entire family insurance plans Get Cashless medical insurance hospitalizaton form most of insurance companies plan Free medical treatment during hospitalization Peace of mind with health insurance policy
For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
OPD Coverage Health Insurance Plans
 
Last Updated On- 05, April 2012
(1) Who offers OPD Coverage as a part of Health Insurance Plan   (2) Policy Wording/ Proposal Form/ Brochure
(3) Product details of Various Companies for OPD Coverage Insurance Policy
 
General/Health Insurance Companies Products
 
 
 
 
3- Bajaj Allianz Tax Gain Plan - Health Insurance Policy
Bajaj Allianz has designed a unique product - The Tax Gain plan, a Family floater health policy which covers out patient (OPD) expenses & hospitalization expenses under a single policy and helps you in your tax management also.
Features
  • OPD & Hospitalisation expenses covered under a single policy on floater basis
  • Access to over 2400 hospitals all over India for cashless facility.
  • Covers ambulance charges in case of an emergency up to Rs 1000/-
  • 130 day care procedures subject to terms & conditions
  • 10% co-payment of the admissible claim amount applicable if treatment is taken in non-network hospital, waiver of co-payment is available on payment of additional premium.
  • Provides benefit of Health check-up at the end of each four (Hospitalization) claim free policy periods. Tests as specified in the schedule. This benefit can be opted by any one insured member
Benefits
- A single policy or cover can be continued till a person reaches 75 yrs!
- The premium slabs remain same from 18 yrs -55 yrs & 56- 75 yrs
- No restrictions of waiting periods to claim under Out patient expenses
- You can claim for dental procedures & treatment under OPD section!
- Cost of Spectacles, dentures, crutches can also be claimed under OPD Section!
- Provides Tax benefit under section 80 D of Income Tax Act
- In house claims settlement without hassles of going through a TPA. 
PLANS AND PREMIUM CHART
Flat premium 4999 * 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs.
Hospitalization cover - Floater Sum Insured 1 lac        
OPD Benefits Self 3100 2900 2500 1600
PLAN-B Tax Gain9999        
Flat premium 9999 * 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
Hospitalization cover - Floater Sum Insured 2lacs        
OPD Benefits Self 6500 6000 5000 3000
OPD benefits Self + spouse 5200 4800 3500 1000
PLAN-C Tax Gain 14999 1 ) C- 1        
Flat premium 14999 * 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
Hospitalization cover - Floater Sum Insured 2 lacs        
OPD Benefits Self 9500 9000 8500 7500
OPD benefits Self + spouse 9000 8500 7000 4500
2 ) C-2        
Flat premium 14999 * 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
Hospitalization cover - Floater Sum Insured 3 lacs        
OPD Benefits Self 9000 8500 7500 6000
OPD benefits Self + spouse 8000 7500 5500 2500
PLAN- D-FOR SENIOR CITIZENS - Tax Gain 19999        
Flat premium 19999 * 56-60 yrs 61-65 yrs 65-70 yrs 71-75 yrs
Hospitalization cover-Floater Sum Insured 1 lac        
OPD Benefits -Self 13000 12500 12000 11000
OPD benefits- Self + spouse 11000 10000 9500 8000
*Flat Premium (Rs) inclusive of Service Tax
All Sums Insured for Hospitalisation and OPD benefit in Indian Rupees.
   
 
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