Google Search
Healthinsuranceindia Web
Health Insurance Home Insurance Author Author Insurance Hospitals Hospitals India Insurance FAQ FAQs Disclaimer Insurance Disclaimer Acknowlegde Insurance Acknowledgement Insurance Quote Get Quote Insurance Query Query Insurance Feedback Feedback Contact Insurance Contact Us Insurance Blog Blog Health Insurance
Various health insurance companies who provide insurance in India. Get free health insurance quote today from best health insurance companies in India for your entire family insurance plans Get Cashless medical insurance hospitalizaton form most of insurance companies plan Free medical treatment during hospitalization Peace of mind with health insurance policy
For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email:
OPD Coverage Health Insurance Plans
Last Updated On- 05, April 2012
(1) Who offers OPD Coverage as a part of Health Insurance Plan   (2) Policy Wording/ Proposal Form/ Brochure
(3) Product details of Various Companies for OPD Coverage Insurance Policy
General/Health Insurance Companies Products
3- Star Health Gian Insurance Policy
Other pre - and post - hospitalisation benefits
- Expenses in a hospital for inpatient hospitalization (minimum 24-hour stay).

- Hospitalisation expenses under the following heads are payable.- Room rent or boarding upto 2% of the sum insured, subject to a maximum of Rs 4000 per day in Class A cities; 1% of the sum insured, subject to a maximum of Rs 3000 per day in Class B cities; 1% of the sum insured, subject to a maximum of Rs 1,000 per day in subject to a maximum of Rs 1000 per day in other locations.

- Nursing charges.

- Surgeons, consultants and anaesthetists fees

- Blood, oxygen, diagnostic expenses, cost of pacemakers and similar expenses

- Drugs and medicines

- Emergency ambulance charges for transporting the patient to the hospital upto a sum of Rs 750 per hospitalization and overall policy limit of Rs 1,500.

- Pre-hospitalization expenses upto 30 days prior to the date of admission in hospital/nursing home

- Post-hospitalization expenses calculated @7% of the hospitalization expenses (excluding room rent), subject to a maximum of Rs 5000 (benefit-based).
What cannot be claimed?
-Treatment of illness/disease/sickness contracted by the insured person during the first 30 days from the commencement date of the policy

-First Two Years Exclusions: Cataract, Hysterectomy for Menorrhagia or Fibromyoma, Replacement surgery for knee and/or joint (other than caused by an accident), Prolapse of intervertebral disc(other than caused by accident),varicose veins and varicose ulcers

-First Year Exclusions: Benign Prostate Hypertrophy, Hernia, Hydrocele, Fistula in anus, Piles, Sinusitis and related disorders, congenital internal disease/defects, removal of gallstones and renal stone

-Naturopathy treatment

-Expenses which are purely diagnostic in nature with no positive existence of any disease

-Expenses incurred for non-allopathic treatment

-Treatment of external Congenital disease/defects/anomalies

-Expenses which are mainly cosmetic in nature
  << 1 - 2 >>  
Get Best Health Insurance Quotes
To eliminate spam, please add these numbers together before you submit:
8 + 7 = *
* required
Health Isurance
Health Insurance Toll Free Number
Health Insurance Family Floater Insurance Senior Citizen Insurance Senior Citizen Mediclaim RIA Insurance Website Sitemap Health Insurance RSS
Best View at 1024x768 Resolution
© 2013 Ria Insurance Brokers Pvt. Ltd. (An IRDA approved Insurance Broker in India)